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Palomar Holdings Inc (PLMR)
NASDAQ:PLMR
US Market

Palomar Holdings (PLMR) Ratios

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Palomar Holdings Ratios

PLMR's free cash flow for Q1 2025 was $0.51. For the 2025 fiscal year, PLMR's free cash flow was decreased by $ and operating cash flow was $0.31. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
56.72 1.24 56.72 12.40 13.62
Quick Ratio
56.72 1.24 56.72 15.17 15.87
Cash Ratio
6.62 0.20 6.62 0.86 0.78
Solvency Ratio
0.06 0.07 0.06 0.09 0.02
Operating Cash Flow Ratio
16.49 0.46 16.49 1.49 1.25
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -330.89M$ -919.42M$ -330.89M$ 196.73M$ 219.72M
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.03 0.03 <0.01 0.00
Debt-to-Equity Ratio
0.09 0.11 0.09 <0.01 0.00
Debt-to-Capital Ratio
0.09 0.10 0.09 <0.01 0.00
Long-Term Debt-to-Capital Ratio
0.09 0.10 0.09 0.00 0.00
Financial Leverage Ratio
3.38 3.62 3.38 2.35 2.00
Debt Service Coverage Ratio
65.47 23.17 65.47 1.23K 0.00
Interest Coverage Ratio
78.38 28.45 78.38 1.43K 0.00
Debt to Market Cap
0.03 0.04 0.03 0.00 0.00
Interest Debt Per Share
1.48 2.27 1.48 0.09 0.00
Net Debt to EBITDA
-0.44 <0.01 -0.44 -0.79 -4.44
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
20.92%28.57%20.92%23.08%3.69%
EBITDA Margin
22.18%29.77%22.18%24.49%4.49%
Operating Profit Margin
20.92%28.57%20.92%23.06%3.69%
Pretax Profit Margin
20.65%27.57%20.65%23.06%3.69%
Net Profit Margin
15.95%21.07%15.95%18.50%3.71%
Continuous Operations Profit Margin
15.95%21.07%15.95%18.50%3.71%
Net Income Per EBT
77.23%76.42%77.23%80.24%100.55%
EBT Per EBIT
98.72%96.49%98.72%100.00%100.00%
Return on Assets (ROA)
4.02%4.64%4.02%4.95%0.86%
Return on Equity (ROE)
13.56%16.81%13.56%11.63%1.72%
Return on Capital Employed (ROCE)
5.31%7.39%5.31%6.59%0.91%
Return on Invested Capital (ROIC)
8.92%5.38%8.92%4.00%0.64%
Return on Tangible Assets
4.04%4.67%4.04%5.00%0.87%
Earnings Yield
4.58%5.75%4.58%2.78%0.28%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
542.43 1.01K 542.43 470.19 227.96
Asset Turnover
0.25 0.22 0.25 0.27 0.23
Working Capital Turnover Ratio
0.53 1.18 0.53 0.41 0.41
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
6.72 4.68 6.72 3.45 2.15
Free Cash Flow Per Share
6.48 4.41 6.48 3.26 1.99
CapEx Per Share
0.24 0.27 0.24 0.19 0.16
Free Cash Flow to Operating Cash Flow
0.96 0.94 0.96 0.94 0.92
Dividend Paid and CapEx Coverage Ratio
28.57 17.18 28.57 18.09 13.14
Capital Expenditure Coverage Ratio
28.57 17.18 28.57 18.09 13.14
Operating Cash Flow Coverage Ratio
4.66 2.21 4.66 40.15 0.00
Operating Cash Flow to Sales Ratio
0.52 0.31 0.52 0.35 0.32
Free Cash Flow Yield
14.36%7.94%14.36%5.03%2.24%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
21.85 17.39 21.85 35.97 353.15
Price-to-Sales (P/S) Ratio
3.49 3.66 3.49 6.65 13.12
Price-to-Book (P/B) Ratio
2.96 2.92 2.96 4.18 6.08
Price-to-Free Cash Flow (P/FCF) Ratio
6.97 12.60 6.97 19.88 44.66
Price-to-Operating Cash Flow Ratio
6.72 11.87 6.72 18.78 41.26
Price-to-Earnings Growth (PEG) Ratio
1.46 0.32 1.46 0.06 -7.21
Price-to-Fair Value
2.96 2.92 2.96 4.18 6.08
Enterprise Value Multiple
15.28 12.32 15.28 26.38 287.88
Enterprise Value
1.11B 1.38B 1.11B 1.60B 2.18B
EV to EBITDA
15.28 12.32 15.28 26.38 287.88
EV to Sales
3.39 3.67 3.39 6.46 12.92
EV to Free Cash Flow
6.77 12.61 6.77 19.30 43.98
EV to Operating Cash Flow
6.54 11.87 6.54 18.23 40.64
Tangible Book Value Per Share
14.91 18.49 14.91 15.11 14.16
Shareholders’ Equity Per Share
15.24 18.99 15.24 15.48 14.62
Tax and Other Ratios
Effective Tax Rate
0.23 0.24 0.23 0.20 >-0.01
Revenue Per Share
12.96 15.14 12.96 9.73 6.77
Net Income Per Share
2.07 3.19 2.07 1.80 0.25
Tax Burden
0.77 0.76 0.77 0.80 1.01
Interest Burden
0.99 0.96 0.99 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
0.04 0.04 0.04 0.02 0.01
Income Quality
3.25 1.47 3.25 1.92 8.56
Currency in USD
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