XPLUS S.A. (XPL) AI Stock Analysis

• Market Cap: zł169.24M
• Dividend Yield: 3.77%
• Average Volume (3M): 3.39K
• Price to Earnings (P/E): 24.2
• Beta (1Y): 0.50
• Revenue Growth: 22.33%
• EPS Growth: N/A
• Country: PL
• Employees: 41
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): N/A
• Shares Outstanding: 69,646,805
• 10 Day Avg. Volume: 6,785
• 30 Day Avg. Volume: 3,387
• PEG Ratio: -0.09
• Price to Book (P/B): 6.56
• Price to Sales (P/S): 2.24
• P/FCF Ratio: 15.92
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 55 Neutral
• Price Target: zł2.50 ▲(2.88% Upside)

XPLUS S.A.'s stock score is primarily influenced by its strong financial performance, which is offset by bearish technical indicators. The valuation is reasonable, but the lack of positive market momentum is a concern. Investors should monitor technical trends closely while considering the stock's financial stability and dividend yield.

XPLUS S.A. Business Overview & Revenue Model

Company Description

Xplus S.A. offers IT software solutions in Poland and internationally. It offers Executive Automats- Testing, a test automation tool for Microsoft Dynamics AX/365 FSCM; Executive Automats - Security Setup that creates custom security roles for Microsoft Dynamics 365 FSCM; Executive Explorer, a business process performance advisor for Microsoft Dynamics AX/365 FSCM; Data Protection Suite, a tool for data anonymization; Polish Localizations; a localization toolkit for Poland; and Bankflow that allows user to transfer data directly to electronic banking systems and automate many banking-related processes. The company was founded in 2002 and is based in Warsaw, Poland. Xplus S.A. operates as a subsidiary of FCBSL LLC.

How the Company Makes Money

XPLUS S.A. generates revenue through multiple streams, primarily by offering subscription-based software services, licensing fees for its proprietary technologies, and consulting services tailored to specific client needs. The company also earns income from strategic partnerships with other tech firms, enabling collaborative projects and co-developed products that expand its market reach. Additionally, XPL capitalizes on its telecommunications services by providing network solutions to businesses, ensuring a steady flow of recurring revenue. The diverse portfolio not only helps to mitigate risks but also positions XPL for sustainable growth in the competitive tech landscape.

XPLUS S.A. Financial Statement Overview

Summary

XPLUS S.A. is on a positive trajectory with improving revenue and profitability metrics. The company exhibits financial stability with low leverage and strong equity returns. Cash flow generation is robust, although there is room for further optimization. Continued focus on enhancing profit margins and cash flow efficiency will be key to sustaining growth.

Income Statement

XPLUS S.A. has shown a positive revenue growth rate of 4.96% in the latest year, recovering from a decline in the previous year. The company has improved its gross profit margin to 10.83% from a negative margin last year, indicating better cost management. However, the net profit margin remains relatively low at 10.71%, suggesting room for improvement in profitability.

Balance Sheet

The company maintains a strong balance sheet with a low debt-to-equity ratio of 0.054, indicating low leverage. The return on equity is robust at 31.41%, reflecting efficient use of equity to generate profits. The equity ratio is healthy, suggesting financial stability and a solid asset base.

Cash Flow

XPLUS S.A. has demonstrated strong free cash flow growth of 25.46%, indicating improved cash generation capabilities. The operating cash flow to net income ratio of 0.66 suggests that cash flows are well-aligned with reported earnings. However, there is potential to enhance the free cash flow to net income ratio, which stands at 0.74.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	56.79M	60.12M	52.19M	59.72M	51.70M	38.87M
Gross Profit	3.76M	6.51M	-2.62M	9.98M	14.52M	9.80M
EBITDA	11.32M	10.24M	-1.21M	10.41M	13.43M	11.07M
Net Income	7.01M	6.44M	-4.32M	6.65M	9.47M	8.10M
Balance Sheet
Total Assets	37.08M	39.78M	32.21M	35.35M	34.55M	23.84M
Cash, Cash Equivalents and Short-Term Investments	16.70M	14.73M	6.91M	9.85M	7.91M	7.53M
Total Debt	733.00K	1.10M	740.00K	1.57M	1.95M	1.41M
Total Liabilities	19.44M	19.29M	18.18M	17.36M	17.96M	8.16M
Stockholders Equity	17.64M	20.49M	14.03M	17.99M	16.59M	15.68M
Cash Flow
Free Cash Flow	10.99M	8.45M	2.49M	7.99M	6.54M	5.09M
Operating Cash Flow	13.52M	11.35M	4.13M	10.93M	10.41M	5.63M
Investing Cash Flow	-2.25M	-2.75M	-1.58M	-3.25M	-3.83M	-531.05K
Financing Cash Flow	-7.06M	-758.00K	-5.40M	-5.74M	-6.20M	-3.20M

XPLUS S.A. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 2.43
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:XPL, the sentiment is Negative. The current price of 2.43 is above the 20-day moving average (MA) of 2.40, below the 50-day MA of 2.43, and below the 200-day MA of 3.05, indicating a neutral trend. The MACD of 0.01 indicates Negative momentum. The RSI at 50.85 is Neutral, neither overbought nor oversold. The STOCH value of 43.64 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for PL:XPL.

XPLUS S.A. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WPL	64 Neutral	zł1.94B	13.71	14.56%	3.72%	16.90%	-16.02%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
XPL	55 Neutral	zł169.24M	24.16	40.62%	3.77%	22.33%	―
GRN	―	zł185.35M	156.41	―	―	―	―