LIVECHAT Software SA (PL:TXT)
:TXT
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LIVECHAT Software SA
(TXT)
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Rating:76Outperform
Price Target:
zł61.00
▲(42.86% Upside)
Action:N/ADate:09/14/25
The overall score of 76 for LIVECHAT Software SA is driven primarily by strong financial performance (score: 83), reflecting high profitability and a solid balance sheet, and an attractive valuation (score: 90) with a low P/E ratio and high dividend yield. The neutral technical analysis score (50) due to lack of data slightly tempers the result, but the stock appears stable and appealing for value and income investors.
LIVECHAT Software SA (TXT) vs. SPDR S&P 500 ETF (SPY)
Market Cap
zł936.79M
Dividend Yield15.51%
Average Volume (3M)98.93K
Price to Earnings (P/E)9.0
Beta (1Y)0.85
Revenue Growth4.10%
EPS Growth-7.82%
CountryPL
Employees254
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)1.10
Shares Outstanding25,750,000
10 Day Avg. Volume124,324
30 Day Avg. Volume98,927
Financial Highlights & Ratios
PEG Ratio-4.24
Price to Book (P/B)18.31
Price to Sales (P/S)6.92
P/FCF Ratio15.75
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)4.88
Revenue Forecast (FY)zł324.50M
LIVECHAT Software SA Business Overview & Revenue Model
Company Description
Text S.A. develops and distributes communication software for businesses worldwide. It offers LiveChat, a tool that allows to communicate between Website visitor and its owner; ChatBot, which allows the creation of conversational chatbots for cust...
How the Company Makes Money
LIVECHAT Software SA generates revenue primarily through subscription-based pricing models for its LiveChat software. Customers pay a monthly or annual fee based on the chosen plan, which offers varying levels of features and support. Additional r...
LIVECHAT Software SA Earnings Call Summary
Earnings Call Date:Nov 27, 2025
(Q2-2026)
| % Change Since: |
Next Earnings Date:Aug 21, 2026
Earnings Call Sentiment Neutral
The call highlighted successful product launches and growth in larger customer segments, but also faced challenges with declining MRR and customer acquisition, balanced by improvements in payment volumes and positive feedback on new products.Positive Updates
Successful Launch of Text App
Text App was officially launched on September 30 and supports over 700 organizations. Feedback has been very positive, with the app being used internally and by several clients.
Negative Updates
Decline in MRR During Summer Quarter
MRR declined compared to the previous quarter, although it remains higher than a year ago, influenced by seasonal weakness and macroeconomic challenges.
Read all updates
Q2-2026 Updates
Positive
Negative
Successful Launch of Text App
Text App was officially launched on September 30 and supports over 700 organizations. Feedback has been very positive, with the app being used internally and by several clients.
Read all positive updates
Company Guidance
During the Q2 2025-2026 KPI Conference Call, Text provided several key metrics and insights regarding their business operations and future plans. Despite the traditionally weaker summer quarter, Text noted a decline in Monthly Recurring Revenue (MRR) compared to the previous quarter, although it remains higher than a year ago. The company has seen positive trends in payment volumes and an increased share of larger customers with MRR above USD 500, now accounting for over half of their business. The Average Revenue Per License (ARPL) increased across all products, offsetting declines in the number of smaller customers. Text App, their new product, supports over 700 organizations and has started to gain traction, although its impact on customer acquisition is expected to take more time. The company completed a cloud migration, which, while resulting in higher costs, is considered a key investment for their infrastructure. New pricing models for Text App introduce elements of pay-per-value, reflecting evolving market standards, and recent price adjustments for LiveChat are expected to positively impact MRR for new and returning customers. Despite challenges, the feedback on Text App has been very positive, and the company remains focused on optimizing their sales funnel and nurturing customer growth.LIVECHAT Software SA Financial Statement Overview
Summary
Income Statement
85
Very Positive
Balance Sheet
90
Very Positive
Cash Flow
75
Positive
| Breakdown | TTM | Mar 2024 | Jun 2023 | Mar 2022 | Mar 2021 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 338.17M | 354.18M | 335.35M | 315.72M | 222.51M | 179.01M |
| Gross Profit | 237.81M | 282.31M | 271.74M | 269.38M | 190.39M | 151.10M |
| EBITDA | 162.61M | 202.01M | 198.51M | 181.67M | 129.58M | 116.90M |
| Net Income | 124.88M | 164.42M | 166.55M | 155.26M | 119.02M | 100.16M |
Balance Sheet | ||||||
| Total Assets | 196.80M | 226.71M | 210.14M | 197.33M | 137.75M | 122.32M |
| Cash, Cash Equivalents and Short-Term Investments | 53.35M | 77.70M | 84.86M | 95.82M | 55.67M | 59.23M |
| Total Debt | 7.79M | 5.01M | 1.08M | 987.00K | 1.61M | 2.34M |
| Total Liabilities | 85.89M | 90.29M | 83.45M | 22.22M | 13.24M | 14.95M |
| Stockholders Equity | 110.91M | 136.42M | 126.69M | 175.12M | 124.51M | 107.37M |
Cash Flow | ||||||
| Free Cash Flow | 122.45M | 148.70M | 147.30M | 162.32M | 98.59M | 92.71M |
| Operating Cash Flow | 153.85M | 179.49M | 177.57M | 194.78M | 115.45M | 106.49M |
| Investing Cash Flow | -31.27M | -30.79M | -30.27M | -32.46M | -16.84M | -13.79M |
| Financing Cash Flow | -157.23M | -155.86M | -158.26M | -122.17M | -102.18M | -72.15M |
LIVECHAT Software SA Technical Analysis
Negative
42.70
Price Trends
38.47
Negative
39.47
Negative
44.97
Negative
Market Momentum
-0.30
Negative
43.59
Neutral
46.17
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For PL:TXT, the sentiment is Negative. The current price of 42.7 is above the 20-day moving average (MA) of 36.55, above the 50-day MA of 38.47, and below the 200-day MA of 44.97, indicating a bearish trend. The MACD of -0.30 indicates Negative momentum. The RSI at 43.59 is Neutral, neither overbought nor oversold. The STOCH value of 46.17 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for PL:TXT.
LIVECHAT Software SA Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | zł936.79M | 9.04 | 144.88% | 15.51% | 4.10% | -7.82% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
| ― | zł5.90M | -1.66 | ― | ― | ― | ― | |
| ― | zł13.43M | -0.72 | -262.09% | ― | ― | ― | |
69 Neutral | zł2.49B | 31.83 | 23.32% | 1.59% | 24.56% | 11.43% |
* Technology Sector Average
PL:TXT
LIVECHAT Software SA
36.38
-11.02
-23.25%
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.