CPI Card Group Inc. (PMTS)
NASDAQ:PMTS
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Earnings Data
Report Date
Aug 10, 2026Before Open (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.41Last Year’s EPS
0.29Same Quarter Last Year
Strong Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call conveyed a generally positive operational and financial picture driven by strong top-line growth (+20% revenue) led by Secure Card Solutions (+35%) and markedly improved cash generation (free cash flow $10.1M). Management acknowledged near-term margin pressure from integration costs, tariffs, and higher depreciation that reduced net income and gross margins, and Prepaid Solutions saw a notable decline (-17%) due to order timing. Management reaffirmed full-year guidance, expects Integrated Paytech to accelerate (targeting >15% growth) supported by a Fiserv referral agreement and Instant Issuance demand, and anticipates integration costs to taper in H2. Overall, strengths in revenue growth, cash flow, and strategic partnerships outweigh the near-term margin and segment-specific headwinds.Company Guidance
Revenue Growth
Total revenue increased 20% year-over-year to $147.0 million in Q1 2026, driven by Secure Card Solutions and contribution from ArrowEye (AOI).
Secure Card Solutions Outperformance
Secure Card Solutions revenue rose 35% year-over-year, including a $16 million contribution from ArrowEye and 15% organic growth within the segment.
Contactless and Personalization Strength
Strong demand for contactless solutions (company produces 90%+ contactless cards) and increased sales of personalization services, led by continued strength in contactless metal and value-driven metal offerings.
Adjusted EBITDA Expansion
Adjusted EBITDA increased 9% in the quarter, reflecting sales growth and AOI contribution (adjusted measures exclude integration costs).
Robust Cash Generation
Operating cash flow rose to $13.6 million (from $5.6 million prior year) and free cash flow improved to $10.1 million (from $0.3 million prior year), indicating strong working capital management.
Improved Leverage and Liquidity
Net leverage improved to just below 3.0x at quarter end; company ended Q1 with $19.0 million cash and $15.0 million drawn on ABL revolver alongside $265.0 million senior notes outstanding.
Integrated Paytech Growth Opportunity
Integrated Paytech grew 1% in Q1 vs. a strong prior-year quarter but management expects >15% growth for the full year, driven by Instant Issuance (SaaS) demand and an active referral/marketing relationship with Fiserv.
Affirmed Full-Year Outlook
Company affirmed its March full-year guidance: high single-digit revenue growth, low- to mid-single-digit adjusted EBITDA growth, free cash flow conversion similar to 2025, and year-end net leverage of 2.5x–3.0x.
PMTS Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PMTS Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 05, 2026 | $17.15 | $15.99 | -6.76% |
Mar 05, 2026 | $12.46 | $17.60 | +41.25% |
Nov 04, 2025 | $17.53 | $13.89 | -20.76% |
Aug 08, 2025 | $18.62 | $13.25 | -28.84% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does CPI Card Group Inc. (PMTS) report earnings?
CPI Card Group Inc. (PMTS) is schdueled to report earning on Aug 10, 2026, Before Open (Confirmed).
What is CPI Card Group Inc. (PMTS) earnings time?
CPI Card Group Inc. (PMTS) earnings time is at Aug 10, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PMTS EPS forecast?
PMTS EPS forecast for the fiscal quarter 2026 (Q2) is 0.41.