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CPI Card Group (PMTS) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date

Aug 10, 2026

Before Open (Confirmed)

Period Ending

2026 (Q2)

Consensus EPS Forecast

0.46

Last Year’s EPS

0.29

Same Quarter Last Year

Analyst Consensus

Strong Buy

Based on 3 Analysts Ratings

Earnings Call Summary

Q1 2026

Earnings Call Date:May 05, 2026|

% Change Since:

Earnings Call Sentiment|Positive

The call conveyed a generally positive operational and financial picture driven by strong top-line growth (+20% revenue) led by Secure Card Solutions (+35%) and markedly improved cash generation (free cash flow $10.1M). Management acknowledged near-term margin pressure from integration costs, tariffs, and higher depreciation that reduced net income and gross margins, and Prepaid Solutions saw a notable decline (-17%) due to order timing. Management reaffirmed full-year guidance, expects Integrated Paytech to accelerate (targeting >15% growth) supported by a Fiserv referral agreement and Instant Issuance demand, and anticipates integration costs to taper in H2. Overall, strengths in revenue growth, cash flow, and strategic partnerships outweigh the near-term margin and segment-specific headwinds.

Company Guidance

CPI affirmed its March full-year guidance calling for high single‑digit revenue growth, low‑ to mid‑single‑digit adjusted EBITDA growth, free cash‑flow conversion roughly in line with 2025, and a year‑end net leverage ratio of 2.5x–3.0x; the company expects Q2 revenue to be similar to Q1 and Q2 adjusted EBITDA to be slightly lower than the prior year due to timing of investment spending. First‑quarter results that underpin the outlook included revenue of $147.0M (+20% YoY), adjusted EBITDA up 9%, free cash flow of $10.1M (operating cash flow $13.6M), net income of $2.1M (‑57%), gross margin of 30.0% (vs. 33.2% prior year), Secure Card Solutions +35% (including $16M from ArrowEye), Prepaid ‑17%, Integrated Paytech +1% with gross margins >55%, Q1 pretax integration costs of $3M (expected similar in Q2 then to drop significantly in H2), $19M cash, $15M ABL borrowings and $265M senior notes, and management reiterated Integrated Paytech is expected to grow >15% for 2026.

Revenue Growth

Total revenue increased 20% year-over-year to $147.0 million in Q1 2026, driven by Secure Card Solutions and contribution from ArrowEye (AOI).

Secure Card Solutions Outperformance

Secure Card Solutions revenue rose 35% year-over-year, including a $16 million contribution from ArrowEye and 15% organic growth within the segment.

Contactless and Personalization Strength

Strong demand for contactless solutions (company produces 90%+ contactless cards) and increased sales of personalization services, led by continued strength in contactless metal and value-driven metal offerings.

Adjusted EBITDA Expansion

Adjusted EBITDA increased 9% in the quarter, reflecting sales growth and AOI contribution (adjusted measures exclude integration costs).

Robust Cash Generation

Operating cash flow rose to $13.6 million (from $5.6 million prior year) and free cash flow improved to $10.1 million (from $0.3 million prior year), indicating strong working capital management.

Improved Leverage and Liquidity

Net leverage improved to just below 3.0x at quarter end; company ended Q1 with $19.0 million cash and $15.0 million drawn on ABL revolver alongside $265.0 million senior notes outstanding.

Integrated Paytech Growth Opportunity

Integrated Paytech grew 1% in Q1 vs. a strong prior-year quarter but management expects >15% growth for the full year, driven by Instant Issuance (SaaS) demand and an active referral/marketing relationship with Fiserv.

Affirmed Full-Year Outlook

Company affirmed its March full-year guidance: high single-digit revenue growth, low- to mid-single-digit adjusted EBITDA growth, free cash flow conversion similar to 2025, and year-end net leverage of 2.5x–3.0x.

CPI Card Group (PMTS) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

PMTS Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Aug 10, 2026	2026 (Q2)	0.46 / -	0.293	―	―	―
May 05, 2026	2026 (Q1)	0.40 / 0.39	0.633	-38.86% (-0.25)
Mar 05, 2026	2025 (Q4)	0.65 / 0.86	0.719	19.47% (+0.14)
Nov 04, 2025	2025 (Q3)	0.62 / 0.42	0.11	279.09% (+0.31)
Aug 08, 2025	2025 (Q2)	0.65 / 0.29	0.768	-61.85% (-0.48)
May 07, 2025	2025 (Q1)	0.65 / 0.63	0.875	-27.66% (-0.24)
Mar 04, 2025	2024 (Q4)	0.60 / 0.72	0.686	4.81% (+0.03)
Nov 05, 2024	2024 (Q3)	0.55 / 0.11	0.691	-84.08% (-0.58)
Aug 05, 2024	2024 (Q2)	0.61 / 0.77	0.706	8.78% (+0.06)
May 07, 2024	2024 (Q1)	0.45 / 0.88	0.955	-8.38% (-0.08)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PMTS Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
May 05, 2026	$17.15	$15.99	-6.76%
Mar 05, 2026	$12.46	$17.60	+41.25%
Nov 04, 2025	$17.53	$13.89	-20.76%
Aug 08, 2025	$18.62	$13.25	-28.84%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does CPI Card Group Inc. (PMTS) report earnings?

CPI Card Group Inc. (PMTS) is schdueled to report earning on Aug 10, 2026, Before Open (Confirmed).

What is CPI Card Group Inc. (PMTS) earnings time?

CPI Card Group Inc. (PMTS) earnings time is at Aug 10, 2026, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is PMTS EPS forecast?

PMTS EPS forecast for the fiscal quarter 2026 (Q2) is 0.46.