The earnings call reflects a balanced view with significant achievements in securitizations and credit performance, offset by a net loss and challenges from interest rate volatility and a nonrecurring tax adjustment.

Company Guidance -

Q3 2025

In the second quarter of 2025, PennyMac Mortgage Investment Trust (PMT) reported a net loss of $3 million to common shareholders, translating to a loss per share of $0.04, primarily due to fair value declines and a $14 million nonrecurring tax adjustment. Despite these challenges, PMT declared a common dividend of $0.40 per share and maintained a book value per share of $15 as of June 30, down slightly from March 31. PMT's investment strategy remained robust, with three securitizations of Agency-eligible investor loans totaling $1.1 billion in UPB and the completion of its first jumbo loan securitization since 2013, amounting to $339 million in UPB. The company's diverse portfolio and strategic partnership with PFSI facilitated strong investment opportunities, allowing PMT to retain $71 million and $82 million in new investments from these transactions, respectively. PMT's run rate return potential is projected to average $0.38 per share over the next four quarters, up from $0.35 in the prior quarter, driven by increased investment in non-Agency bonds and improved performance in its Correspondent Production segment.

Successful Securitizations

In the second quarter, PMT completed three securitizations of Agency-eligible investor loans totaling $1.1 billion in UPB and a jumbo loan securitization with a total UPB of $339 million. This highlights PMT's strong position as a leading issuer of private label securitizations.

Strong Credit Performance

PMT's credit risk transfer investments have low delinquencies due to strong consumer credit and substantial home equity, with a low weighted average current loan-to-value ratio below 50%.

Increased Correspondent Loan Acquisition

Total correspondent loan acquisition volume was $30 billion in the second quarter, up 30% from the prior quarter.

Improved Run Rate Return Potential

The run rate return potential for the next four quarters is expected to be $0.38 per share, up from $0.35 per share in the prior quarter.

PennyMac Mortgage (PMT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

PMT Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 23, 2025	2025 (Q3)	0.35 / -	0.36	―	―	―
Jul 22, 2025	2025 (Q2)	0.36 / -0.04	0.17	-123.53% (-0.21)
Apr 22, 2025	2025 (Q1)	0.38 / -0.01	0.39	-102.56% (-0.40)
Jan 30, 2025	2024 (Q4)	0.36 / 0.41	0.44	-6.82% (-0.03)
Oct 22, 2024	2024 (Q3)	0.35 / 0.36	0.51	-29.41% (-0.15)
Jul 23, 2024	2024 (Q2)	0.34 / 0.17	0.16	6.25% (+0.01)
Apr 24, 2024	2024 (Q1)	0.31 / 0.39	0.5	-22.00% (-0.11)
Feb 01, 2024	2023 (Q4)	0.34 / 0.44	-0.07	728.57% (+0.51)
Oct 26, 2023	2023 (Q3)	0.29 / 0.51	0.01	5000.00% (+0.50)
Jul 27, 2023	2023 (Q2)	0.33 / 0.16	-0.88	118.18% (+1.04)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

PMT Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 22, 2025	$12.69	$12.89	+1.58%
Apr 22, 2025	$12.81	$11.92	-6.95%
Jan 30, 2025	$12.10	$12.77	+5.54%
Oct 22, 2024	$12.44	$12.30	-1.13%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does PennyMac Mortgage (PMT) report earnings?

PennyMac Mortgage (PMT) is schdueled to report earning on Oct 23, 2025, After Close (Confirmed).

What is PennyMac Mortgage (PMT) earnings time?

PennyMac Mortgage (PMT) earnings time is at Oct 23, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is PMT EPS forecast?

PMT EPS forecast for the fiscal quarter 2025 (Q3) is 0.35.

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