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Prosperity Bancshares (PB)
:PB
US Market
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Prosperity Bancshares (PB) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Oct 22, 2025
Before Open (Confirmed)
Period Ending
2025 (Q3)
Consensus EPS Forecast
1.45
Last Year’s EPS
1.34
Same Quarter Last Year
Moderate Buy
Based on 8 Analysts Ratings

Earnings Call Summary

Q2 2025
Earnings Call Date:Jul 23, 2025|
% Change Since: -2.63%|
Earnings Call Sentiment|Positive
The earnings call presented a positive outlook with strong net income growth and an improved net interest margin. The pending merger with American Bank is seen as a strategic move to enhance market presence. However, challenges such as a decrease in deposits and an increase in nonperforming assets were noted.
Company Guidance -
Q3 2025
During the Prosperity Bancshares Second Quarter 2025 Earnings Conference Call, the company provided several financial metrics and updates. Net income for the quarter ending June 30, 2025, was reported at $135 million, a 21% increase from $111 million in the same period in 2024. Earnings per diluted common share rose to $1.42 from $1.17, marking a 21% increase. Excluding one-time items, the adjusted net income was $116 million, with an adjusted earnings per share of $1.22, resulting in a 16% rise in net income and a 16.4% increase in EPS compared to 2024. The annualized return on average assets improved to 1.41%, and the return on average tangible common equity increased to 13.44%. The net interest margin on a tax-equivalent basis was 3.18%, showing a rise from 2.94% in 2024. Loans decreased by $123 million year-over-year but increased by $219 million from the previous quarter. Deposits fell by $459 million year-over-year, primarily due to seasonality and disciplined deposit pricing. Nonperforming assets rose to $110 million, with an allowance for credit losses at $346 million. The efficiency ratio improved to 44.8% from 51.8% in 2024. Additionally, the company announced a merger with American Bank Holding Company, enhancing its presence in South and Central Texas.
Strong Net Income Growth
Net income for Q2 2025 was $135 million, an increase of $23 million or 21% compared to the same period in 2024. Earnings per share also increased by 21%.
Improved Net Interest Margin
The net interest margin on a tax-equivalent basis was 3.18% for Q2 2025, up from 2.94% for the same period in 2024.
Pending Merger with American Bank
Prosperity Bancshares entered into a definitive agreement to merge with American Bank Holding Company, enhancing presence in South and Central Texas.
Commercial Loan Growth
Core commercial loans increased by $73 million or 2.4% annualized in the second quarter.
Efficiency Ratio Improvement
The efficiency ratio improved to 44.8% for the quarter, down from 51.8% in the same period in 2024.

Prosperity Bancshares (PB) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

PB Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 22, 2025
2025 (Q3)
1.45 / -
1.34
Jul 23, 2025
2025 (Q2)
1.41 / 1.42
1.1721.37% (+0.25)
Apr 23, 2025
2025 (Q1)
1.35 / 1.37
1.1816.10% (+0.19)
Jan 29, 2025
2024 (Q4)
1.34 / 1.37
1.0234.31% (+0.35)
Oct 23, 2024
2024 (Q3)
1.31 / 1.34
1.211.67% (+0.14)
Jul 24, 2024
2024 (Q2)
1.13 / 1.17
0.9424.47% (+0.23)
Apr 24, 2024
2024 (Q1)
1.16 / 1.18
1.37-13.87% (-0.19)
Jan 24, 2024
2023 (Q4)
1.15 / 1.02
1.51-32.45% (-0.49)
Oct 25, 2023
2023 (Q3)
1.16 / 1.20
1.49-19.46% (-0.29)
Jul 26, 2023
2023 (Q2)
0.95 / 0.94
1.4-32.86% (-0.46)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

PB Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 23, 2025
$72.89$69.53-4.61%
Apr 23, 2025
$66.60$66.71+0.17%
Jan 29, 2025
$78.67$78.14-0.67%
Oct 23, 2024
$70.86$71.58+1.02%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Prosperity Bancshares (PB) report earnings?
Prosperity Bancshares (PB) is schdueled to report earning on Oct 22, 2025, Before Open (Confirmed).
    What is Prosperity Bancshares (PB) earnings time?
    Prosperity Bancshares (PB) earnings time is at Oct 22, 2025, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is PB EPS forecast?
          PB EPS forecast for the fiscal quarter 2025 (Q3) is 1.45.
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