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Progressive Corp. (PGR)
NYSE:PGR
US Market
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Progressive (PGR) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Oct 09, 2025
TBA (Confirmed)
Period Ending
2025 (Q3)
Consensus EPS Forecast
3.67
Last Year’s EPS
3.58
Same Quarter Last Year
Moderate Buy
Based on 15 Analysts Ratings

Earnings Call Summary

Q2 2025
Earnings Call Date:Jul 16, 2025|
% Change Since: -0.47%|
Earnings Call Sentiment|Positive
The call highlighted significant growth and profitability metrics, particularly in terms of market share gains and effective pricing strategies. While there are potential challenges such as policy life expectancy decline and potential refunds in Florida, overall, the sentiment reflects a robust performance with strategic focus on maintaining competitive pricing and growth.
Company Guidance -
Q3 2025
During the call, Progressive provided guidance on several key metrics for the second quarter of fiscal year 2025. The company reported an increase of over $5 billion in premiums written and nearly 2.4 million additional policies in force (PIFs) compared to the first half of 2024. Progressive also gained more than 1.5 points in the personal auto market share in 2024, outperforming the industry combined ratio by over 7 points. The company's marketing spend year-to-date was $2.5 billion, up by about $900 million from the previous year. In the commercial lines, Progressive consistently beat industry combined ratios by 8 to 20 points over the last 20 years. The call highlighted the company's focus on maintaining competitive pricing, with a 16-month trend time used to evaluate frequency, severity, and premium trends to ensure pricing adequacy. The overall strategic focus remains on growing as fast as possible while maintaining or exceeding target profit margins.
Strong Profitability and Growth
Progressive delivered strong profitability while adding over $5 billion in premiums written and nearly 2.4 million additional PIFs during the first half of 2025 compared to the first half of last year.
Personal Auto Market Share Gain
Progressive gained more than 1.5 points in personal auto market share in 2024, the largest share gain by any carrier in the past 15 years.
Commercial Lines Profitability
Progressive's Commercial Lines consistently beat industry combined ratios by 8 to 20 points over the last 20 years, with a specific focus on commercial auto.
Investment in Marketing and Growth
Progressive spent $2.5 billion on marketing year-to-date, reflecting an increase of $900 million compared to last year, to drive profitable growth.
Effective Rate Revisions
Progressive's capability to deploy rate changes quickly and frequently, with more than 4,000 rate level indications analyzed annually across personal and commercial lines.

Progressive (PGR) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

PGR Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 09, 2025
2025 (Q3)
3.67 / -
3.584
Jul 16, 2025
2025 (Q2)
4.48 / 4.88
2.64884.29% (+2.23)
Apr 16, 2025
2025 (Q1)
4.79 / 4.66
3.7324.80% (+0.93)
Jan 29, 2025
2024 (Q4)
3.57 / 4.08
2.9637.87% (+1.12)
Oct 15, 2024
2024 (Q3)
3.69 / 3.58
2.0971.48% (+1.49)
Jul 16, 2024
2024 (Q2)
2.05 / 2.65
0.57364.56% (+2.08)
Apr 12, 2024
2024 (Q1)
3.21 / 3.73
0.65473.85% (+3.08)
Jan 24, 2024
2023 (Q4)
2.43 / 2.96
1.4998.66% (+1.47)
Oct 13, 2023
2023 (Q3)
1.72 / 2.09
0.491325.66% (+1.60)
Jul 13, 2023
2023 (Q2)
0.83 / 0.57
0.956-40.38% (-0.39)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

PGR Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 16, 2025
$242.20$246.46+1.76%
Apr 16, 2025
$276.00$275.02-0.36%
Jan 29, 2025
$244.87$246.22+0.55%
Oct 15, 2024
$246.94$246.66-0.11%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Progressive Corp. (PGR) report earnings?
Progressive Corp. (PGR) is schdueled to report earning on Oct 09, 2025, TBA (Confirmed).
    What is Progressive Corp. (PGR) earnings time?
    Progressive Corp. (PGR) earnings time is at Oct 09, 2025, TBA (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is PGR EPS forecast?
          PGR EPS forecast for the fiscal quarter 2025 (Q3) is 3.67.
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