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Qifu Technology, Inc (QFIN)
NASDAQ:QFIN
US Market
QFIN
Qifu Technology
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Qifu Technology (QFIN) Ratios

934 Followers

Qifu Technology Ratios

QFIN's free cash flow for Q4 2025 was ¥0.78. For the 2025 fiscal year, QFIN's free cash flow was decreased by ¥ and operating cash flow was ¥0.28. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 6.27 6.27 0.69 1.31 104.07
Quick Ratio
 6.27 6.27 0.69 1.31 275.89
Cash Ratio
 3.39 3.39 0.24 0.12 47.77
Solvency Ratio
 0.18 0.18 0.27 0.18 0.19
Operating Cash Flow Ratio
 4.95 4.98 0.51 0.21 39.48
Short-Term Operating Cash Flow Coverage
 4.95 4.98 6.82 8.91 39.48
Net Current Asset Value
¥ -18.87B¥ -18.87B¥ -11.28B¥ 20.86B¥ -5.80B
Leverage Ratios
Debt-to-Assets Ratio
 0.07 0.07 0.03 0.02 <0.01
Debt-to-Equity Ratio
 0.16 0.16 0.06 0.04 0.01
Debt-to-Capital Ratio
 0.14 0.14 0.05 0.04 0.01
Long-Term Debt-to-Capital Ratio
 0.06 0.06 0.00 <0.01 <0.01
Financial Leverage Ratio
 2.36 2.36 1.99 2.09 2.14
Debt Service Coverage Ratio
 2.98 2.61 4.70 8.74 54.53
Interest Coverage Ratio
 0.00 0.00 0.00 0.00 0.00
Debt to Market Cap
 0.35 0.42 0.03 0.05 <0.01
Interest Debt Per Share
 59.14 57.15 9.38 5.66 1.41
Net Debt to EBITDA
 -0.47 -0.52 -0.38 -0.41 -0.78
Profitability Margins
Gross Profit Margin
74.42%81.51%61.77%64.13%70.66%
EBIT Margin
45.39%38.41%46.65%48.56%53.40%
EBITDA Margin
45.50%38.41%47.08%49.01%53.87%
Operating Profit Margin
39.14%33.86%43.86%29.82%27.02%
Pretax Profit Margin
41.75%38.41%45.98%32.40%28.65%
Net Profit Margin
33.86%31.04%36.49%26.31%24.31%
Continuous Operations Profit Margin
33.82%31.11%36.40%26.20%24.20%
Net Income Per EBT
81.10%80.82%79.37%81.20%84.86%
EBT Per EBIT
106.68%113.43%104.83%108.66%106.04%
Return on Assets (ROA)
10.47%10.18%13.01%9.35%9.97%
Return on Equity (ROE)
24.99%23.99%25.90%19.53%21.35%
Return on Capital Employed (ROCE)
12.60%11.55%25.14%41.79%11.13%
Return on Invested Capital (ROIC)
9.81%8.99%19.01%22.68%22.55%
Return on Tangible Assets
10.48%10.19%13.29%9.57%10.23%
Earnings Yield
110.26%64.60%15.01%24.33%18.34%
Efficiency Ratios
Receivables Turnover
 4.98 5.27 7.66 5.51 5.07
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 -0.19
Fixed Asset Turnover
 27.66 29.31 47.32 58.89 347.76
Asset Turnover
 0.31 0.33 0.36 0.36 0.41
Working Capital Turnover Ratio
 7.07 6.09 -3.18 1.26 1.10
Cash Conversion Cycle
 73.34 69.21 47.67 66.20 -1.87K
Days of Sales Outstanding
 73.34 69.21 47.67 66.20 71.96
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 -1.94K
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 73.34 69.21 47.67 66.20 -1.87K
Cash Flow Ratios
Operating Cash Flow Per Share
 170.99 166.36 62.70 43.34 37.89
Free Cash Flow Per Share
 123.15 162.75 61.68 42.82 37.72
CapEx Per Share
 47.84 3.61 1.03 0.51 0.17
Free Cash Flow to Operating Cash Flow
 0.72 0.98 0.98 0.99 1.00
Dividend Paid and CapEx Coverage Ratio
 3.57 6.85 6.60 6.94 5.83
Capital Expenditure Coverage Ratio
 3.57 46.08 61.01 84.19 219.57
Operating Cash Flow Coverage Ratio
 2.89 2.91 6.69 7.65 26.89
Operating Cash Flow to Sales Ratio
 0.62 0.59 0.54 0.44 0.36
Free Cash Flow Yield
72.45%120.78%22.02%39.93%26.86%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 0.91 1.55 6.66 4.11 5.45
Price-to-Sales (P/S) Ratio
 0.62 0.48 2.43 1.08 1.33
Price-to-Book (P/B) Ratio
 0.22 0.37 1.73 0.80 1.16
Price-to-Free Cash Flow (P/FCF) Ratio
 1.38 0.83 4.54 2.50 3.72
Price-to-Operating Cash Flow Ratio
 0.49 0.81 4.47 2.47 3.71
Price-to-Earnings Growth (PEG) Ratio
 0.04 0.01 0.11 1.08 -0.17
Price-to-Fair Value
 0.22 0.37 1.73 0.80 1.16
Enterprise Value Multiple
 0.90 0.73 4.79 1.80 1.68
Enterprise Value
 7.21B 5.24B 38.69B 14.37B 15.00B
EV to EBITDA
 0.90 0.73 4.79 1.80 1.68
EV to Sales
 0.41 0.28 2.25 0.88 0.91
EV to Free Cash Flow
 0.91 0.48 4.21 2.04 2.54
EV to Operating Cash Flow
 0.65 0.47 4.14 2.02 2.53
Tangible Book Value Per Share
 374.55 361.98 155.93 127.71 114.71
Shareholders’ Equity Per Share
 375.42 362.82 162.34 133.56 120.59
Tax and Other Ratios
Effective Tax Rate
 0.19 0.19 0.21 0.19 0.16
Revenue Per Share
 273.80 280.41 115.20 99.18 105.91
Net Income Per Share
 92.70 87.04 42.04 26.09 25.75
Tax Burden
 0.81 0.81 0.79 0.81 0.85
Interest Burden
 0.92 1.00 0.99 0.67 0.54
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.14 0.00 0.13 0.03 0.02
Stock-Based Compensation to Revenue
 0.01 0.02 <0.01 0.01 0.01
Income Quality
 1.84 1.85 1.49 1.67 1.48
Currency in CNY