Education
About Us
Working with TipRanks
Follow Us
Paypoint PLC (PYPTF)
OTHER OTC:PYPTF
PYPTF Stock Chart & Stats
$6.94
--
Market closed
$6.94
--
Day’s Range― - ―
52-Week Range$6.07 - $13.68
Previous CloseN/A
VolumeN/A
Average Volume (3M)23.00
Market Cap
$508.66M
Enterprise Value$346.77M
Total Cash (Recent Filing)$151.93M
Total Debt (Recent Filing)$118.00M
Price to Earnings (P/E)21.5
Beta0.77
Next Earnings
May 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield8.83%
Share Statistics
EPS (TTM)0.36
Shares Outstanding61,805,200
10 Day Avg. Volume41
30 Day Avg. Volume23
Financial Highlights & Ratios
PEG Ratio-0.57
Price to Book (P/B)5.25
Price to Sales (P/S)1.57
P/FCF Ratio87.11
Enterprise Value/Market Cap0.68
Enterprise Value/Revenue1.10
Enterprise Value/Gross Profit2.70
Enterprise Value/Ebitda5.54
Forecast
1Y Price Target
$5.63Price Target Upside-18.88% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering1
EPS Forecast (FY)0.01
Revenue Forecast (FY)$2.64M
Bulls Say, Bears Say
Bulls Say
Diversified Transaction-based Business ModelA fee-for-service model across billers, prepaid products, merchant services and banking/cash services builds recurring, transaction-linked revenue. This network-driven cashflow diversification supports predictability and scale economies, underpinning durable revenue over months.
High And Stable Gross MarginsA sustained ~44% gross margin provides structural operating leverage, cushioning the impact of cost pressures and modest revenue volatility. It enables reinvestment in product launches and supports shareholder returns even as net margins fluctuate.
Strategic Partnerships And New Service LaunchesNew contractual partnerships (Lloyds BankLocal, Collect+ Royal Mail Shops) extend physical and digital reach and embed PayPoint into partner propositions. Such structural alliances can drive recurring volumes and incremental service revenue over the medium term.
Bears Say
Sharply Weaker Net ProfitabilityA near-halving of net margin signals pressure on the bottom line from cost rises and contract impacts. Lower profitability reduces retained earnings available for reinvestment and makes sustaining high shareholder payouts and growth targets more challenging over time.
Severe Free Cash Flow DeclineAn 85% fall in FCF materially constrains liquidity and financial optionality. It limits capacity for capex, bolt-on investments, and shareholder returns without raising leverage or cutting discretionary spend, creating a structural funding risk if trends persist.
Rising Leverage And Weakened Equity PositionHigher debt reliance and a lower equity ratio reduce financial flexibility and increase vulnerability to adverse shocks or rising rates. Elevated leverage constrains strategic choices and raises refinancing and covenant risks over the medium term.
Paypoint News
PYPTF FAQ
What was Paypoint PLC’s price range in the past 12 months?
Paypoint PLC lowest stock price was $6.07 and its highest was $13.68 in the past 12 months.
What is Paypoint PLC’s market cap?
Paypoint PLC’s market cap is $508.66M.
When is Paypoint PLC’s upcoming earnings report date?
Paypoint PLC’s upcoming earnings report date is May 21, 2026 which is in 79 days.
How were Paypoint PLC’s earnings last quarter?
Paypoint PLC released its earnings results on Nov 19, 2025. The company reported $0.358 earnings per share for the quarter, the consensus estimate of $0.358 by $0.
Is Paypoint PLC overvalued?
According to Wall Street analysts Paypoint PLC’s price is currently Overvalued.
Does Paypoint PLC pay dividends?
Paypoint PLC pays a Quarterly dividend of $0.671 which represents an annual dividend yield of 8.83%. See more information on Paypoint PLC dividends here
What is Paypoint PLC’s EPS estimate?
Paypoint PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paypoint PLC have?
Paypoint PLC has 61,805,200 shares outstanding.
What happened to Paypoint PLC’s price movement after its last earnings report?
Paypoint PLC reported an EPS of $0.358 in its last earnings report, expectations of $0.358. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Paypoint PLC?
Currently, no hedge funds are holding shares in PYPTF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paypoint Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$5.63 (-18.88% Downside)
$5.63 (-18.88% Downside)
Blogger Sentiment
Bullish
PYPTF Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth £4.5K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.21%
12-Months-Change
Fundamentals
Return on Equity
17.90%
Trailing 12-Months
Asset Growth
-2.07%
Trailing 12-Months
Company Description
Paypoint PLC
PayPoint plc provides payments and banking, shopping, and e-commerce services and products in the United Kingdom. It offers bill payment, digital bill payment, eMoney, and cash out services; and retail services comprising ATM, card payments, parcels, money transfer, SIM cards, EPoS, and receipt advertising. The company also provides MultiPay, an integrated solution that offers a suite of digital payments; and PayPoint One retail terminal. It serves consumers, SMEs, and convenience retailers in the commercial, not-for-profit, and public sectors. The company was founded in 1996 and is headquartered in Welwyn Garden City, the United Kingdom.
PYPTF Stock 12 Month Forecast
Average Price Target
$5.63
▼(-18.88% Downside)
Bango plc
―
BOKU
―
Fonix Mobile PLC
―
Bytes Technology Group Plc
―
WAG Payment Solutions Plc
―