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Qifu Technology, Inc (QFIN)
:QFIN
US Market

Qifu Technology (QFIN) Ratios

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Qifu Technology Ratios

QFIN's free cash flow for Q4 2024 was ¥0.66. For the 2024 fiscal year, QFIN's free cash flow was decreased by ¥ and operating cash flow was ¥0.49. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
2.45 1.31 104.07 37.66 62.40
Quick Ratio
2.45 1.31 275.89 84.30 143.04
Cash Ratio
0.25 0.12 47.77 15.38 23.65
Solvency Ratio
0.27 0.18 0.19 0.32 0.24
Operating Cash Flow Ratio
0.53 0.21 39.48 14.56 28.51
Short-Term Operating Cash Flow Coverage
6.82 8.91 39.48 14.56 28.51
Net Current Asset Value
¥ 18.89B¥ 20.86B¥ -5.80B¥ -3.32B¥ -3.25B
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.02 <0.01 0.01 <0.01
Debt-to-Equity Ratio
0.06 0.04 <0.01 0.03 0.02
Debt-to-Capital Ratio
0.05 0.04 <0.01 0.03 0.02
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.00 0.00
Financial Leverage Ratio
1.99 2.09 2.14 2.20 2.57
Debt Service Coverage Ratio
4.70 -1.26 -3.24 -3.09 -3.14
Interest Coverage Ratio
0.00 0.00 62.70 702.17 0.00
Debt to Market Cap
0.07 0.09 <0.01 0.02 0.02
Interest Debt Per Share
9.38 5.04 1.45 2.65 1.25
Net Debt to EBITDA
-0.38 0.00 0.00 0.00 0.00
Profitability Margins
Gross Profit Margin
61.77%64.13%70.66%77.16%76.36%
EBIT Margin
46.65%-0.45%-0.47%-0.40%-0.27%
EBITDA Margin
47.08%0.00%0.00%0.00%0.00%
Operating Profit Margin
43.86%18.29%29.23%42.32%30.10%
Pretax Profit Margin
45.98%32.40%28.65%42.21%30.09%
Net Profit Margin
36.49%26.31%24.31%34.76%25.78%
Continuous Operations Profit Margin
36.40%26.20%24.20%34.65%25.77%
Net Income Per EBT
79.37%81.20%84.86%82.33%85.66%
EBT Per EBIT
104.83%177.09%98.02%99.76%99.98%
Return on Assets (ROA)
13.01%9.35%9.97%17.26%14.34%
Return on Equity (ROE)
25.90%19.53%21.35%38.03%36.88%
Return on Capital Employed (ROCE)
24.55%25.64%12.04%21.26%16.87%
Return on Invested Capital (ROIC)
18.59%13.91%24.40%36.01%29.86%
Return on Tangible Assets
13.29%9.57%10.23%17.80%14.34%
Earnings Yield
30.02%46.46%18.34%25.84%30.48%
Efficiency Ratios
Receivables Turnover
7.72 2.08 5.07 4.34 11.57
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 -0.19 -0.20 -0.21
Fixed Asset Turnover
47.32 58.89 347.76 667.00 700.62
Asset Turnover
0.36 0.36 0.41 0.50 0.56
Working Capital Turnover Ratio
0.96 1.26 1.10 1.28 1.48
Cash Conversion Cycle
47.27 175.40 -1.87K -1.70K -1.68K
Days of Sales Outstanding
47.27 175.40 71.96 84.12 31.55
Days of Inventory Outstanding
0.00 0.00 -1.94K -1.78K -1.71K
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
47.27 175.40 -1.87K -1.70K -1.68K
Cash Flow Ratios
Operating Cash Flow Per Share
62.70 43.32 37.89 37.69 35.72
Free Cash Flow Per Share
61.68 42.81 37.73 37.52 35.61
CapEx Per Share
0.00 0.51 0.16 0.16 0.10
Free Cash Flow to Operating Cash Flow
0.98 0.99 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
14.69 6.94 5.84 228.78 348.73
Capital Expenditure Coverage Ratio
0.00 84.19 234.03 228.78 348.73
Operating Cash Flow Coverage Ratio
6.69 8.60 39.48 14.56 28.51
Operating Cash Flow to Sales Ratio
0.54 0.44 0.36 0.35 0.39
Free Cash Flow Yield
22.02%38.13%26.87%25.76%46.30%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
3.33 2.15 5.45 3.87 3.28
Price-to-Sales (P/S) Ratio
1.22 0.57 1.33 1.35 0.85
Price-to-Book (P/B) Ratio
0.86 0.42 1.16 1.47 1.21
Price-to-Free Cash Flow (P/FCF) Ratio
2.27 1.31 3.72 3.88 2.16
Price-to-Operating Cash Flow Ratio
2.23 1.30 3.71 3.86 2.15
Price-to-Earnings Growth (PEG) Ratio
0.05 1.68 -0.17 0.06 0.08
Price-to-Fair Value
0.86 0.42 1.16 1.47 1.21
Enterprise Value Multiple
2.20 0.00 0.00 0.00 0.00
Enterprise Value
38.69B 15.10B 14.93B 16.66B 7.24B
EV to EBITDA
4.79 0.00 0.00 0.00 0.00
EV to Sales
2.25 0.93 0.90 1.00 0.53
EV to Free Cash Flow
4.21 2.15 2.53 2.89 1.36
EV to Operating Cash Flow
4.14 2.12 2.52 2.88 1.36
Tangible Book Value Per Share
155.93 127.67 114.71 92.38 63.56
Shareholders’ Equity Per Share
162.34 133.51 120.59 98.96 63.58
Tax and Other Ratios
Effective Tax Rate
0.21 0.19 0.16 0.18 0.14
Revenue Per Share
115.20 99.14 105.91 108.28 90.97
Net Income Per Share
42.04 26.08 25.75 37.63 23.45
Tax Burden
0.79 0.81 0.85 0.82 0.86
Interest Burden
0.99 -71.55 -61.60 -106.45 -113.18
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.03 0.03 0.02 0.03 0.03
Stock-Based Compensation to Revenue
<0.01 0.01 0.01 0.02 0.02
Income Quality
1.49 1.67 1.03 1.00 1.52
Currency in CNY
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