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Qifu Technology (QFIN)
NASDAQ:QFIN
US Market
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Qifu Technology (QFIN) Ratios

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Qifu Technology Ratios

QFIN's free cash flow for Q1 2025 was ¥0.78. For the 2025 fiscal year, QFIN's free cash flow was decreased by ¥ and operating cash flow was ¥0.55. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
10.22 1.31 104.07 37.66 62.40
Quick Ratio
10.22 1.31 275.89 84.30 143.04
Cash Ratio
3.61 0.12 47.77 15.38 23.65
Solvency Ratio
0.20 0.18 0.19 0.32 0.24
Operating Cash Flow Ratio
6.96 0.21 39.48 14.56 28.51
Short-Term Operating Cash Flow Coverage
6.96 8.91 39.48 14.56 28.51
Net Current Asset Value
¥ -20.70B¥ 20.86B¥ -5.80B¥ -3.32B¥ -3.25B
Leverage Ratios
Debt-to-Assets Ratio
0.11 0.02 <0.01 0.01 <0.01
Debt-to-Equity Ratio
0.26 0.04 <0.01 0.03 0.02
Debt-to-Capital Ratio
0.21 0.04 <0.01 0.03 0.02
Long-Term Debt-to-Capital Ratio
0.17 0.00 0.00 0.00 0.00
Financial Leverage Ratio
2.48 2.09 2.14 2.20 2.57
Debt Service Coverage Ratio
5.15 -1.26 -3.24 -3.09 -3.14
Interest Coverage Ratio
0.00 0.00 62.70 702.17 0.00
Debt to Market Cap
0.46 0.09 <0.01 0.02 0.02
Interest Debt Per Share
95.11 5.04 1.45 2.65 1.25
Net Debt to EBITDA
0.11 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
79.73%64.13%70.66%77.16%76.36%
EBIT Margin
54.40%-0.45%-0.47%-0.40%-0.27%
EBITDA Margin
54.60%0.00%0.00%0.00%0.00%
Operating Profit Margin
52.10%18.29%29.23%42.32%30.10%
Pretax Profit Margin
52.77%32.40%28.65%42.21%30.09%
Net Profit Margin
44.09%26.31%24.31%34.76%25.78%
Continuous Operations Profit Margin
43.99%26.20%24.20%34.65%25.77%
Net Income Per EBT
83.55%81.20%84.86%82.33%85.66%
EBT Per EBIT
101.29%177.09%98.02%99.76%99.98%
Return on Assets (ROA)
12.14%9.35%9.97%17.26%14.34%
Return on Equity (ROE)
30.82%19.53%21.35%38.03%36.88%
Return on Capital Employed (ROCE)
14.70%25.64%12.04%21.26%16.87%
Return on Invested Capital (ROIC)
11.96%13.91%24.40%36.01%29.86%
Return on Tangible Assets
12.35%9.57%10.23%17.80%14.34%
Earnings Yield
52.57%46.46%18.34%25.84%30.48%
Efficiency Ratios
Receivables Turnover
3.63 2.08 5.07 4.34 11.57
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 -0.19 -0.20 -0.21
Fixed Asset Turnover
33.12 58.89 347.76 667.00 700.62
Asset Turnover
0.28 0.36 0.41 0.50 0.56
Working Capital Turnover Ratio
1.20 1.26 1.10 1.28 1.48
Cash Conversion Cycle
100.62 175.40 -1.87K -1.70K -1.68K
Days of Sales Outstanding
100.62 175.40 71.96 84.12 31.55
Days of Inventory Outstanding
0.00 0.00 -1.94K -1.78K -1.71K
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
100.62 175.40 -1.87K -1.70K -1.68K
Cash Flow Ratios
Operating Cash Flow Per Share
153.33 43.32 37.89 37.69 35.72
Free Cash Flow Per Share
153.33 42.81 37.73 37.52 35.61
CapEx Per Share
2.30 0.51 0.16 0.16 0.10
Free Cash Flow to Operating Cash Flow
1.00 0.99 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
7.20 6.94 5.84 228.78 348.73
Capital Expenditure Coverage Ratio
66.54 84.19 234.03 228.78 348.73
Operating Cash Flow Coverage Ratio
1.61 8.60 39.48 14.56 28.51
Operating Cash Flow to Sales Ratio
0.62 0.44 0.36 0.35 0.39
Free Cash Flow Yield
74.13%38.13%26.87%25.76%46.30%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
1.90 2.15 5.45 3.87 3.28
Price-to-Sales (P/S) Ratio
0.83 0.57 1.33 1.35 0.85
Price-to-Book (P/B) Ratio
0.57 0.42 1.16 1.47 1.21
Price-to-Free Cash Flow (P/FCF) Ratio
1.35 1.31 3.72 3.88 2.16
Price-to-Operating Cash Flow Ratio
1.35 1.30 3.71 3.86 2.15
Price-to-Earnings Growth (PEG) Ratio
0.23 1.68 -0.17 0.06 0.08
Price-to-Fair Value
0.57 0.42 1.16 1.47 1.21
Enterprise Value Multiple
1.64 0.00 0.00 0.00 0.00
Enterprise Value
14.78B 15.10B 14.93B 16.66B 7.24B
EV to EBITDA
1.65 0.00 0.00 0.00 0.00
EV to Sales
0.90 0.93 0.90 1.00 0.53
EV to Free Cash Flow
1.45 2.15 2.53 2.89 1.36
EV to Operating Cash Flow
1.45 2.12 2.52 2.88 1.36
Tangible Book Value Per Share
347.69 127.67 114.71 92.38 63.56
Shareholders’ Equity Per Share
361.99 133.51 120.59 98.96 63.58
Tax and Other Ratios
Effective Tax Rate
0.17 0.19 0.16 0.18 0.14
Revenue Per Share
247.56 99.14 105.91 108.28 90.97
Net Income Per Share
109.14 26.08 25.75 37.63 23.45
Tax Burden
0.84 0.81 0.85 0.82 0.86
Interest Burden
0.97 -71.55 -61.60 -106.45 -113.18
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.04 0.03 0.02 0.03 0.03
Stock-Based Compensation to Revenue
<0.01 0.01 0.01 0.02 0.02
Income Quality
1.08 1.67 1.03 1.00 1.52
Currency in CNY
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