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Peoples Financial Services Corp. (PFIS)
:PFIS
Total Valuation
Peoples Financial Services has a market cap or net worth of $471.55M. The enterprise value is $708.63M.
Market Cap$471.55M
Enterprise Value$708.63M
Share Statistics
Peoples Financial Services has 9,994,696 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding9,994,696
Owned by Insiders8.09%
Owned by Institutions0.40%
Financial Efficiency
Peoples Financial Services’s return on equity (ROE) is 0.02 and return on invested capital (ROIC) is 1.25%.
Return on Equity (ROE)0.02
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.25%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee449.70K
Profits Per Employee16.63K
Employee Count511
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Peoples Financial Services is 13.9. Peoples Financial Services’s PEG ratio is -0.69.
PE Ratio13.9
PS Ratio1.90
PB Ratio0.93
Price to Fair Value0.93
Price to FCF13.93
Price to Operating Cash Flow12.01
PEG Ratio-0.69
Income Statement
In the last 12 months, Peoples Financial Services had revenue of 229.80M and earned 8.50M in profits. Earnings per share was 1.00.
Revenue229.80M
Gross Profit115.19M
Operating Income8.47M
Pretax Income8.47M
Net Income8.50M
EBITDA15.70M
Earnings Per Share (EPS)1.00
Cash Flow
In the last 12 months, operating cash flow was 51.92M and capital expenditures -7.85M, giving a free cash flow of 44.07M billion.
Operating Cash Flow51.92M
Free Cash Flow44.07M
Free Cash Flow per Share4.41
Dividends & Yields
Peoples Financial Services pays an annual dividend of $0.618, resulting in a dividend yield of 5.22%
Dividend Per Share$0.618
Dividend Yield5.22%
Payout Ratio42.37%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.83
52-Week Price Change5.20%
50-Day Moving Average50.08
200-Day Moving Average47.79
Relative Strength Index (RSI)44.93
Average Volume (3m)36.53K
Important Dates
Peoples Financial Services upcoming earnings date is Nov 11, 2025, TBA (Confirmed).
Last Earnings DateJul 31, 2025
Next Earnings DateNov 11, 2025
Ex-Dividend DateAug 29, 2025
Financial Position
Peoples Financial Services as a current ratio of 0.08, with Debt / Equity ratio of 36.39%
Current Ratio0.08
Quick Ratio0.08
Debt to Market Cap0.36
Net Debt to EBITDA6.36
Interest Coverage Ratio0.09
Taxes
In the past 12 months, Peoples Financial Services has paid -30.00K in taxes.
Income Tax-30.00K
Effective Tax Rate>-0.01
Enterprise Valuation
Peoples Financial Services EV to EBITDA ratio is 34.17, with an EV/FCF ratio of 17.12.
EV to Sales2.34
EV to EBITDA34.17
EV to Free Cash Flow17.12
EV to Operating Cash Flow15.82
Balance Sheet
Peoples Financial Services has $60.17M in cash and marketable securities with $179.79M in debt, giving a net cash position of -$119.62M billion.
Cash & Marketable Securities$60.17M
Total Debt$179.79M
Net Cash-$119.62M
Net Cash Per Share-$11.97
Tangible Book Value Per Share$41.90
Margins
Gross margin is 41.69%, with operating margin of 3.69%, and net profit margin of 3.70%.
Gross Margin41.69%
Operating Margin3.69%
Pretax Margin3.69%
Net Profit Margin3.70%
EBITDA Margin6.83%
EBIT Margin3.69%
Analyst Forecast
The average price target for Peoples Financial Services is $51.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$51.00
Price Target Upside8.10% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast67.70%
EPS Growth Forecast39.18%