Bank of N.T. Butterfield & Son (NTB)
NYSE:NTB
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Total Valuation
Bank of NT Butterfield & Son has a market cap or net worth of $2.41B. The enterprise value is $490.20M.
Market Cap$2.41B
Enterprise Value$490.20M
Share Statistics
Bank of NT Butterfield & Son has 39,948,265 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding39,948,265
Owned by Insiders0.74%
Owned by Institutions25.05%
Financial Efficiency
Bank of NT Butterfield & Son’s return on equity (ROE) is 0.20 and return on invested capital (ROIC) is 1.65%.
Return on Equity (ROE)0.20
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)1.65%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee605.02K
Profits Per Employee175.42K
Employee Count1,322
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Bank of NT Butterfield & Son is 10.2. Bank of NT Butterfield & Son’s PEG ratio is 0.53.
PE Ratio10.2
PS Ratio2.59
PB Ratio1.82
Price to Fair Value1.82
Price to FCF8.14
Price to Operating Cash Flow8.73
PEG Ratio0.53
Income Statement
In the last 12 months, Bank of NT Butterfield & Son had revenue of 799.84M and earned 231.90M in profits. Earnings per share was 5.61.
Revenue799.84M
Gross Profit606.70M
Operating Income238.00M
Pretax Income238.00M
Net Income231.90M
EBITDA266.79M
Earnings Per Share (EPS)5.61
Cash Flow
In the last 12 months, operating cash flow was 275.65M and capital expenditures -25.95M, giving a free cash flow of 249.70M billion.
Operating Cash Flow275.65M
Free Cash Flow249.70M
Free Cash Flow per Share6.25
Dividends & Yields
Bank of NT Butterfield & Son pays an annual dividend of $0.5, resulting in a dividend yield of 3.7%
Dividend Per Share$0.5
Dividend Yield3.7%
Payout Ratio35.61%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.60
52-Week Price Change41.92%
50-Day Moving Average56.56
200-Day Moving Average49.96
Relative Strength Index (RSI)66.43
Average Volume (3m)208.22K
Important Dates
Bank of NT Butterfield & Son upcoming earnings date is Jul 27, 2026, After Close (Confirmed).
Last Earnings DateApr 28, 2026
Next Earnings DateJul 27, 2026
Ex-Dividend Date―
Financial Position
Bank of NT Butterfield & Son as a current ratio of 516.92, with Debt / Equity ratio of 11.65%
Current Ratio516.92
Quick Ratio516.92
Debt to Market Cap<0.01
Net Debt to EBITDA-5.87
Interest Coverage Ratio1.23
Taxes
In the past 12 months, Bank of NT Butterfield & Son has paid 6.00M in taxes.
Income Tax6.00M
Effective Tax Rate0.03
Enterprise Valuation
Bank of NT Butterfield & Son EV to EBITDA ratio is 1.90, with an EV/FCF ratio of 1.99.
EV to Sales0.63
EV to EBITDA1.90
EV to Free Cash Flow1.99
EV to Operating Cash Flow1.82
Balance Sheet
Bank of NT Butterfield & Son has $5.53B in cash and marketable securities with $132.30M in debt, giving a net cash position of $5.40B billion.
Cash & Marketable Securities$5.53B
Total Debt$132.30M
Net Cash$5.40B
Net Cash Per Share$135.12
Tangible Book Value Per Share$25.34
Margins
Gross margin is 80.94%, with operating margin of 29.76%, and net profit margin of 28.99%.
Gross Margin80.94%
Operating Margin29.76%
Pretax Margin29.76%
Net Profit Margin28.99%
EBITDA Margin33.35%
EBIT Margin29.76%
Analyst Forecast
The average price target for Bank of NT Butterfield & Son is $61.33, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$61.33
Price Target Upside8.34% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast-2.40%
EPS Growth Forecast20.47%