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Palomar Holdings (PLMR)
NASDAQ:PLMR
US Market

Palomar Holdings (PLMR) Ratios

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Palomar Holdings Ratios

PLMR's free cash flow for Q4 2025 was $0.72. For the 2025 fiscal year, PLMR's free cash flow was decreased by $ and operating cash flow was $0.29. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 0.00 0.00 0.00 0.00
Quick Ratio
0.00 0.00 0.00 0.00 0.00
Cash Ratio
0.00 0.00 0.00 0.00 0.00
Solvency Ratio
0.16 0.16 0.08 0.07 0.06
Operating Cash Flow Ratio
0.00 0.00 0.00 0.00 0.00
Short-Term Operating Cash Flow Coverage
441.34 441.34 248.72 2.21 4.66
Net Current Asset Value
$ -723.88M$ -723.88M$ -1.53B$ -1.24B$ -921.70M
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 0.00 0.03 0.03
Debt-to-Equity Ratio
<0.01 <0.01 0.00 0.11 0.09
Debt-to-Capital Ratio
<0.01 <0.01 0.00 0.10 0.09
Long-Term Debt-to-Capital Ratio
0.00 0.00 <0.01 0.00 0.00
Financial Leverage Ratio
2.36 2.36 3.10 3.62 3.40
Debt Service Coverage Ratio
158.15 156.43 56.59 1.55 1.53
Interest Coverage Ratio
648.06 646.40 132.86 27.45 77.38
Debt to Market Cap
<0.01 <0.01 <0.01 0.04 0.03
Interest Debt Per Share
0.28 0.28 0.04 2.27 1.48
Net Debt to EBITDA
-0.38 -0.38 -0.51 <0.01 -0.44
Profitability Margins
Gross Profit Margin
56.17%73.90%48.65%52.03%42.08%
EBIT Margin
29.05%28.97%27.50%28.57%20.92%
EBITDA Margin
30.30%29.98%28.43%29.77%22.18%
Operating Profit Margin
29.00%28.93%27.30%27.57%20.65%
Pretax Profit Margin
29.00%28.93%27.30%27.57%20.65%
Net Profit Margin
22.56%22.50%21.23%21.07%15.95%
Continuous Operations Profit Margin
22.56%22.50%21.23%21.07%15.95%
Net Income Per EBT
77.77%77.77%77.76%76.42%77.23%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
8.85%8.85%5.20%4.64%3.99%
Return on Equity (ROE)
22.79%20.91%16.13%16.81%13.56%
Return on Capital Employed (ROCE)
11.38%11.38%6.68%6.07%5.17%
Return on Invested Capital (ROIC)
8.85%8.85%11197.43%150.57%143.32%
Return on Tangible Assets
9.18%9.18%5.23%4.67%4.02%
Earnings Yield
6.24%5.49%4.36%5.75%4.58%
Efficiency Ratios
Receivables Turnover
1.93 1.93 0.79 0.70 0.92
Payables Turnover
0.99 0.59 1.09 0.80 1.10
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
342.49 343.38 1.29K 1.01K 542.43
Asset Turnover
0.39 0.39 0.24 0.22 0.25
Working Capital Turnover Ratio
0.96 3.13 0.00 0.00 0.00
Cash Conversion Cycle
-179.72 -429.33 127.90 69.49 66.62
Days of Sales Outstanding
189.21 188.72 461.89 523.11 397.79
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
368.94 618.05 333.98 453.61 331.17
Operating Cycle
189.21 188.72 461.89 523.11 397.79
Cash Flow Ratios
Operating Cash Flow Per Share
15.43 15.36 10.23 4.68 6.72
Free Cash Flow Per Share
15.30 15.35 10.22 4.41 6.48
CapEx Per Share
0.13 <0.01 <0.01 0.27 0.24
Free Cash Flow to Operating Cash Flow
0.99 1.00 1.00 0.94 0.96
Dividend Paid and CapEx Coverage Ratio
116.39 2.99K 1.07K 17.18 28.57
Capital Expenditure Coverage Ratio
116.39 2.99K 1.07K 17.18 28.57
Operating Cash Flow Coverage Ratio
57.70 57.70 0.00 2.21 4.66
Operating Cash Flow to Sales Ratio
0.47 0.47 0.47 0.31 0.52
Free Cash Flow Yield
12.77%11.39%9.68%7.94%14.36%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
16.01 18.22 22.92 17.39 21.85
Price-to-Sales (P/S) Ratio
3.64 4.10 4.87 3.66 3.49
Price-to-Book (P/B) Ratio
3.35 3.81 3.70 2.92 2.96
Price-to-Free Cash Flow (P/FCF) Ratio
7.83 8.78 10.33 12.60 6.97
Price-to-Operating Cash Flow Ratio
7.71 8.77 10.32 11.87 6.72
Price-to-Earnings Growth (PEG) Ratio
1.32 0.30 0.51 0.32 1.46
Price-to-Fair Value
3.35 3.81 3.70 2.92 2.96
Enterprise Value Multiple
11.62 13.29 16.60 12.32 15.28
Enterprise Value
3.08B 3.49B 2.61B 1.38B 1.11B
EV to EBITDA
11.62 13.29 16.60 12.32 15.28
EV to Sales
3.52 3.98 4.72 3.67 3.39
EV to Free Cash Flow
7.59 8.53 10.02 12.61 6.77
EV to Operating Cash Flow
7.52 8.53 10.01 11.87 6.54
Tangible Book Value Per Share
32.53 32.37 28.05 18.49 14.91
Shareholders’ Equity Per Share
35.56 35.39 28.57 18.99 15.24
Tax and Other Ratios
Effective Tax Rate
0.22 0.22 0.22 0.24 0.23
Revenue Per Share
32.96 32.88 21.70 15.14 12.96
Net Income Per Share
7.43 7.40 4.61 3.19 2.07
Tax Burden
0.78 0.78 0.78 0.76 0.77
Interest Burden
1.00 1.00 0.99 0.96 0.99
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
0.03 0.02 0.03 0.04 0.04
Income Quality
1.08 2.08 2.22 1.47 3.25
Currency in USD