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ASRNL Stock Chart & Stats
€69.96
€0.24(0.34%)
At close: 4:00 PM EDT
€69.96
€0.24(0.34%)
Day’s Range― - ―
52-Week Range€55.88 - €71.12
Previous CloseN/A
Volume85.80K
Average Volume (3M)435.35K
Market Cap
€14.18B
Enterprise Value€22.56K
Total Cash (Recent Filing)€2.71B
Total Debt (Recent Filing)€10.42B
Price to Earnings (P/E)28.8
Beta0.56
Next Earnings
Aug 19, 2026EPS Estimate
2.78Next Dividend Ex-DateN/A
Dividend Yield4.81%
Share Statistics
EPS (TTM)2.46
Shares Outstanding201,954,760
10 Day Avg. Volume400,779
30 Day Avg. Volume435,348
Financial Highlights & Ratios
PEG Ratio-0.60
Price to Book (P/B)1.45
Price to Sales (P/S)0.59
P/FCF Ratio-21.32
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€74.00Price Target Upside5.77% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)5.93
Revenue Forecast (FY)€6.44B
Bulls Say, Bears Say
Bulls Say
Diversified Business ModelASR's multi-line insurance and asset-management model offers durable revenue diversification across underwriting, investment spread and fee streams. Multiple distribution channels and product types reduce single-segment exposure, support cross-sell, and improve resilience through insurance-cycle swings.
Strong Top-line GrowthSustained revenue expansion, highlighted by a sharp 2025 increase, indicates the company can grow scale and market share. Durable top-line growth supports long-term fee income and potential underwriting economies of scale if management maintains pricing discipline and controls operating costs.
Fee-based Recurring IncomeRecurring fees from asset management and pension administration provide steadier, annuity-like revenue less dependent on claims volatility. These AUM- and contract-linked fees enhance cash-flow stability over time and diversify earnings away from pure underwriting results.
Bears Say
Weak Cash GenerationTwo consecutive years of negative operating and free cash flow are a structural concern for an insurer that relies on in-force cash yields and investment income. Persistent cash deficits can force reliance on financing, constrain capital deployment, and raise questions about dividend and reserve funding durability.
Rising Leverage And Weaker Capital CushionMaterial increase in leverage reduces the capital buffer insurers need for regulatory and underwriting shocks. A higher debt-to-equity ratio makes the balance sheet more sensitive to investment losses and could limit strategic flexibility, increase funding costs, and raise regulatory scrutiny over the next several quarters.
Profitability CompressionSharp margin compression and declining net income point to worsening underwriting mixes, higher costs, or weaker investment spreads. Lower margins reduce returns on capital and impair the firm's ability to rebuild equity through earnings, pressuring medium-term ROE and strategic reinvestment capacity.
ASR Nederland N.V News
ASRNL FAQ
What was ASR Nederland N.V’s price range in the past 12 months?
ASR Nederland N.V lowest stock price was €55.88 and its highest was €71.12 in the past 12 months.
What is ASR Nederland N.V’s market cap?
ASR Nederland N.V’s market cap is €14.18B.
When is ASR Nederland N.V’s upcoming earnings report date?
ASR Nederland N.V’s upcoming earnings report date is Aug 19, 2026 which is in 16 days.
How were ASR Nederland N.V’s earnings last quarter?
ASR Nederland N.V released its earnings results on Feb 18, 2026. The company reported €2.97 earnings per share for the quarter, beating the consensus estimate of €2.655 by €0.315.
Is ASR Nederland N.V overvalued?
According to Wall Street analysts ASR Nederland N.V’s price is currently Undervalued.
Does ASR Nederland N.V pay dividends?
ASR Nederland N.V pays a Semiannually dividend of €2.14 which represents an annual dividend yield of 4.81%. See more information on ASR Nederland N.V dividends here
What is ASR Nederland N.V’s EPS estimate?
ASR Nederland N.V’s EPS estimate is 2.78.
How many shares outstanding does ASR Nederland N.V have?
ASR Nederland N.V has 201,954,760 shares outstanding.
What happened to ASR Nederland N.V’s price movement after its last earnings report?
ASR Nederland N.V reported an EPS of €2.97 in its last earnings report, beating expectations of €2.655. Following the earnings report the stock price went down -0.391%.
Which hedge fund is a major shareholder of ASR Nederland N.V?
Currently, no hedge funds are holding shares in NL:ASRNL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
ASR Nederland N.V
ASR Nederland N.V. is a Dutch financial services provider that delivers a range of products including insurance coverage, pension plans, and mortgage solutions. It serves a broad customer base, encompassing individuals, independent professionals, and corporate clients. The company's business activities are structured across five distinct divisions: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. Beyond its core offerings, ASR Nederland is involved in distributing various insurance policies, furnishing financial intermediary assistance, and executing real estate development ventures. Additionally, it functions as an asset manager for external parties. The firm markets its products under several recognized brands, such as De Amersfoortse, Loyalis, Ditzo, Europeesche Verzekeringen, and Ardanta. Founded in 1720, the company operated as Fortis Verzekeringen Nederland N.V. until it rebranded as ASR Nederland N.V. in October 2008. Its headquarters are situated in Utrecht, the Netherlands.
ASRNL Stock 12 Month Forecast
Average Price Target
€74.00
▲(5.77% Upside)