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Total Valuation
Pioneer Bancorp has a market cap or net worth of $431.38M. The enterprise value is $311.92.
Market Cap$431.38M
Enterprise Value$311.92
Share Statistics
Pioneer Bancorp has 24,841,663 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding24,841,663
Owned by Insiders0.60%
Owned by Institutions10.38%
Financial Efficiency
Pioneer Bancorp’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 5.04%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)5.04%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee470.89K
Profits Per Employee75.42K
Employee Count269
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Pioneer Bancorp is 24.7. Pioneer Bancorp’s PEG ratio is 1.76.
PE Ratio24.7
PS Ratio2.60
PB Ratio1.02
Price to Fair Value1.02
Price to FCF37.49
Price to Operating Cash Flow―
PEG Ratio1.76
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of 126.67M and earned 20.29M in profits. Earnings per share was 0.83.
Revenue126.67M
Gross Profit92.59M
Operating Income26.49M
Pretax Income26.49M
Net Income20.29M
EBITDA28.39M
Earnings Per Share (EPS)0.83
Cash Flow
In the last 12 months, operating cash flow was 11.12M and capital expenditures -2.32M, giving a free cash flow of 8.80M billion.
Operating Cash Flow11.12M
Free Cash Flow8.80M
Free Cash Flow per Share0.35
Dividends & Yields
Pioneer Bancorp pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.31
52-Week Price Change34.03%
50-Day Moving Average17.19
200-Day Moving Average14.92
Relative Strength Index (RSI)51.51
Average Volume (3m)33.13K
Important Dates
Pioneer Bancorp upcoming earnings date is Nov 10, 2026, TBA (Confirmed).
Last Earnings DateApr 30, 2026
Next Earnings DateNov 10, 2026
Ex-Dividend Date―
Financial Position
Pioneer Bancorp as a current ratio of 0.11, with Debt / Equity ratio of ―
Current Ratio0.11
Quick Ratio0.11
Debt to Market Cap0.00
Net Debt to EBITDA-4.61
Interest Coverage Ratio0.87
Taxes
In the past 12 months, Pioneer Bancorp has paid 6.20M in taxes.
Income Tax6.20M
Effective Tax Rate0.23
Enterprise Valuation
Pioneer Bancorp EV to EBITDA ratio is 7.01, with an EV/FCF ratio of 22.61.
EV to Sales1.57
EV to EBITDA7.01
EV to Free Cash Flow22.61
EV to Operating Cash Flow17.90
Balance Sheet
Pioneer Bancorp has $354.11M in cash and marketable securities with $0.00 in debt, giving a net cash position of $299.69M billion.
Cash & Marketable Securities$354.11M
Total Debt$0.00
Net Cash$299.69M
Net Cash Per Share$12.06
Tangible Book Value Per Share$12.73
Margins
Gross margin is ―, with operating margin of 20.91%, and net profit margin of 16.02%.
Gross Margin―
Operating Margin20.91%
Pretax Margin20.91%
Net Profit Margin16.02%
EBITDA Margin22.41%
EBIT Margin20.91%
Analyst Forecast
The average price target for Pioneer Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast16.32%
EPS Growth Forecast-16.91%