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Total Valuation
Pioneer Bancorp has a market cap or net worth of $420.79M. The enterprise value is $270.33M.
Market Cap$420.79M
Enterprise Value$270.33M
Share Statistics
Pioneer Bancorp has 25,076,801 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,076,801
Owned by Insiders0.55%
Owned by Institutions11.15%
Financial Efficiency
Pioneer Bancorp’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 5.04%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)5.04%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee472.65K
Profits Per Employee75.70K
Employee Count268
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Pioneer Bancorp is 20.6. Pioneer Bancorp’s PEG ratio is 2.08.
PE Ratio20.6
PS Ratio2.60
PB Ratio1.02
Price to Fair Value1.02
Price to FCF37.49
Price to Operating Cash Flow28.28
PEG Ratio2.08
Income Statement
In the last 12 months, Pioneer Bancorp had revenue of 126.67M and earned 20.29M in profits. Earnings per share was 0.83.
Revenue126.67M
Gross Profit92.59M
Operating Income26.49M
Pretax Income26.49M
Net Income20.29M
EBITDA28.39M
Earnings Per Share (EPS)0.83
Cash Flow
In the last 12 months, operating cash flow was 14.48M and capital expenditures -1.59M, giving a free cash flow of 12.89M billion.
Operating Cash Flow14.48M
Free Cash Flow12.89M
Free Cash Flow per Share0.51
Dividends & Yields
Pioneer Bancorp pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.33
52-Week Price Change37.41%
50-Day Moving Average15.81
200-Day Moving Average14.25
Relative Strength Index (RSI)56.06
Average Volume (3m)33.13K
Important Dates
Pioneer Bancorp upcoming earnings date is Nov 10, 2026, TBA (Confirmed).
Last Earnings DateApr 30, 2026
Next Earnings DateNov 10, 2026
Ex-Dividend Date―
Financial Position
Pioneer Bancorp as a current ratio of 0.11, with Debt / Equity ratio of 0.00%
Current Ratio0.11
Quick Ratio0.11
Debt to Market Cap0.00
Net Debt to EBITDA-4.61
Interest Coverage Ratio0.87
Taxes
In the past 12 months, Pioneer Bancorp has paid 6.20M in taxes.
Income Tax6.20M
Effective Tax Rate0.23
Enterprise Valuation
Pioneer Bancorp EV to EBITDA ratio is 7.01, with an EV/FCF ratio of 22.61.
EV to Sales1.57
EV to EBITDA7.01
EV to Free Cash Flow22.61
EV to Operating Cash Flow17.90
Balance Sheet
Pioneer Bancorp has $198.21M in cash and marketable securities with $0.00 in debt, giving a net cash position of $198.21M billion.
Cash & Marketable Securities$198.21M
Total Debt$0.00
Net Cash$198.21M
Net Cash Per Share$7.90
Tangible Book Value Per Share$12.73
Margins
Gross margin is 73.00%, with operating margin of 20.91%, and net profit margin of 16.02%.
Gross Margin73.00%
Operating Margin20.91%
Pretax Margin20.91%
Net Profit Margin16.02%
EBITDA Margin22.41%
EBIT Margin20.91%
Analyst Forecast
The average price target for Pioneer Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast23.76%
EPS Growth Forecast16.08%