Pacific Financial Corporation (PFLC)
OTHER OTC:PFLC
Total Valuation
Pacific Financial has a market cap or net worth of $133.04M. The enterprise value is $27.46M.
Market Cap$133.04M
Enterprise Value$27.46M
Share Statistics
Pacific Financial has 10,329,557 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding10,329,557
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Pacific Financial’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 7.65%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)7.65%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee278.76K
Profits Per Employee49.76K
Employee Count234
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Pacific Financial is 10.1. Pacific Financial’s PEG ratio is 0.41.
PE Ratio10.1
PS Ratio1.93
PB Ratio1.00
Price to Fair Value1.00
Price to FCF11.18
Price to Operating Cash Flow0.00
PEG Ratio0.41
Income Statement
In the last 12 months, Pacific Financial had revenue of 65.23M and earned 11.64M in profits. Earnings per share was 1.16.
Revenue65.23M
Gross Profit53.05M
Operating Income14.52M
Pretax Income14.52M
Net Income11.64M
EBITDA14.52M
Earnings Per Share (EPS)1.16
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Pacific Financial pays an annual dividend of $0.14, resulting in a dividend yield of 4.37%
Dividend Per Share$0.14
Dividend Yield4.37%
Payout Ratio52.63%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.24
52-Week Price Change33.96%
50-Day Moving Average12.95
200-Day Moving Average11.82
Relative Strength Index (RSI)48.85
Average Volume (3m)1.84K
Important Dates
Pacific Financial upcoming earnings date is Apr 24, 2026, Before Open (Confirmed).
Last Earnings DateJan 30, 2026
Next Earnings DateApr 24, 2026
Ex-Dividend Date―
Financial Position
Pacific Financial as a current ratio of 0.10, with Debt / Equity ratio of 10.60%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.11
Net Debt to EBITDA-6.98
Interest Coverage Ratio1.25
Taxes
In the past 12 months, Pacific Financial has paid 2.87M in taxes.
Income Tax2.87M
Effective Tax Rate0.20
Enterprise Valuation
Pacific Financial EV to EBITDA ratio is 1.70, with an EV/FCF ratio of 2.19.
EV to Sales0.38
EV to EBITDA1.70
EV to Free Cash Flow2.19
EV to Operating Cash Flow2.00
Balance Sheet
Pacific Financial has $376.67M in cash and marketable securities with $13.40M in debt, giving a net cash position of $363.26M billion.
Cash & Marketable Securities$376.67M
Total Debt$13.40M
Net Cash$363.26M
Net Cash Per Share$35.17
Tangible Book Value Per Share$11.43
Margins
Gross margin is 60.18%, with operating margin of 22.26%, and net profit margin of 17.85%.
Gross Margin60.18%
Operating Margin22.26%
Pretax Margin22.26%
Net Profit Margin17.85%
EBITDA Margin22.26%
EBIT Margin22.26%
Analyst Forecast
The average price target for Pacific Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast3.67%
EPS Growth Forecast6.83%