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Preferred Bank (PFBC)
:PFBC
Earnings Data
Report Date
Oct 15, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
2.57Last Year’s EPS
2.46Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted several positive outcomes such as increased net income, loan growth, and improved asset quality. However, challenges persist with flat deposit growth, unresolved OREO property issues, and broader economic uncertainties. Despite these challenges, the overall sentiment leans towards being cautiously optimistic.Company Guidance
Net Income Increase
Preferred Bank's second quarter net income was $32.8 million, or $2.52 per share, showing a reasonable improvement from the previous quarter.
Loan Growth
Loan growth of roughly 7% on an annualized basis was achieved in the second quarter.
Asset Quality Improvement
There was a decrease in nonaccrual loans, criticized loans, and past due loans compared to the previous quarter, indicating improved asset quality.
Net Interest Margin Improvement
Net interest margin increased from 3.75% in the previous quarter to 3.85%.
Stock Buyback
The bank executed a substantial stock buyback worth $56 million, at an average price of $80-$81 per share.
Manhattan Branch Success
The newly opened Manhattan branch has shown promising loan generation performance.
PFBC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PFBC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 21, 2025 | $92.61 | $97.01 | +4.75% |
Apr 25, 2025 | $85.28 | $79.47 | -6.81% |
Jan 27, 2025 | $85.00 | $86.09 | +1.28% |
Oct 21, 2024 | $81.11 | $79.46 | -2.03% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Preferred Bank (PFBC) report earnings?
Preferred Bank (PFBC) is schdueled to report earning on Oct 15, 2025, After Close (Confirmed).
What is Preferred Bank (PFBC) earnings time?
Preferred Bank (PFBC) earnings time is at Oct 15, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PFBC EPS forecast?
PFBC EPS forecast for the fiscal quarter 2025 (Q3) is 2.57.