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Preferred Bank (PFBC)
NASDAQ:PFBC

Preferred Bank (PFBC) Stock Statistics & Valuation Metrics

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Total Valuation

Preferred Bank has a market cap or net worth of $1.09B. The enterprise value is $561.09M.
Market Cap$1.09B
Enterprise Value$561.09M

Share Statistics

Preferred Bank has 13,392,737 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding13,392,737
Owned by Insiders
Owned by Institutions0.14%

Financial Efficiency

Preferred Bank’s return on equity (ROE) is 0.17 and return on invested capital (ROIC) is 0.00%.
Return on Equity (ROE)0.17
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)0.00%
Return on Capital Employed (ROCE)0.00
Revenue Per Employee946.53K
Profits Per Employee435.54K
Employee Count300
Asset Turnover0.04
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Preferred Bank is 8.81. Preferred Bank’s PEG ratio is -1.12.
PE Ratio8.81
PS Ratio4.52
PB Ratio1.51
Price to Fair Value1.51
Price to FCF7.04
Price to Operating Cash Flow7.00
PEG Ratio-1.12

Income Statement

In the last 12 months, Preferred Bank had revenue of 283.96M and earned 130.66M in profits. Earnings per share was 9.80.
Revenue283.96M
Gross Profit283.96M
Operating Income0.00
Pretax Income184.03M
Net Income130.66M
EBITDA0.00
Earnings Per Share (EPS)9.80

Cash Flow

In the last 12 months, operating cash flow was 164.67M and capital expenditures -919.00K, giving a free cash flow of 163.75M billion.
Operating Cash Flow164.67M
Free Cash Flow163.75M
Free Cash Flow per Share12.23

Dividends & Yields

Preferred Bank pays an annual dividend of $0.75, resulting in a dividend yield of 3.52%
Dividend Per Share$0.75
Dividend Yield3.52%
Payout Ratio29.12%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.90
52-Week Price Change13.76%
50-Day Moving Average83.32
200-Day Moving Average83.12
Relative Strength Index (RSI)60.15
Average Volume (3m)122.80K

Important Dates

Preferred Bank upcoming earnings date is Apr 25, 2025, TBA Not Confirmed.
Last Earnings DateJan 27, 2025
Next Earnings DateApr 25, 2025
Ex-Dividend DateApr 07, 2025

Financial Position

Preferred Bank as a current ratio of 0.00, with Debt / Equity ratio of 21.68%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.13
Net Debt to EBITDA0.00
Interest Coverage Ratio0.00

Taxes

In the past 12 months, Preferred Bank has paid 53.37M in taxes.
Income Tax53.37M
Effective Tax Rate0.29

Enterprise Valuation

Preferred Bank EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 3.37.
EV to Sales1.94
EV to EBITDA0.00
EV to Free Cash Flow3.37
EV to Operating Cash Flow3.35

Balance Sheet

Preferred Bank has $765.51M in cash and marketable securities with $49.00M in debt, giving a net cash position of -$600.06M billion.
Cash & Marketable Securities$765.51M
Total Debt$49.00M
Net Cash-$600.06M
Net Cash Per Share-$44.80
Tangible Book Value Per Share$57.26

Margins

Gross margin is 114.22%, with operating margin of 0.00%, and net profit margin of 46.01%.
Gross Margin114.22%
Operating Margin0.00%
Pretax Margin64.81%
Net Profit Margin46.01%
EBITDA Margin0.00%
EBIT Margin-0.76%

Analyst Forecast

The average price target for Preferred Bank is $106.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$106.00
Price Target Upside30.41% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast8.03%
EPS Growth Forecast-8.05%

Scores

Smart Score7
AI Score75.6
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