Want to see PFIS full AI Analyst Report?
Total Valuation
Peoples Financial Services has a market cap or net worth of $665.92M. The enterprise value is $873.16M.
Market Cap$665.92M
Enterprise Value$873.16M
Share Statistics
Peoples Financial Services has 10,010,881 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding10,010,881
Owned by Insiders8.16%
Owned by Institutions0.74%
Financial Efficiency
Peoples Financial Services’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 1.12%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.12%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee513.62K
Profits Per Employee108.20K
Employee Count547
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Peoples Financial Services is 11.3. Peoples Financial Services’s PEG ratio is 0.02.
PE Ratio11.3
PS Ratio1.73
PB Ratio0.94
Price to Fair Value0.94
Price to FCF11.23
Price to Operating Cash Flow12.47
PEG Ratio0.02
Income Statement
In the last 12 months, Peoples Financial Services had revenue of 280.95M and earned 59.19M in profits. Earnings per share was 5.92.
Revenue280.95M
Gross Profit187.12M
Operating Income72.23M
Pretax Income72.23M
Net Income59.19M
EBITDA82.86M
Earnings Per Share (EPS)5.92
Cash Flow
In the last 12 months, operating cash flow was 53.50M and capital expenditures -12.25M, giving a free cash flow of 41.25M billion.
Operating Cash Flow53.50M
Free Cash Flow41.25M
Free Cash Flow per Share4.12
Dividends & Yields
Peoples Financial Services pays an annual dividend of $0.625, resulting in a dividend yield of 4.97%
Dividend Per Share$0.625
Dividend Yield4.97%
Payout Ratio43.33%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.78
52-Week Price Change34.07%
50-Day Moving Average61.13
200-Day Moving Average52.94
Relative Strength Index (RSI)62.52
Average Volume (3m)25.89K
Important Dates
Peoples Financial Services upcoming earnings date is Jul 16, 2026, TBA (Confirmed).
Last Earnings DateApr 30, 2026
Next Earnings DateJul 16, 2026
Ex-Dividend Date―
Financial Position
Peoples Financial Services as a current ratio of 8.76, with Debt / Equity ratio of 59.77%
Current Ratio8.76
Quick Ratio8.76
Debt to Market Cap0.53
Net Debt to EBITDA2.41
Interest Coverage Ratio0.77
Taxes
In the past 12 months, Peoples Financial Services has paid 13.05M in taxes.
Income Tax13.05M
Effective Tax Rate0.18
Enterprise Valuation
Peoples Financial Services EV to EBITDA ratio is 8.29, with an EV/FCF ratio of 15.85.
EV to Sales2.44
EV to EBITDA8.29
EV to Free Cash Flow15.85
EV to Operating Cash Flow12.65
Balance Sheet
Peoples Financial Services has $59.48M in cash and marketable securities with $314.07M in debt, giving a net cash position of -$254.59M billion.
Cash & Marketable Securities$59.48M
Total Debt$314.07M
Net Cash-$254.59M
Net Cash Per Share-$25.43
Tangible Book Value Per Share$41.64
Margins
Gross margin is 67.02%, with operating margin of 25.71%, and net profit margin of 21.07%.
Gross Margin67.02%
Operating Margin25.71%
Pretax Margin25.71%
Net Profit Margin21.07%
EBITDA Margin29.49%
EBIT Margin25.71%
Analyst Forecast
The average price target for Peoples Financial Services is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast11.09%
EPS Growth Forecast175.21%