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PayPal Holdings (PYPL)
NASDAQ:PYPL
PYPL Analyst Ratings
Moderate Buy
8 Buy
12 Hold
2 Sell
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers in the past 3 months
PYPL Stock 12 Month Forecast
Average Price Target
$80.61
▲(3.06%Upside)
| Highest Price Target$105.00 | Average Price Target$80.61 | Lowest Price Target$62.00 |
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.
Detailed List of Analyst Forecasts
Detailed List of Analyst Forecasts
TipRanks
$84
Buy
7.39%
Upside
Reiterated
07/18/25
William Blair
―
Hold
―
Reiterated
07/29/25
PayPal Holdings: Balancing Growth Opportunities and Competitive Challenges Amidst a Hold RatingWe recommend investors concentrate on better alpha opportunities following a disappointing quarter in the KPIs we consider most impactful to valuation. Specifically, we note that online branded volume growth fell one point sequentially to 5%. This is notable, in our opinion, considering it includes BNPL, which posted 20%-plus volume expansion. We also point out that total branded experiences saw 8% TPV growth, roughly consistent with the past two quarters, despite 45% Pay with Venmo TPV growth. We contend that lack of volume acceleration highlights competition and challenges around offering a durable value proposition. Underscoring these concerns was a lackluster transaction dollar quarter in which 7% reported growth was aided by 1.5 points of a one- time tailwind, which offset higher credit costs.
BTIG
―
Hold
―
Reiterated
07/29/25
Mizuho Securities
$87
Buy
11.22%
Upside
Reiterated
07/29/25
TD Cowen
$73→$75
Hold
-4.12%
Downside
Reiterated
07/29/25
Monness
$95→$105
Buy
34.24%
Upside
Reiterated
07/28/25
Morgan Stanley
$80→$74
Hold
-5.40%
Downside
Reiterated
07/24/25
Truist Financial
$68
Sell
-13.07%
Downside
Reiterated
07/22/25
Barclays
$80→$90
Buy
15.06%
Upside
Reiterated
07/18/25
Deutsche Bank
$75
Hold
-4.12%
Downside
Initiated
07/16/25
Susquehanna
$94
Buy
20.17%
Upside
Reiterated
07/15/25
Seaport Global
―
Hold
―
Upgraded
07/14/25
Bernstein
$80
Hold
2.28%
Upside
Reiterated
07/14/25
RBC Capital
$88
Buy
12.50%
Upside
Reiterated
07/02/25
Piper Sandler
$74
Hold
-5.40%
Downside
Initiated
06/24/25
Ranks
Any
Analyst Rating
Any
Upside/ Downside
Any
Action
Any
TipRanks
$84
Buy
7.39%
Upside
Reiterated
07/18/25
William Blair
―
Hold
―
Reiterated
07/29/25
PayPal Holdings: Balancing Growth Opportunities and Competitive Challenges Amidst a Hold RatingWe recommend investors concentrate on better alpha opportunities following a disappointing quarter in the KPIs we consider most impactful to valuation. Specifically, we note that online branded volume growth fell one point sequentially to 5%. This is notable, in our opinion, considering it includes BNPL, which posted 20%-plus volume expansion. We also point out that total branded experiences saw 8% TPV growth, roughly consistent with the past two quarters, despite 45% Pay with Venmo TPV growth. We contend that lack of volume acceleration highlights competition and challenges around offering a durable value proposition. Underscoring these concerns was a lackluster transaction dollar quarter in which 7% reported growth was aided by 1.5 points of a one- time tailwind, which offset higher credit costs.
BTIG
―
Hold
―
Reiterated
07/29/25
Mizuho Securities
$87
Buy
11.22%
Upside
Reiterated
07/29/25
TD Cowen
$73→$75
Hold
-4.12%
Downside
Reiterated
07/29/25
Monness
$95→$105
Buy
34.24%
Upside
Reiterated
07/28/25
Morgan Stanley
$80→$74
Hold
-5.40%
Downside
Reiterated
07/24/25
Truist Financial
$68
Sell
-13.07%
Downside
Reiterated
07/22/25
Barclays
$80→$90
Buy
15.06%
Upside
Reiterated
07/18/25
Deutsche Bank
$75
Hold
-4.12%
Downside
Initiated
07/16/25
Susquehanna
$94
Buy
20.17%
Upside
Reiterated
07/15/25
Seaport Global
―
Hold
―
Upgraded
07/14/25
Bernstein
$80
Hold
2.28%
Upside
Reiterated
07/14/25
RBC Capital
$88
Buy
12.50%
Upside
Reiterated
07/02/25
Piper Sandler
$74
Hold
-5.40%
Downside
Initiated
06/24/25
Best Analysts Covering PayPal Holdings
1 Month
xxx
Success Rate
15/23 ratings generated profit
Average Return
+2.87%
reiterated a xxx
rating 3 months ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 1 Month would result in 65.22% of your transactions generating a profit, with an average return of +2.87% per trade.
3 Months
xxx
Success Rate
19/29 ratings generated profit
Average Return
+0.97%
reiterated a xxx
rating 4 months ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 3 Months would result in 65.52% of your transactions generating a profit, with an average return of +0.97% per trade.
1 Year
Success Rate
19/25 ratings generated profit
Average Return
+21.22%
reiterated a buy rating 3 months ago
Copying Sanjay Sakhrani's trades and holding each position for 1 Year would result in 76.00% of your transactions generating a profit, with an average return of +21.22% per trade.
2 Years
xxx
Success Rate
17/25 ratings generated profit
Average Return
+22.82%
reiterated a xxx
rating 3 months ago
Copying xxxxxxxxxxxxxxxxxx
trades and holding each position for 2 Years would result in 68.00% of your transactions generating a profit, with an average return of +22.82% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.
PYPL Analyst Recommendation Trends
Rating
Mar 25
Apr 25
May 25
Jun 25
Jul 25
Strong Buy
7
9
4
2
0
Buy
32
40
19
19
16
Hold
34
43
27
25
11
Sell
0
3
4
6
5
Strong Sell
0
0
0
0
0
total
73
95
54
52
32
Each month's total comprises the sum of three months' worth of ratings.
PYPL Financial Forecast
PYPL Stock Forecast FAQ
What is PYPL’s average 12-month price target, according to analysts?
Based on analyst ratings, PayPal Holdings’s 12-month average price target is 80.61.
What is PYPL’s upside potential, based on the analysts’ average price target?
PayPal Holdings has 3.06% upside potential, based on the analysts’ average price target.
Can I see which stocks the top-ranking analysts are rating?
Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
How can I follow the stock ratings of top Wall Street analysts?
Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
Is PYPL a Buy, Sell or Hold?
PayPal Holdings has a consensus rating of Moderate Buy which is based on 8 buy ratings, 12 hold ratings and 2 sell ratings.
What is PayPal Holdings’s price target?
The average price target for PayPal Holdings is 80.61. This is based on 22 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
The highest analyst price target is $105.00 ,the lowest forecast is $62.00. The average price target represents 3.06% Increase from the current price of $78.22.
The highest analyst price target is $105.00 ,the lowest forecast is $62.00. The average price target represents 3.06% Increase from the current price of $78.22.
What do analysts say about PayPal Holdings?
PayPal Holdings’s analyst rating consensus is a Moderate Buy. This is based on the ratings of 22 Wall Streets Analysts.
How can I buy shares of PYPL?
Open a brokerage account, see exclusive account opening deals on our Best Online Brokers page.