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PT Bank Mandiri (Persero) Tbk (PPERY)
OTHER OTC:PPERY
US Market

PT Bank Mandiri (Persero) Tbk (PPERY) Ratios

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PT Bank Mandiri (Persero) Tbk Ratios

PPERY's free cash flow for Q3 2025 was Rp―. For the 2025 fiscal year, PPERY's free cash flow was decreased by Rp and operating cash flow was Rp―. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.11 40.14 89.28 56.13
Quick Ratio
0.00 0.11 82.92 192.35 130.40
Cash Ratio
0.00 0.23 33.77 73.16 44.68
Solvency Ratio
0.02 0.03 0.03 0.02 0.02
Operating Cash Flow Ratio
0.00 -0.14 -12.43 -6.63 -4.36
Short-Term Operating Cash Flow Coverage
0.22 0.00 0.00 0.00 0.00
Net Current Asset Value
Rp -10.00T>Rp -10.00T>Rp -10.00T>Rp -10.00T>Rp -10.00T>
Leverage Ratios
Debt-to-Assets Ratio
0.10 0.07 0.05 0.05 0.06
Debt-to-Equity Ratio
0.91 0.56 0.47 0.46 0.47
Debt-to-Capital Ratio
0.48 0.36 0.32 0.32 0.32
Long-Term Debt-to-Capital Ratio
0.28 0.00 0.00 0.00 0.00
Financial Leverage Ratio
9.10 8.34 8.68 8.43 7.56
Debt Service Coverage Ratio
0.23 2.10 2.41 1.66 0.80
Interest Coverage Ratio
2.00 2.36 3.56 1.75 0.81
Debt to Market Cap
0.54 0.00 0.00 0.00 0.00
Interest Debt Per Share
3.14K 75.82K 1.37K 1.23K 1.25K
Net Debt to EBITDA
4.65 -1.30 -2.80 -2.43 -3.16
Profitability Margins
Gross Profit Margin
57.95%100.00%100.00%100.00%100.00%
EBIT Margin
28.91%60.14%255611.74%34.06%26.52%
EBITDA Margin
31.23%63.81%276076.18%37.22%30.79%
Operating Profit Margin
40.66%58.47%331459.08%31.82%24.75%
Pretax Profit Margin
39.88%60.14%255611.74%34.06%25.33%
Net Profit Margin
29.09%44.33%186664.11%24.89%18.26%
Continuous Operations Profit Margin
31.89%48.35%203810.16%27.13%20.00%
Net Income Per EBT
72.93%73.72%73.03%73.07%72.11%
EBT Per EBIT
98.09%102.86%77.12%107.04%102.31%
Return on Assets (ROA)
2.01%2.53%2.07%1.62%1.18%
Return on Equity (ROE)
18.96%21.11%17.93%13.69%8.88%
Return on Capital Employed (ROCE)
2.81%6.77%3.68%2.08%1.60%
Return on Invested Capital (ROIC)
40.02%3.81%7.28%4.18%3.36%
Return on Tangible Assets
2.01%2.54%2.07%1.63%1.18%
Earnings Yield
11.06%389.77%8.91%8.52%5.67%
Efficiency Ratios
Receivables Turnover
0.00 2.44 <0.01 2.46 1.99
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.63 2.06 <0.01 2.29 1.97
Asset Turnover
0.07 0.06 <0.01 0.07 0.06
Working Capital Turnover Ratio
1.02 -0.37 <0.01 0.49 0.48
Cash Conversion Cycle
0.00 149.77 911.49K 148.63 183.33
Days of Sales Outstanding
0.00 149.77 911.49K 148.63 183.33
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 149.77 911.49K 148.63 183.33
Cash Flow Ratios
Operating Cash Flow Per Share
331.88 -66.67K -1.10K -190.74 -186.17
Free Cash Flow Per Share
256.58 -67.99K -1.14K -215.21 -216.27
CapEx Per Share
75.30 1.32K 42.96 24.48 30.10
Free Cash Flow to Operating Cash Flow
0.77 1.02 1.04 1.13 1.16
Dividend Paid and CapEx Coverage Ratio
0.61 -5.60 -4.91 -1.42 -0.90
Capital Expenditure Coverage Ratio
4.41 -50.40 -25.51 -7.79 -6.19
Operating Cash Flow Coverage Ratio
0.12 -1.06 -0.95 -0.19 -0.20
Operating Cash Flow to Sales Ratio
0.17 -1.25 -4.64K -0.16 -0.19
Free Cash Flow Yield
5.14%-28.08%-0.58%-0.15%-0.17%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.04 0.26 11.22 11.73 17.64
Price-to-Sales (P/S) Ratio
2.63 0.11 20.94K 2.92 3.22
Price-to-Book (P/B) Ratio
1.65 0.05 2.01 1.61 1.57
Price-to-Free Cash Flow (P/FCF) Ratio
19.45 -0.09 -4.35 -16.38 -14.69
Price-to-Operating Cash Flow Ratio
15.04 -0.09 -4.52 -18.49 -17.07
Price-to-Earnings Growth (PEG) Ratio
-2.22 <0.01 0.24 0.18 -0.45
Price-to-Fair Value
1.65 0.05 2.01 1.61 1.57
Enterprise Value Multiple
13.08 -1.12 4.78 5.42 7.30
Enterprise Value
10.00T> 10.00T>
EV to EBITDA
13.08 5.83 300.57 311.38 415.25
EV to Sales
4.08 3.72 829.80K 115.91 127.87
EV to Free Cash Flow
30.19 -2.91 -172.26 -650.27 -583.18
EV to Operating Cash Flow
23.34 -2.97 -179.01 -733.71 -677.45
Tangible Book Value Per Share
3.29K 120.69K 2.65K 2.32K 2.02K
Shareholders’ Equity Per Share
3.02K 111.79K 2.46K 2.19K 2.03K
Tax and Other Ratios
Effective Tax Rate
0.20 0.20 0.20 0.20 0.24
Revenue Per Share
1.90K 53.23K 0.24 1.21K 986.34
Net Income Per Share
551.74 23.60K 441.26 300.53 180.13
Tax Burden
0.73 0.74 0.73 0.73 0.72
Interest Burden
1.38 1.00 1.00 1.00 0.96
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.08 0.12 637.38 0.12 0.12
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
1.26 -2.83 -2.48 -0.63 -1.03
Currency in IDR