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NSTS Bancorp, Inc. (NSTS)
NASDAQ:NSTS
US Market

NSTS Bancorp (NSTS) Ratios

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NSTS Bancorp Ratios

NSTS's free cash flow for Q3 2025 was $0.75. For the 2025 fiscal year, NSTS's free cash flow was decreased by $ and operating cash flow was $0.02. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.23 0.34 0.27 0.92 1.31
Quick Ratio
0.23 0.34 0.27 0.92 1.31
Cash Ratio
0.22 0.33 0.23 0.12 0.72
Solvency Ratio
>-0.01 >-0.01 -0.02 <0.01 <0.01
Operating Cash Flow Ratio
0.06 0.06 <0.01 0.02 <0.01
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -153.81M$ -145.35M$ -140.83M$ -43.98M$ -69.02M
Leverage Ratios
Debt-to-Assets Ratio
0.09 0.11 0.13 0.12 0.36
Debt-to-Equity Ratio
0.32 0.42 0.42 0.39 2.70
Debt-to-Capital Ratio
0.24 0.29 0.30 0.28 0.73
Long-Term Debt-to-Capital Ratio
0.24 0.29 0.30 0.28 0.73
Financial Leverage Ratio
3.42 3.64 3.31 3.28 7.54
Debt Service Coverage Ratio
-0.07 -0.15 -2.45 0.38 0.23
Interest Coverage Ratio
-0.15 -0.24 -1.96 0.23 -0.29
Debt to Market Cap
0.40 0.55 0.69 0.66 1.80
Interest Debt Per Share
5.97 7.14 6.85 6.85 22.78
Net Debt to EBITDA
37.13 46.67 0.23 31.85 3.06K
Profitability Margins
Gross Profit Margin
72.63%72.46%73.94%92.88%85.01%
EBIT Margin
-4.35%-6.56%-45.78%2.31%-4.40%
EBITDA Margin
-2.04%-4.12%-41.67%5.87%-0.02%
Operating Profit Margin
-4.35%-6.56%-45.78%2.31%-4.40%
Pretax Profit Margin
-4.35%-6.56%-45.78%2.31%-4.40%
Net Profit Margin
-4.35%-6.56%-61.24%0.36%-0.90%
Continuous Operations Profit Margin
-4.35%-6.56%-61.24%0.36%-0.90%
Net Income Per EBT
100.00%100.00%133.77%15.61%20.45%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
-0.21%-0.28%-1.54%0.01%-0.02%
Return on Equity (ROE)
-0.73%-1.03%-5.10%0.03%-0.12%
Return on Capital Employed (ROCE)
-0.52%-0.69%-2.59%0.15%-0.16%
Return on Invested Capital (ROIC)
-0.52%-0.69%-2.59%0.02%-0.03%
Return on Tangible Assets
-0.21%-0.28%-1.54%0.01%-0.02%
Earnings Yield
-0.96%-1.36%-8.31%0.06%-0.08%
Efficiency Ratios
Receivables Turnover
14.23 13.83 8.52 8.80 9.54
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.51 2.27 1.22 1.49 1.20
Asset Turnover
0.05 0.04 0.03 0.03 0.02
Working Capital Turnover Ratio
-0.11 -0.11 -0.11 0.37 0.86
Cash Conversion Cycle
25.64 26.39 42.82 41.48 38.24
Days of Sales Outstanding
25.64 26.39 42.82 41.48 38.24
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
25.64 26.39 42.82 41.48 38.24
Cash Flow Ratios
Operating Cash Flow Per Share
2.09 1.92 0.09 0.63 0.27
Free Cash Flow Per Share
2.06 1.86 -0.02 0.59 0.24
CapEx Per Share
0.03 0.06 0.10 0.05 0.03
Free Cash Flow to Operating Cash Flow
0.99 0.97 -0.20 0.93 0.90
Dividend Paid and CapEx Coverage Ratio
75.56 29.57 0.84 13.90 10.23
Capital Expenditure Coverage Ratio
75.56 29.57 0.84 13.90 10.23
Operating Cash Flow Coverage Ratio
0.40 0.30 0.01 0.09 0.01
Operating Cash Flow to Sales Ratio
0.78 0.78 0.07 0.40 0.24
Free Cash Flow Yield
15.84%15.73%-0.18%5.79%1.93%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
-104.24 -73.45 -12.03 1.77K -1.24K
Price-to-Sales (P/S) Ratio
4.87 4.82 7.37 6.39 11.11
Price-to-Book (P/B) Ratio
0.75 0.76 0.61 0.59 1.50
Price-to-Free Cash Flow (P/FCF) Ratio
6.30 6.36 -559.92 17.27 51.88
Price-to-Operating Cash Flow Ratio
5.79 6.14 110.42 16.03 46.80
Price-to-Earnings Growth (PEG) Ratio
-4.17 0.92 <0.01 -8.96 24.36
Price-to-Fair Value
0.75 0.76 0.61 0.59 1.50
Enterprise Value Multiple
-201.19 -70.17 -17.45 140.73 -64.90K
Enterprise Value
53.67M 34.81M 46.98M 61.92M 64.90M
EV to EBITDA
-201.78 -70.17 -17.45 140.73 -64.90K
EV to Sales
4.12 2.89 7.27 8.26 10.61
EV to Free Cash Flow
5.33 3.82 -552.75 22.32 49.54
EV to Operating Cash Flow
5.26 3.69 109.01 20.72 44.70
Tangible Book Value Per Share
16.16 15.57 15.50 17.03 8.37
Shareholders’ Equity Per Share
16.16 15.57 15.50 17.03 8.37
Tax and Other Ratios
Effective Tax Rate
0.00 0.00 -0.34 0.84 0.80
Revenue Per Share
2.67 2.45 1.29 1.59 1.13
Net Income Per Share
-0.12 -0.16 -0.79 <0.01 -0.01
Tax Burden
1.00 1.00 1.34 0.16 0.20
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.54 0.54 0.79 0.59 0.60
Stock-Based Compensation to Revenue
0.06 0.08 0.11 0.03 0.00
Income Quality
-17.99 -11.96 -0.11 110.70 -26.40
Currency in USD