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Preferred Bank (PFBC)
NASDAQ:PFBC

Preferred Bank (PFBC) Stock Statistics & Valuation Metrics

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Total Valuation

Preferred Bank has a market cap or net worth of $1.20B. The enterprise value is $674.10M.
Market Cap$1.20B
Enterprise Value$674.10M

Share Statistics

Preferred Bank has 13,392,737 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding13,392,737
Owned by Insiders
Owned by Institutions12.50%

Financial Efficiency

Preferred Bank’s return on equity (ROE) is 0.17 and return on invested capital (ROIC) is 2.86%.
Return on Equity (ROE)0.17
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)2.86%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee1.55M
Profits Per Employee413.72K
Employee Count323
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Preferred Bank is 8.9. Preferred Bank’s PEG ratio is 1.08.
PE Ratio8.9
PS Ratio2.38
PB Ratio1.51
Price to Fair Value1.51
Price to FCF7.25
Price to Operating Cash Flow6.55
PEG Ratio1.08

Income Statement

In the last 12 months, Preferred Bank had revenue of 499.04M and earned 133.63M in profits. Earnings per share was 10.61.
Revenue499.04M
Gross Profit274.30M
Operating Income189.55M
Pretax Income189.55M
Net Income133.63M
EBITDA189.55M
Earnings Per Share (EPS)10.61

Cash Flow

In the last 12 months, operating cash flow was 165.33M and capital expenditures -1.35M, giving a free cash flow of 163.98M billion.
Operating Cash Flow165.33M
Free Cash Flow163.98M
Free Cash Flow per Share12.24

Dividends & Yields

Preferred Bank pays an annual dividend of $0.75, resulting in a dividend yield of 2.99%
Dividend Per Share$0.75
Dividend Yield2.99%
Payout Ratio29.52%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.81
52-Week Price Change9.49%
50-Day Moving Average92.10
200-Day Moving Average90.19
Relative Strength Index (RSI)48.01
Average Volume (3m)81.21K

Important Dates

Preferred Bank upcoming earnings date is Apr 21, 2026, After Close (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 21, 2026
Ex-Dividend Date

Financial Position

Preferred Bank as a current ratio of 0.29, with Debt / Equity ratio of 53.06%
Current Ratio0.29
Quick Ratio0.29
Debt to Market Cap0.32
Net Debt to EBITDA-2.15
Interest Coverage Ratio0.88

Taxes

In the past 12 months, Preferred Bank has paid 55.91M in taxes.
Income Tax55.91M
Effective Tax Rate0.29

Enterprise Valuation

Preferred Bank EV to EBITDA ratio is 4.12, with an EV/FCF ratio of 4.76.
EV to Sales1.57
EV to EBITDA4.12
EV to Free Cash Flow4.76
EV to Operating Cash Flow4.72

Balance Sheet

Preferred Bank has $827.10M in cash and marketable securities with $418.92M in debt, giving a net cash position of $408.18M billion.
Cash & Marketable Securities$827.10M
Total Debt$418.92M
Net Cash$408.18M
Net Cash Per Share$30.48
Tangible Book Value Per Share$62.69

Margins

Gross margin is 55.28%, with operating margin of 37.98%, and net profit margin of 26.78%.
Gross Margin55.28%
Operating Margin37.98%
Pretax Margin37.98%
Net Profit Margin26.78%
EBITDA Margin37.98%
EBIT Margin37.98%

Analyst Forecast

The average price target for Preferred Bank is $102.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$102.00
Price Target Upside13.51% Upside
Analyst ConsensusHold
Analyst Count4
Revenue Growth Forecast-3.05%
EPS Growth Forecast-0.51%

Scores

Smart Score4
AI Score