ASR Nederland N.V (NL:ASRNL)
:ASRNL
Want to see NL:ASRNL full AI Analyst Report?
ASRNL Stock Chart & Stats
€64.40
€0.18(0.36%)
At close: 4:00 PM EST
€64.40
€0.18(0.36%)
Day’s Range― - ―
52-Week Range€53.94 - €68.14
Previous CloseN/A
Volume681.08K
Average Volume (3M)435.35K
Market Cap
€13.56B
Enterprise Value€21.00B
Total Cash (Recent Filing)€2.71B
Total Debt (Recent Filing)€10.42B
Price to Earnings (P/E)23.3
Beta0.56
Next Earnings
Aug 19, 2026EPS Estimate
2.87Next Dividend Ex-DateN/A
Dividend Yield5.32%
Share Statistics
EPS (TTM)2.46
Shares Outstanding209,113,570
10 Day Avg. Volume400,779
30 Day Avg. Volume435,348
Financial Highlights & Ratios
PEG Ratio-0.53
Price to Book (P/B)1.45
Price to Sales (P/S)0.63
P/FCF Ratio-21.32
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€71.67Price Target Upside11.28% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)5.78
Revenue Forecast (FY)€6.44B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained top-line expansion, including a notable revenue jump in 2025, indicates durable demand for ASR's insurance and pension offerings. Over 2–6 months this supports scale benefits, underwriting leverage and fee income growth that can underpin medium-term earnings resilience.
Diversified Insurance & Pension FranchiseA broad product mix across life, P&C, disability and pensions plus multiple distribution channels reduces single-line exposure. This diversification stabilizes revenue sources and claim cycle effects, supporting more predictable earnings and customer retention over the medium term.
Investment/asset-management IntegrationIntegrated asset management backing insurance liabilities lets ASR capture investment spread and align asset-liability management. Strong internal capabilities to earn spreads and manage hedging improve long-term margin potential and reduce reliance on external managers.
Bears Say
Weak Cash GenerationTwo consecutive years of negative operating and free cash flow signal weaker cash quality versus reported profits. This reduces funding flexibility for reserves, capital needs or investments and increases reliance on financing or asset sales, stressing medium-term resilience.
Rising Leverage And Weaker Capital CushionElevated leverage and a shrinking equity base compress the firm's capital cushion, increasing sensitivity to underwriting losses or investment shocks. Higher leverage limits strategic flexibility and could raise funding costs or capital-raising needs over the coming months.
Margin Compression And Earnings VolatilityDeclining net margins and shrinking reported income reflect pressure on underwriting profitability or investment spreads. Persistent margin compression reduces ROE and reinvestment capacity, making earnings more sensitive to adverse claims trends or lower asset returns.
ASR Nederland N.V News
ASRNL FAQ
What was ASR Nederland N.V’s price range in the past 12 months?
ASR Nederland N.V lowest stock price was €53.94 and its highest was €68.14 in the past 12 months.
What is ASR Nederland N.V’s market cap?
ASR Nederland N.V’s market cap is €13.56B.
When is ASR Nederland N.V’s upcoming earnings report date?
ASR Nederland N.V’s upcoming earnings report date is Aug 19, 2026 which is in 66 days.
How were ASR Nederland N.V’s earnings last quarter?
ASR Nederland N.V released its earnings results on Feb 18, 2026. The company reported €2.97 earnings per share for the quarter, beating the consensus estimate of €2.655 by €0.315.
Is ASR Nederland N.V overvalued?
According to Wall Street analysts ASR Nederland N.V’s price is currently Undervalued.
Does ASR Nederland N.V pay dividends?
ASR Nederland N.V pays a Quarterly dividend of €2.14 which represents an annual dividend yield of 5.32%. See more information on ASR Nederland N.V dividends here
What is ASR Nederland N.V’s EPS estimate?
ASR Nederland N.V’s EPS estimate is 2.87.
How many shares outstanding does ASR Nederland N.V have?
ASR Nederland N.V has 209,113,570 shares outstanding.
What happened to ASR Nederland N.V’s price movement after its last earnings report?
ASR Nederland N.V reported an EPS of €2.97 in its last earnings report, beating expectations of €2.655. Following the earnings report the stock price went down -0.391%.
Which hedge fund is a major shareholder of ASR Nederland N.V?
Currently, no hedge funds are holding shares in NL:ASRNL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
ASR Nederland N.V
ASR Nederland N.V. is a Dutch financial services provider that delivers a range of products including insurance coverage, pension plans, and mortgage solutions. It serves a broad customer base, encompassing individuals, independent professionals, and corporate clients. The company's business activities are structured across five distinct divisions: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. Beyond its core offerings, ASR Nederland is involved in distributing various insurance policies, furnishing financial intermediary assistance, and executing real estate development ventures. Additionally, it functions as an asset manager for external parties. The firm markets its products under several recognized brands, such as De Amersfoortse, Loyalis, Ditzo, Europeesche Verzekeringen, and Ardanta. Founded in 1720, the company operated as Fortis Verzekeringen Nederland N.V. until it rebranded as ASR Nederland N.V. in October 2008. Its headquarters are situated in Utrecht, the Netherlands.
ASRNL Stock 12 Month Forecast
Average Price Target
€71.67
▲(11.28% Upside)
Technical Analysis
Options Prices
Currently, No data available
---