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Total Valuation
Old Second Bancorp has a market cap or net worth of $1.29B. The enterprise value is $1.64K.
Market Cap$1.29B
Enterprise Value$1.64K
Share Statistics
Old Second Bancorp has 50,875,717 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding50,875,717
Owned by Insiders4.90%
Owned by Institutions3.63%
Financial Efficiency
Old Second Bancorp’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is -45.50%.
Return on Equity (ROE)0.09
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)-45.50%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee373.79K
Profits Per Employee75.62K
Employee Count1,062
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Old Second Bancorp is 14.2. Old Second Bancorp’s PEG ratio is -0.87.
PE Ratio14.2
PS Ratio2.59
PB Ratio1.15
Price to Fair Value1.15
Price to FCF8.72
Price to Operating Cash Flow8.95
PEG Ratio-0.87
Income Statement
In the last 12 months, Old Second Bancorp had revenue of 396.97M and earned 80.31M in profits. Earnings per share was 1.64.
Revenue396.97M
Gross Profit310.20M
Operating Income110.75M
Pretax Income107.75M
Net Income80.31M
EBITDA120.83M
Earnings Per Share (EPS)1.64
Cash Flow
In the last 12 months, operating cash flow was 145.71M and capital expenditures -4.27M, giving a free cash flow of 141.43M billion.
Operating Cash Flow145.71M
Free Cash Flow141.43M
Free Cash Flow per Share2.78
Dividends & Yields
Old Second Bancorp pays an annual dividend of $0.07, resulting in a dividend yield of 1.11%
Dividend Per Share$0.07
Dividend Yield1.11%
Payout Ratio12.07%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.78
52-Week Price Change45.93%
50-Day Moving Average23.19
200-Day Moving Average20.68
Relative Strength Index (RSI)65.96
Average Volume (3m)338.24K
Important Dates
Old Second Bancorp upcoming earnings date is Oct 21, 2026, After Close (Confirmed).
Last Earnings DateJul 22, 2026
Next Earnings DateOct 21, 2026
Ex-Dividend Date―
Financial Position
Old Second Bancorp as a current ratio of 0.10, with Debt / Equity ratio of 51.91%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.33
Net Debt to EBITDA1.78
Interest Coverage Ratio1.78
Taxes
In the past 12 months, Old Second Bancorp has paid 27.44M in taxes.
Income Tax27.44M
Effective Tax Rate0.25
Enterprise Valuation
Old Second Bancorp EV to EBITDA ratio is 10.28, with an EV/FCF ratio of 10.55.
EV to Sales3.13
EV to EBITDA10.28
EV to Free Cash Flow10.55
EV to Operating Cash Flow10.16
Balance Sheet
Old Second Bancorp has $46.70M in cash and marketable securities with $468.66M in debt, giving a net cash position of -$421.96M billion.
Cash & Marketable Securities$46.70M
Total Debt$468.66M
Net Cash-$421.96M
Net Cash Per Share-$8.29
Tangible Book Value Per Share$14.12
Margins
Gross margin is 79.79%, with operating margin of 27.90%, and net profit margin of 20.23%.
Gross Margin79.79%
Operating Margin27.90%
Pretax Margin27.14%
Net Profit Margin20.23%
EBITDA Margin30.44%
EBIT Margin27.90%
Analyst Forecast
The average price target for Old Second Bancorp is $27.67, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$27.67
Price Target Upside11.92% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast33.92%
EPS Growth Forecast-4.91%