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Peoples Financial Services Corp. (PFIS)
NASDAQ:PFIS
Total Valuation
Peoples Financial Services has a market cap or net worth of $556.90M. The enterprise value is $665.55M.
Market Cap$556.90M
Enterprise Value$665.55M
Share Statistics
Peoples Financial Services has 9,994,595 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding9,994,595
Owned by Insiders7.85%
Owned by Institutions0.79%
Financial Efficiency
Peoples Financial Services’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is -2.01%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)-2.01%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee549.81K
Profits Per Employee115.83K
Employee Count511
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Peoples Financial Services is 9.5. Peoples Financial Services’s PEG ratio is 0.02.
PE Ratio9.5
PS Ratio1.73
PB Ratio0.94
Price to Fair Value0.94
Price to FCF0.00
Price to Operating Cash Flow14.65
PEG Ratio0.02
Income Statement
In the last 12 months, Peoples Financial Services had revenue of 280.95M and earned 59.19M in profits. Earnings per share was 5.92.
Revenue280.95M
Gross Profit187.12M
Operating Income72.23M
Pretax Income72.23M
Net Income59.19M
EBITDA72.23M
Earnings Per Share (EPS)5.92
Cash Flow
In the last 12 months, operating cash flow was 38.18M and capital expenditures -8.08M, giving a free cash flow of 30.10M billion.
Operating Cash Flow38.18M
Free Cash Flow30.10M
Free Cash Flow per Share3.01
Dividends & Yields
Peoples Financial Services pays an annual dividend of $0.618, resulting in a dividend yield of 4.97%
Dividend Per Share$0.618
Dividend Yield4.97%
Payout Ratio43.33%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.76
52-Week Price Change17.04%
50-Day Moving Average51.68
200-Day Moving Average49.12
Relative Strength Index (RSI)61.69
Average Volume (3m)25.89K
Important Dates
Peoples Financial Services upcoming earnings date is Apr 23, 2026, TBA (Confirmed).
Last Earnings DateJan 30, 2026
Next Earnings DateApr 23, 2026
Ex-Dividend Date―
Financial Position
Peoples Financial Services as a current ratio of 0.09, with Debt / Equity ratio of 32.14%
Current Ratio0.09
Quick Ratio0.09
Debt to Market Cap0.53
Net Debt to EBITDA3.58
Interest Coverage Ratio0.77
Taxes
In the past 12 months, Peoples Financial Services has paid 13.05M in taxes.
Income Tax13.05M
Effective Tax Rate0.18
Enterprise Valuation
Peoples Financial Services EV to EBITDA ratio is 10.32, with an EV/FCF ratio of 0.00.
EV to Sales2.65
EV to EBITDA10.32
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00
Balance Sheet
Peoples Financial Services has $58.42M in cash and marketable securities with $167.07M in debt, giving a net cash position of -$108.65M billion.
Cash & Marketable Securities$58.42M
Total Debt$167.07M
Net Cash-$108.65M
Net Cash Per Share-$10.87
Tangible Book Value Per Share$41.64
Margins
Gross margin is 66.65%, with operating margin of 25.71%, and net profit margin of 21.07%.
Gross Margin66.65%
Operating Margin25.71%
Pretax Margin25.71%
Net Profit Margin21.07%
EBITDA Margin25.71%
EBIT Margin25.71%
Analyst Forecast
The average price target for Peoples Financial Services is $56.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$56.00
Price Target Upside0.50% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast39.98%
EPS Growth Forecast413.87%