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Peoples Financial Corp. (PFBX)
OTHER OTC:PFBX
Total Valuation
Peoples Financial has a market cap or net worth of $93.50M. The enterprise value is $73.97M.
Market Cap$93.50M
Enterprise Value$73.97M
Share Statistics
Peoples Financial has 4,617,466 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,617,466
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Peoples Financial’s return on equity (ROE) is 0.24 and return on invested capital (ROIC) is 9.17%.
Return on Equity (ROE)0.24
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)9.17%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee301.17K
Profits Per Employee165.67K
Employee Count131
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Peoples Financial is 19.8. Peoples Financial’s PEG ratio is 0.03.
PE Ratio19.8
PS Ratio2.83
PB Ratio0.96
Price to Fair Value0.96
Price to FCF17.15
Price to Operating Cash Flow18.86
PEG Ratio0.03
Income Statement
In the last 12 months, Peoples Financial had revenue of 39.45M and earned 21.70M in profits. Earnings per share was 4.66.
Revenue39.45M
Gross Profit29.97M
Operating Income8.38M
Pretax Income8.38M
Net Income21.70M
EBITDA10.12M
Earnings Per Share (EPS)4.66
Cash Flow
In the last 12 months, operating cash flow was 4.98M and capital expenditures -316.00K, giving a free cash flow of 4.66M billion.
Operating Cash Flow4.98M
Free Cash Flow4.66M
Free Cash Flow per Share1.01
Dividends & Yields
Peoples Financial pays an annual dividend of $0.18, resulting in a dividend yield of 2.19%
Dividend Per Share$0.18
Dividend Yield2.19%
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.23
52-Week Price Change12.47%
50-Day Moving Average20.47
200-Day Moving Average19.86
Relative Strength Index (RSI)49.15
Average Volume (3m)613.00
Important Dates
Peoples Financial upcoming earnings date is Oct 22, 2025, After Close (Confirmed).
Last Earnings DateJul 23, 2025
Next Earnings DateOct 22, 2025
Ex-Dividend DateDec 08, 2025
Financial Position
Peoples Financial as a current ratio of 0.09, with Debt / Equity ratio of 0.00%
Current Ratio0.09
Quick Ratio0.09
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio0.87
Taxes
In the past 12 months, Peoples Financial has paid -13.32M in taxes.
Income Tax-13.32M
Effective Tax Rate-1.59
Enterprise Valuation
Peoples Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of -4.16.
EV to Sales-0.69
EV to EBITDA0.00
EV to Free Cash Flow-4.16
EV to Operating Cash Flow-3.49
Balance Sheet
Peoples Financial has $354.36M in cash and marketable securities with $0.00 in debt, giving a net cash position of $354.36M billion.
Cash & Marketable Securities$354.36M
Total Debt$0.00
Net Cash$354.36M
Net Cash Per Share$76.74
Tangible Book Value Per Share$19.20
Margins
Gross margin is 69.55%, with operating margin of 27.33%, and net profit margin of 70.86%.
Gross Margin69.55%
Operating Margin27.33%
Pretax Margin27.36%
Net Profit Margin70.86%
EBITDA Margin0.00%
EBIT Margin-5.68%
Analyst Forecast
The average price target for Peoples Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-7.99%
EPS Growth Forecast-78.22%