Paypoint PLC (PYPTF)
OTHER OTC:PYPTF
PYPTF Stock Chart & Stats
$6.94
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Market closed
$6.94
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Day’s Range― - ―
52-Week Range$6.07 - $13.68
Previous CloseN/A
VolumeN/A
Average Volume (3M)23.00
Market Cap
$483.85M
Enterprise Value$331.34M
Total Cash (Recent Filing)$151.93M
Total Debt (Recent Filing)$118.00M
Price to Earnings (P/E)8.3
Beta0.77
Next Earnings
May 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield8.83%
Share Statistics
EPS (TTM)0.36
Shares Outstanding60,781,500
10 Day Avg. Volume41
30 Day Avg. Volume23
Financial Highlights & Ratios
PEG Ratio-0.57
Price to Book (P/B)5.25
Price to Sales (P/S)1.57
P/FCF Ratio87.11
Enterprise Value/Market Cap0.68
Enterprise Value/Revenue1.05
Enterprise Value/Gross Profit2.58
Enterprise Value/Ebitda5.30
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.01
Revenue Forecast (FY)$2.64M
Bulls Say, Bears Say
Bulls Say
Margin And Revenue StabilityA sustained ~44% gross margin and modest revenue growth indicate the business retains structural pricing power and consistent transaction economics. This supports recurring fee-based revenues from billers and retailers, cushioning operating performance against short-term volume swings and preserving long-term profitability potential.
Strategic Partnerships & Network ExpansionNew partnerships with major incumbents expand distribution and embed PayPoint services in bank and postal channels, increasing network density and stickiness. That strengthens competitive moat, creates cross-sell opportunities and diversifies revenue sources, supporting durable market position and contract-driven recurring income.
Digital Payments Platform GrowthAcceleration in digital payments and enhanced card processing aligns PayPoint with the long-term shift from cash to electronic payments. Improvements in processing capabilities scale with volumes and can boost take-rates and recurring transaction margins, improving revenue quality and resilience over multiple years.
Bears Say
Severe Free Cash Flow DeclineAn 85% fall in free cash flow materially reduces internal funding for capex, strategic initiatives and shareholder returns. Persistently weak FCF undermines liquidity buffers and increases reliance on external financing; this constrains flexibility and raises the risk of funding stress if operational recovery stalls.
Rising Leverage And Weaker Equity BaseHigher leverage and a reduced equity ratio increase interest and refinancing sensitivity. With a weakened equity base and lower ROE, the company faces constrained balance sheet flexibility for M&A or cyclical shocks, elevating long-term financial risk if cash flows do not rebound as planned.
Declining Net ProfitabilityA near-halving of net margins signals structural pressure from cost increases and adverse contract dynamics. Sustained margin compression reduces reinvestment capacity and free cash generation, making it harder to meet growth targets and shareholder return commitments without either cost remediation or higher revenue mix.
Paypoint News
PYPTF FAQ
What was Paypoint PLC’s price range in the past 12 months?
Paypoint PLC lowest stock price was $6.07 and its highest was $13.68 in the past 12 months.
What is Paypoint PLC’s market cap?
Paypoint PLC’s market cap is $483.85M.
When is Paypoint PLC’s upcoming earnings report date?
Paypoint PLC’s upcoming earnings report date is May 21, 2026 which is in 37 days.
How were Paypoint PLC’s earnings last quarter?
Paypoint PLC released its earnings results on Nov 19, 2025. The company reported $0.361 earnings per share for the quarter, the consensus estimate of $0.361 by $0.
Is Paypoint PLC overvalued?
According to Wall Street analysts Paypoint PLC’s price is currently Overvalued.
Does Paypoint PLC pay dividends?
Paypoint PLC pays a Quarterly dividend of $0.671 which represents an annual dividend yield of 8.83%. See more information on Paypoint PLC dividends here
What is Paypoint PLC’s EPS estimate?
Paypoint PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Paypoint PLC have?
Paypoint PLC has 60,781,500 shares outstanding.
What happened to Paypoint PLC’s price movement after its last earnings report?
Paypoint PLC reported an EPS of $0.361 in its last earnings report, expectations of $0.361. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Paypoint PLC?
Currently, no hedge funds are holding shares in PYPTF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paypoint Stock Smart Score
Neutral
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10
Blogger Sentiment
Bullish
PYPTF Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth £16.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.21%
12-Months-Change
Fundamentals
Return on Equity
17.25%
Trailing 12-Months
Asset Growth
2.98%
Trailing 12-Months
Company Description
Paypoint PLC
PayPoint plc provides payments and banking, shopping, and e-commerce services and products in the United Kingdom. It offers bill payment, digital bill payment, eMoney, and cash out services; and retail services comprising ATM, card payments, parcels, money transfer, SIM cards, EPoS, and receipt advertising. The company also provides MultiPay, an integrated solution that offers a suite of digital payments; and PayPoint One retail terminal. It serves consumers, SMEs, and convenience retailers in the commercial, not-for-profit, and public sectors. The company was founded in 1996 and is headquartered in Welwyn Garden City, the United Kingdom.
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