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Progressive Corp. (PGR)
NYSE:PGR
Earnings Data
Report Date
Jan 28, 2026TBA (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
4.34Last Year’s EPS
4.08Same Quarter Last Year
Moderate Buy
Based on 18 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
Progressive reported strong financial results with significant market share gains and legislative benefits in Florida. However, challenges include managing excess profits liability in Florida, increased competition, and potential margin compression. Despite these challenges, the company remains focused on growth through strategic pricing and expansion efforts.Company Guidance
Strong Financial Performance
Progressive reported an 89.5 combined ratio, 10% premium growth, and policies in force growth of 12% compared to the previous year. Year-to-date combined ratio is 87.3% with 13% premium growth and comprehensive income of $10 billion, which is over 30% ahead of 2024.
Market Share Expansion
Progressive continues to gain significant market share, adding 4.2 million policyholders and almost 7 million more vehicles in force than the previous year.
Strong Return on Equity
Trailing 12-month comprehensive return on equity stands at 37.1%.
Legislative Benefits in Florida
House Bill 837 has resulted in a 10%-20% reduction in average loss costs and a 60% decrease in lawsuits for Florida injury claims, leading to more affordable auto insurance premiums for consumers.
Positive Growth Outlook
Plans to spur growth in 33 states, leveraging strong media spend and competitive pricing to continue expanding market presence.
PGR Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PGR Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 15, 2025 | $240.40 | $226.50 | -5.78% |
Jul 16, 2025 | $242.10 | $246.36 | +1.76% |
Apr 16, 2025 | $275.89 | $274.91 | -0.36% |
Jan 29, 2025 | $244.77 | $246.12 | +0.55% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Progressive Corp. (PGR) report earnings?
Progressive Corp. (PGR) is schdueled to report earning on Jan 28, 2026, TBA (Confirmed).
What is Progressive Corp. (PGR) earnings time?
Progressive Corp. (PGR) earnings time is at Jan 28, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PGR EPS forecast?
PGR EPS forecast for the fiscal quarter 2025 (Q4) is 4.34.