The earnings call highlighted strong performance in terms of revenue growth, successful merger execution, and improved net interest margins. However, the increase in classified loans and noninterest expenses, along with potential concerns over non-performing assets, present challenges that the company needs to address.

Company Guidance -

Q3 2025

During the second quarter of 2025, Northwest Bancshares reported $150 million in revenue, a 53.5% increase from the previous year. The company achieved a GAAP net income of $33.7 million, or $0.26 per diluted share, compared to $0.04 in the second quarter of 2024. Adjusted for merger-related expenses, net income was $38.2 million, with earnings per diluted share of $0.30, marking a 10% year-over-year increase. The net interest margin improved to 3.56%, and the company reported a 19% increase in average commercial and industrial loans. The acquisition of Penns Woods added approximately $17 billion in total assets, and the equity consideration for the transaction was $230 million, $30 million less than initially expected. The company maintained strong deposit growth, with average deposits increasing $66 million quarter-over-quarter. Noninterest income rose by 9.1%, while noninterest expenses increased by 6.3% due to merger-related costs. The quarterly dividend remained at $0.20 per share.

Successful Penns Woods Merger

Completed the largest transaction in the company's history with the Penns Woods merger, which is on target or better than original expectations for cost reductions.

Strong Revenue and Income Growth

Reported $150 million of revenue for Q2, representing a 53.5% increase from the prior year period. Adjusted net income was $38.2 million, a 10% increase in earnings per share compared to last year.

Commercial and Industrial Loan Growth

Achieved a 19% increase in average C&I loans compared to the same period last year.

Stable Deposit Costs

Maintained best-in-class deposit franchise with a fourth consecutive quarter of reduced cost of funds, with current cost of deposits at 1.55%.

Improved Net Interest Margin

Net interest margin improved to 3.56% for Q2, up from the prior quarter's adjusted margin of 3.48%.

Northwest Bancshares (NWBI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

NWBI Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 27, 2025	2025 (Q3)	0.31 / -	0.26	―	―	―
Jul 29, 2025	2025 (Q2)	0.28 / 0.30	0.27	11.11% (+0.03)
Apr 28, 2025	2025 (Q1)	0.24 / 0.35	0.23	52.17% (+0.12)
Jan 24, 2025	2024 (Q4)	0.25 / 0.21	0.24	-10.42% (-0.02)
Oct 29, 2024	2024 (Q3)	0.26 / 0.26	0.31	-16.13% (-0.05)
Jul 23, 2024	2024 (Q2)	0.22 / 0.27	0.27	0.00% (0.00)
Apr 22, 2024	2024 (Q1)	0.23 / 0.23	0.28	-17.86% (-0.05)	―	―
Jan 22, 2024	2023 (Q4)	0.24 / 0.24	0.3	-20.00% (-0.06)	―	―
Oct 23, 2023	2023 (Q3)	0.24 / 0.31	0.29	6.90% (+0.02)	―	―
Jul 24, 2023	2023 (Q2)	0.26 / 0.27	0.26	3.85% (+0.01)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

NWBI Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 29, 2025	$12.34	$11.99	-2.84%
Apr 28, 2025	$11.66	$12.33	+5.75%
Jan 24, 2025	$12.77	$12.78	+0.08%
Oct 29, 2024	$12.88	$12.87	-0.08%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Northwest Bancshares (NWBI) report earnings?

Northwest Bancshares (NWBI) is schdueled to report earning on Oct 27, 2025, Before Open (Confirmed).

What is Northwest Bancshares (NWBI) earnings time?

Northwest Bancshares (NWBI) earnings time is at Oct 27, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is NWBI EPS forecast?

NWBI EPS forecast for the fiscal quarter 2025 (Q3) is 0.31.

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