PB Financial Corp (PBNC)
OTHER OTC:PBNC
Total Valuation
PB Financial Corp has a market cap or net worth of $146.80M. The enterprise value is $162.00M.
Market Cap$146.80M
Enterprise Value$162.00M
Share Statistics
PB Financial Corp has 2,207,576 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,207,576
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
PB Financial Corp’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is 10.50%.
Return on Equity (ROE)0.15
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)10.50%
Return on Capital Employed (ROCE)0.14
Revenue Per Employee2.73M
Profits Per Employee691.71K
Employee Count33
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of PB Financial Corp is 5.4. PB Financial Corp’s PEG ratio is 0.08.
PE Ratio5.4
PS Ratio1.36
PB Ratio0.80
Price to Fair Value0.80
Price to FCF5.11
Price to Operating Cash Flow5.98
PEG Ratio0.08
Income Statement
In the last 12 months, PB Financial Corp had revenue of 90.08M and earned 22.83M in profits. Earnings per share was 9.77.
Revenue90.08M
Gross Profit52.48M
Operating Income29.43M
Pretax Income29.43M
Net Income22.83M
EBITDA29.43M
Earnings Per Share (EPS)9.77
Cash Flow
In the last 12 months, operating cash flow was 23.98M and capital expenditures -82.46K, giving a free cash flow of 23.90M billion.
Operating Cash Flow23.98M
Free Cash Flow23.90M
Free Cash Flow per Share10.83
Dividends & Yields
PB Financial Corp pays an annual dividend of $0.6, resulting in a dividend yield of 4.27%
Dividend Per Share$0.6
Dividend Yield4.27%
Payout Ratio36.22%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.06
52-Week Price Change50.03%
50-Day Moving Average61.54
200-Day Moving Average53.75
Relative Strength Index (RSI)64.95
Average Volume (3m)917.00
Important Dates
PB Financial Corp upcoming earnings date is Apr 13, 2026, Before Open (Not Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 13, 2026
Ex-Dividend Date―
Financial Position
PB Financial Corp as a current ratio of 0.03, with Debt / Equity ratio of 34.70%
Current Ratio0.03
Quick Ratio0.03
Debt to Market Cap0.43
Net Debt to EBITDA0.63
Interest Coverage Ratio0.79
Taxes
In the past 12 months, PB Financial Corp has paid 6.60M in taxes.
Income Tax6.60M
Effective Tax Rate0.22
Enterprise Valuation
PB Financial Corp EV to EBITDA ratio is 4.78, with an EV/FCF ratio of 5.89.
EV to Sales1.56
EV to EBITDA4.78
EV to Free Cash Flow5.89
EV to Operating Cash Flow5.87
Balance Sheet
PB Financial Corp has $34.61M in cash and marketable securities with $53.12M in debt, giving a net cash position of -$18.51M billion.
Cash & Marketable Securities$34.61M
Total Debt$53.12M
Net Cash-$18.51M
Net Cash Per Share-$8.38
Tangible Book Value Per Share$63.06
Margins
Gross margin is 65.10%, with operating margin of 32.67%, and net profit margin of 25.34%.
Gross Margin65.10%
Operating Margin32.67%
Pretax Margin32.67%
Net Profit Margin25.34%
EBITDA Margin32.67%
EBIT Margin32.67%
Analyst Forecast
The average price target for PB Financial Corp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast21.71%
EPS Growth Forecast17.03%