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Total Valuation
Peoples Financial has a market cap or net worth of $109.11M. The enterprise value is $39.63.
Market Cap$109.11M
Enterprise Value$39.63
Share Statistics
Peoples Financial has 4,617,466 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,617,466
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Peoples Financial’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 3.13%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.13%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee210.01K
Profits Per Employee29.85K
Employee Count131
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Peoples Financial is 29.5. Peoples Financial’s PEG ratio is -0.29.
PE Ratio29.5
PS Ratio3.42
PB Ratio0.93
Price to Fair Value0.93
Price to FCF22.38
Price to Operating Cash Flow28.23
PEG Ratio-0.29
Income Statement
In the last 12 months, Peoples Financial had revenue of 27.51M and earned 3.91M in profits. Earnings per share was 0.85.
Revenue27.51M
Gross Profit27.51M
Operating Income4.81M
Pretax Income4.81M
Net Income3.91M
EBITDA6.44M
Earnings Per Share (EPS)0.85
Cash Flow
In the last 12 months, operating cash flow was 3.72M and capital expenditures -299.00K, giving a free cash flow of 3.42M billion.
Operating Cash Flow3.72M
Free Cash Flow3.42M
Free Cash Flow per Share0.74
Dividends & Yields
Peoples Financial pays an annual dividend of $0.18, resulting in a dividend yield of 1.57%
Dividend Per Share$0.18
Dividend Yield1.57%
Payout Ratio59.31%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.12
52-Week Price Change15.66%
50-Day Moving Average22.08
200-Day Moving Average21.00
Relative Strength Index (RSI)55.03
Average Volume (3m)613.00
Important Dates
Peoples Financial upcoming earnings date is Oct 28, 2026, After Close (Confirmed).
Last Earnings DateJul 22, 2026
Next Earnings DateOct 28, 2026
Ex-Dividend Date―
Financial Position
Peoples Financial as a current ratio of 0.04, with Debt / Equity ratio of 0.00%
Current Ratio0.04
Quick Ratio0.04
Debt to Market Cap<0.01
Net Debt to EBITDA-2.92
Interest Coverage Ratio0.59
Taxes
In the past 12 months, Peoples Financial has paid 900.00K in taxes.
Income Tax900.00K
Effective Tax Rate0.19
Enterprise Valuation
Peoples Financial EV to EBITDA ratio is 11.69, with an EV/FCF ratio of 17.91.
EV to Sales2.73
EV to EBITDA11.69
EV to Free Cash Flow17.91
EV to Operating Cash Flow16.71
Balance Sheet
Peoples Financial has $0.00 in cash and marketable securities with $0.00 in debt, giving a net cash position of $0.00 billion.
Cash & Marketable Securities$0.00
Total Debt$0.00
Net Cash$0.00
Net Cash Per Share$0.00
Tangible Book Value Per Share$21.71
Margins
Gross margin is 116.27%, with operating margin of 17.49%, and net profit margin of 14.22%.
Gross Margin116.27%
Operating Margin17.49%
Pretax Margin17.49%
Net Profit Margin14.22%
EBITDA Margin23.40%
EBIT Margin17.49%
Analyst Forecast
The average price target for Peoples Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-11.06%
EPS Growth Forecast-80.88%