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Pioneer Bancorp (PBFS)
:PBFS
Total Valuation
Pioneer Bancorp has a market cap or net worth of $296.53M. The enterprise value is $267.35M.
Market Cap$296.53M
Enterprise Value$267.35M
Share Statistics
Pioneer Bancorp has 25,853,090 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,853,090
Owned by Insiders1.78%
Owned by Institutions11.69%
Financial Efficiency
Pioneer Bancorp’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 0.90%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.90%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee368.27K
Profits Per Employee56.94K
Employee Count268
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Pioneer Bancorp is 17.15. Pioneer Bancorp’s PEG ratio is 2.69.
PE Ratio17.15
PS Ratio0.00
PB Ratio0.92
Price to Fair Value0.88
Price to FCF12.23
Price to Operating Cash Flow11.30
PEG Ratio2.69
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of 98.70M and earned 15.26M in profits. Earnings per share was 0.61.
Revenue98.70M
Gross Profit74.19M
Operating Income19.41M
Pretax Income19.41M
Net Income15.26M
EBITDA22.00M
Earnings Per Share (EPS)0.61
Cash Flow
In the last 12 months, operating cash flow was 7.43M and capital expenditures -321.00K, giving a free cash flow of 7.11M billion.
Operating Cash Flow7.43M
Free Cash Flow7.11M
Free Cash Flow per Share0.27
Dividends & Yields
Pioneer Bancorp pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.39
52-Week Price Change6.80%
50-Day Moving Average11.42
200-Day Moving Average11.41
Relative Strength Index (RSI)49.08
Average Volume (3m)10.78K
Important Dates
Pioneer Bancorp upcoming earnings date is Oct 6, 2025, TBA Not Confirmed.
Last Earnings DateMay 1, 2025
Next Earnings DateOct 6, 2025
Ex-Dividend Date―
Financial Position
Pioneer Bancorp as a current ratio of 0.00, with Debt / Equity ratio of 0.00%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.00
Net Debt to EBITDA-6.85
Interest Coverage Ratio0.89
Taxes
In the past 12 months, Pioneer Bancorp has paid 4.15M in taxes.
Income Tax4.15M
Effective Tax Rate0.21
Enterprise Valuation
Pioneer Bancorp EV to EBITDA ratio is 5.04, with an EV/FCF ratio of 4.82.
EV to Sales1.12
EV to EBITDA5.04
EV to Free Cash Flow4.82
EV to Operating Cash Flow4.65
Balance Sheet
Pioneer Bancorp has $340.21M in cash and marketable securities with $0.00 in debt, giving a net cash position of -$340.21M billion.
Cash & Marketable Securities$340.21M
Total Debt$0.00
Net Cash-$340.21M
Net Cash Per Share-$13.16
Tangible Book Value Per Share$11.22
Margins
Gross margin is 56.81%, with operating margin of 19.67%, and net profit margin of 15.46%.
Gross Margin56.81%
Operating Margin19.67%
Pretax Margin19.67%
Net Profit Margin15.46%
EBITDA Margin22.30%
EBIT Margin19.67%
Analyst Forecast
The average price target for Pioneer Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast16.29%
EPS Growth Forecast-12.22%