Peoples Financial Services Corp. (PFIS)
NASDAQ:PFIS
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Total Valuation
Peoples Financial Services has a market cap or net worth of $567.42M. The enterprise value is $822.02M.
Market Cap$567.42M
Enterprise Value$822.02M
Share Statistics
Peoples Financial Services has 10,005,688 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding10,005,688
Owned by Insiders8.18%
Owned by Institutions1.42%
Financial Efficiency
Peoples Financial Services’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 1.12%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.12%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee549.81K
Profits Per Employee115.83K
Employee Count511
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Peoples Financial Services is 9.0. Peoples Financial Services’s PEG ratio is 0.02.
PE Ratio9.0
PS Ratio1.73
PB Ratio0.94
Price to Fair Value0.94
Price to FCF11.23
Price to Operating Cash Flow10.45
PEG Ratio0.02
Income Statement
In the last 12 months, Peoples Financial Services had revenue of 280.95M and earned 59.19M in profits. Earnings per share was 5.92.
Revenue280.95M
Gross Profit187.12M
Operating Income72.23M
Pretax Income72.23M
Net Income59.19M
EBITDA72.23M
Earnings Per Share (EPS)5.92
Cash Flow
In the last 12 months, operating cash flow was 54.27M and capital expenditures -10.93M, giving a free cash flow of 43.34M billion.
Operating Cash Flow54.27M
Free Cash Flow43.34M
Free Cash Flow per Share4.33
Dividends & Yields
Peoples Financial Services pays an annual dividend of $0.618, resulting in a dividend yield of 4.97%
Dividend Per Share$0.618
Dividend Yield4.97%
Payout Ratio43.33%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.79
52-Week Price Change30.28%
50-Day Moving Average54.46
200-Day Moving Average50.15
Relative Strength Index (RSI)68.23
Average Volume (3m)25.89K
Important Dates
Peoples Financial Services upcoming earnings date is Jul 31, 2026, TBA (Confirmed).
Last Earnings DateApr 30, 2026
Next Earnings DateJul 31, 2026
Ex-Dividend Date―
Financial Position
Peoples Financial Services as a current ratio of 8.76, with Debt / Equity ratio of 59.77%
Current Ratio8.76
Quick Ratio8.76
Debt to Market Cap0.53
Net Debt to EBITDA2.77
Interest Coverage Ratio0.77
Taxes
In the past 12 months, Peoples Financial Services has paid 13.05M in taxes.
Income Tax13.05M
Effective Tax Rate0.18
Enterprise Valuation
Peoples Financial Services EV to EBITDA ratio is 9.51, with an EV/FCF ratio of 15.85.
EV to Sales2.44
EV to EBITDA9.51
EV to Free Cash Flow15.85
EV to Operating Cash Flow12.65
Balance Sheet
Peoples Financial Services has $259.66M in cash and marketable securities with $167.07M in debt, giving a net cash position of $92.59M billion.
Cash & Marketable Securities$259.66M
Total Debt$167.07M
Net Cash$92.59M
Net Cash Per Share$9.25
Tangible Book Value Per Share$41.64
Margins
Gross margin is 51.28%, with operating margin of 25.71%, and net profit margin of 21.07%.
Gross Margin51.28%
Operating Margin25.71%
Pretax Margin25.71%
Net Profit Margin21.07%
EBITDA Margin25.71%
EBIT Margin25.71%
Analyst Forecast
The average price target for Peoples Financial Services is $56.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$56.00
Price Target Upside-4.19% Downside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast11.07%
EPS Growth Forecast175.21%