The earnings call highlighted strong net income growth, impressive origination volume, and effective technology investments, despite challenges posed by market volatility affecting originations and a decline in reverse servicing income.

Company Guidance -

Q3 2025

During the Onity Group's second quarter 2025 earnings call, guidance highlighted strong financial performance despite market volatility. The company reported a GAAP net income attributable to common shareholders of $20 million, or $2.40 per share fully diluted, reflecting an annualized ROE of 17%. Adjusted pretax income was $16 million, leading to an annualized adjusted ROE of 14%. Book value increased to $60 per share, up 5% from the previous year. The company reaffirmed its annual adjusted ROE guidance of 16% to 18% for the full year, underscoring its commitment to delivering strong shareholder returns. The Mortgage Bankers Association forecasted a 14% year-over-year growth in origination volumes, although volatile interest rates and slower home sales remain challenges. Onity's origination team achieved a 35% year-over-year growth versus the industry's 23%. The company continues to leverage technology and process optimization to enhance customer experience and operational efficiency.

Robust Net Income and Book Value Growth

For the second quarter, Onity Group delivered a GAAP net income attributable to common shareholders of $20 million or $2.40 per share fully diluted, reflecting an annualized ROE of 17%. Book value increased to $60 per share, up 5% versus prior year.

Strong Originations Volume Growth

The origination team delivered 35% year-over-year growth in originations volume versus the industry's 23% growth over the same period.

Impressive Consumer Direct Recapture Rates

Consumer Direct team increased funded volume 2.4x versus the second quarter of 2024 with a refinance recapture rate slightly above peers, achieving 88% recapture rate for loans previously originated by their channel.

Technology and AI Investment Impact

AI investments have delivered meaningful process performance improvements, saving approximately 57,000 hours per month of manual efforts year-to-date.

Maintained Strong Servicing Platform

Servicing segment delivered $31 million in adjusted pretax income, with forward servicing experiencing growth in average UPB and being recognized for industry-leading servicing performance.

Onity Group (ONIT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

ONIT Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 11, 2025	2025 (Q3)	2.07 / -	2.65	―	―	―
Aug 05, 2025	2025 (Q2)	1.88 / 2.40	1.33	80.45% (+1.07)
Apr 30, 2025	2025 (Q1)	1.67 / 2.50	3.74	-33.16% (-1.24)
Feb 13, 2025	2024 (Q4)	2.09 / -3.63	-5.855	38.00% (+2.23)
Nov 05, 2024	2024 (Q3)	1.37 / 2.65	1.05	152.38% (+1.60)
Aug 01, 2024	2024 (Q2)	1.36 / 1.33	1.95	-31.79% (-0.62)
May 02, 2024	2024 (Q1)	1.19 / 3.74	-5.34	170.04% (+9.08)
Feb 27, 2024	2023 (Q4)	0.94 / -5.86	-8.78	33.31% (+2.92)
Nov 07, 2023	2023 (Q3)	1.09 / 1.05	4.33	-75.75% (-3.28)
Aug 03, 2023	2023 (Q2)	0.45 / 1.95	1.12	74.11% (+0.83)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

ONIT Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 05, 2025	$37.53	$38.81	+3.41%
Apr 30, 2025	$35.53	$37.51	+5.57%
Feb 13, 2025	$39.25	$35.99	-8.31%
Nov 05, 2024	$30.13	$30.96	+2.75%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Onity Group Inc. (ONIT) report earnings?

Onity Group Inc. (ONIT) is schdueled to report earning on Nov 11, 2025, Before Open (Confirmed).

What is Onity Group Inc. (ONIT) earnings time?

Onity Group Inc. (ONIT) earnings time is at Nov 11, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is ONIT EPS forecast?

ONIT EPS forecast for the fiscal quarter 2025 (Q3) is 2.07.

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