OFS Credit Company (OCCI) AI Stock Analysis

• Market Cap: N/A
• Dividend Yield: 21.71%
• Average Volume (3M): 447.00K
• Price to Earnings (P/E): 6.3
• Beta (1Y): 0.57
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: N/A
• Sector: Financial
• Sector Strength: 79
• Industry: Asset Management
• EPS (TTM): -0.47
• Shares Outstanding: 23,454,914
• 10 Day Avg. Volume: 461,926
• 30 Day Avg. Volume: 447,004
• PEG Ratio: 0.13
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• Price to Cash Flow (P/CF): N/A
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $7.50
• Price Target Upside: 14.33% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0

OFS Credit Company is experiencing strong revenue recovery and attractive valuation, but faces challenges with cash flow management and bearish technical indicators. While the high dividend yield and low P/E ratio are strengths, the potential liquidity issues and market momentum concerns could impact future performance.

OFS Credit Company Business Overview & Revenue Model

Company Description

OFS Credit Company, Inc. is a fund of OFS Advisor.

How the Company Makes Money

OFS Credit Company makes money primarily through its investments in CLO equity and subordinated debt securities, which generate income from interest payments and capital gains. The company earns interest income from its debt investments and dividend income from its equity investments in CLOs. Additionally, the appreciation in the value of these investments can contribute to capital gains. Key revenue streams include the cash flows from the underlying collateral assets within the CLOs, which are typically senior secured loans. The company's earnings are influenced by the performance of these underlying assets, market conditions, and the effective management of its investment portfolio.

OFS Credit Company Financial Statement Overview

Summary

OFS Credit Company shows a strong recovery in revenue with high gross profit margins and improved equity position. However, challenges in cash flow management and profit volatility remain concerns for future stability.

Income Statement

The income statement shows a strong recovery in revenue with a notable increase from negative figures in 2022 to $34M in TTM 2025. The gross profit margin is high at 93.7% for TTM 2025, indicating efficient cost management. However, net profit margin decreased to 34.8% from 80.4% in 2024, suggesting rising costs or other expenses. Revenue growth is robust, but EBIT and EBITDA figures indicate volatility in profitability over the years.

Balance Sheet

The balance sheet exhibits a favorable equity position with a steady increase in stockholders' equity reaching $164M in TTM 2025. The debt-to-equity ratio remains moderate at 0.54, reflecting a balanced capital structure. The equity ratio improved to 63.9% in TTM 2025, indicating strong financial stability. However, fluctuations in total debt and liabilities pose potential risks to financial stability.

Cash Flow

Cash flow analysis shows challenges with negative free cash flow in recent periods, indicating potential liquidity issues. Operating cash flow and free cash flow to net income ratios are unavailable, limiting the assessment of cash generation efficiency. The company needs to address cash flow management to ensure sustainability.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
34.17M	18.69M	1.41M	-10.38M	22.97M	-1.64M
	Gross Profit
32.00M	18.69M	1.41M	-17.71M	18.10M	-4.81M
	EBIT
22.70M	-37.30M	-8.81M	-9.54M	20.31M	-3.68M
	EBITDA
0.00	0.00	-152.47K	-9.54M	0.00	-3.68M
	Net Income Common Stockholders
11.88M	15.02M	-1.89M	-13.59M	20.31M	-3.68M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
17.53M	24.70M	16.78M	12.54M	15.00M	6.45M
	Total Assets
256.95M	240.77M	185.93M	159.03M	165.21M	63.59M
	Total Debt
89.13M	0.00	62.77M	62.31M	49.03M	20.75M
	Net Debt
71.59M	-24.70M	45.99M	49.77M	34.03M	14.30M
	Total Liabilities
92.74M	92.17M	65.74M	64.82M	5.90M	22.12M
	Stockholders Equity
164.21M	148.61M	120.19M	94.21M	108.10M	41.48M
Cash Flow		Free Cash Flow
0.00	-30.55M	-23.68M	-14.60M	-65.72M	3.46M
	Operating Cash Flow
0.00	-30.55M	-23.68M	-14.60M	-65.72M	3.46M
	Investing Cash Flow
0.00	0.00	0.00	-31.47M	-86.58M	-5.18M
	Financing Cash Flow
0.00	38.47M	27.92M	12.14M	74.27M	-942.65K

OFS Credit Company Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 6.56
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For OCCI, the sentiment is Neutral. The current price of 6.56 is above the 20-day moving average (MA) of 6.42, below the 50-day MA of 6.72, and below the 200-day MA of 6.65, indicating a neutral trend. The MACD of -0.18 indicates Positive momentum. The RSI at 40.05 is Neutral, neither overbought nor oversold. The STOCH value of 26.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for OCCI.

OFS Credit Company Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ARCC	75 Outperform	$14.28B	8.55	12.40%	10.15%	19.95%	-10.57%
MAIN	74 Outperform	$4.45B	8.59	19.26%	6.10%	51.80%	12.05%
GSBD	69 Neutral	$1.18B	18.33	3.96%	16.95%	-28.04%	-69.52%
Sector *	64 Neutral	$13.44B	9.41	9.19%	4.92%	16.30%	-8.66%
PSEC	63 Neutral	$1.56B	―	0.78%	18.43%	-31.63%	-0.75%
OCCI	61 Neutral		6.27	10.11%	21.71%	―	―
TCPC	58 Neutral	$559.81M	―	-8.57%	19.63%	8.24%	-207.60%