NiSun International Enterprise Development Group (NISN) AI Stock Analysis

• Market Cap: $5.19M
• Dividend Yield: N/A
• Average Volume (3M): 23.91K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.55
• Revenue Growth: -12.05%
• EPS Growth: -87.87%
• Country: US
• Employees: 196
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Credit Services
• EPS (TTM): -15.31
• Shares Outstanding: 4,611,620
• 10 Day Avg. Volume: 50,131
• 30 Day Avg. Volume: 23,906
• PEG Ratio: -0.31
• Price to Book (P/B): 0.13
• Price to Sales (P/S): 0.08
• P/FCF Ratio: -0.36
• Enterprise Value/Market Cap: -0.94
• Enterprise Value/Revenue: -0.02
• Enterprise Value/Gross Profit: -0.21
• Enterprise Value/Ebitda: 0.06
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 45 Neutral
• Price Target: $1.00 ▼(-16.67% Downside)

The score is driven primarily by weak financial performance (declining profitability and negative operating/free cash flow) and bearish technicals (price below key moving averages with negative MACD). Valuation provides limited support because the company is loss-making (negative P/E) and has no dividend data.

Positive Factors

Strategic Transformation

The shift from SME financing to AI and tech services represents a structural change, potentially positioning the company in higher-growth markets.

Strong Cash Position

A robust cash position provides the company with the flexibility to invest in growth initiatives and weather financial challenges.

Expansion into KFC Franchise

Diversifying into the KFC franchise can create new revenue streams and leverage operational efficiencies, aiding long-term growth.

Negative Factors

Revenue Decline

The decline in revenue highlights challenges in core business areas, impacting profitability and growth potential.

Leadership Changes

Frequent leadership changes can disrupt strategic continuity and affect investor confidence in management's ability to execute plans.

Cash Flow Volatility

Volatile cash flow and negative operating cash highlight liquidity risks, potentially limiting the company's ability to fund operations.

NiSun International Enterprise Development Group Business Overview & Revenue Model

Company Description

Nisun International Enterprise Development Group Co., Ltd, an investment holding company, provides technology-driven integrated supply chain solutions for enterprises and financial institutions in the People's Republic of China and internationally. It offers professional solutions for technology supply chain management, technology asset routing, and digital transformation of tech and finance institutions. The company also provides a range of technology-driven customized financing solutions to small- and mid-sized enterprises (SMEs) to enhance SMEs' access to capital through its closed-loop ecosystem built on fintech platforms; and direct banking solutions to small- and medium-sized commercial banks and other financial institutions in their distribution and management of direct banking and other financial products. Nisun International Enterprise Development Group Co., Ltd has a strategic collaboration with Henan Wanbang International Agricultural Products Logistics Co., Ltd. for cooperation on businesses related to the agricultural field. The company was formerly known as Hebron Technology Co., Ltd. and changed its name to Nisun International Enterprise Development Group Co., Ltd in September 2020. Nisun International Enterprise Development Group Co., Ltd was founded in 2005 and is headquartered in Shanghai, the People's Republic of China.

How the Company Makes Money

NiSun International Enterprise Development Group generates revenue through several key streams. Primarily, the company earns income from its real estate development projects, which involve the construction and leasing of commercial and industrial properties. Additionally, NISN profits from its investments in industrial parks, where it charges tenants for land use and services. The company also engages in project management and consulting services, providing expertise to third parties on various infrastructure developments. Significant partnerships with local governments and private enterprises enhance NISN's ability to secure funding and expand its project portfolio, ultimately contributing to its overall earnings.

NiSun International Enterprise Development Group Financial Statement Overview

Summary

Financial results are weak: revenue and profitability declined into 2024, margins and EBITDA efficiency deteriorated, and operating/free cash flow turned negative. The balance sheet is comparatively more stable, but assets/equity and ROE have weakened.

Income Statement

The company has experienced fluctuating revenue growth over the years, with a notable decline from 2023 to 2024. Gross and net profit margins have been under pressure, particularly in 2024, reflecting a challenging profitability environment. EBITDA margins have also weakened, indicating reduced operational efficiency.

Balance Sheet

The balance sheet shows moderate stability, with a reasonable debt-to-equity ratio and a positive equity ratio, indicating a solid asset base. However, the decline in total assets and equity in 2024 compared to previous years suggests potential financial challenges. The return on equity has also decreased, impacting overall shareholder returns.

Cash Flow

The cash flow statement reveals significant volatility, with negative operating cash flow in 2024 indicating cash generation issues. The free cash flow has also turned negative, highlighting potential liquidity risks. Operating cash flow to net income ratio is unfavorable, suggesting inefficiencies in cash management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	238.27M	339.62M	386.67M	234.17M	160.20M	42.19M
Gross Profit	23.82M	30.91M	39.99M	37.05M	54.05M	22.22M
EBITDA	-75.28M	6.60M	26.53M	23.81M	41.95M	11.71M
Net Income	-79.37M	923.64K	17.58M	17.62M	30.38M	-13.23M
Balance Sheet
Total Assets	234.49M	271.42M	315.90M	283.42M	273.98M	108.10M
Cash, Cash Equivalents and Short-Term Investments	10.08M	51.90M	127.24M	75.60M	132.11M	26.82M
Total Debt	0.00	7.99M	4.48M	11.90M	11.80M	11.95M
Total Liabilities	87.22M	60.29M	112.84M	93.62M	89.38M	28.16M
Stockholders Equity	142.90M	206.76M	198.80M	185.63M	180.63M	76.84M
Cash Flow
Free Cash Flow	-43.14M	-75.71M	34.95M	-29.68M	23.65M	2.39M
Operating Cash Flow	-43.11M	-75.69M	35.50M	-28.95M	23.86M	2.69M
Investing Cash Flow	933.09K	6.01M	19.78M	17.84M	-25.25M	-4.72M
Financing Cash Flow	2.02M	-739.85K	-6.75M	-8.34M	70.53M	18.36M

NiSun International Enterprise Development Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.20
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NISN, the sentiment is Negative. The current price of 1.2 is above the 20-day moving average (MA) of 1.12, below the 50-day MA of 2.45, and below the 200-day MA of 3.75, indicating a bearish trend. The MACD of -0.36 indicates Negative momentum. The RSI at 27.87 is Positive, neither overbought nor oversold. The STOCH value of 30.68 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NISN.

NiSun International Enterprise Development Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
SUIG	48 Neutral	$135.40M	-2.93	-20.35%	―	-19.68%	-1055.59%
NISN	45 Neutral	$5.19M	-0.06	―	―	-12.05%	-87.87%
SNTG	43 Neutral	$6.37M	-3.50	-16.36%	―	-26.60%	15.28%
LMFA	42 Neutral	$6.02M	-0.19	-17.58%	―	-35.26%	53.23%
AIHS	39 Underperform	$5.74M	-0.45	―	―	-25.21%	24.90%

NiSun International Enterprise Development Group Corporate Events

Nisun International Swings to $70 Million Loss on Impairment Charges in First Half of 2025

On December 29, 2025, Nisun International Enterprise Development Group released unaudited results for the six months ended June 30, 2025, showing a steep deterioration in performance as the company undertakes a business transformation amid a weak Chinese SME financing environment. Total revenue halved year over year to $91.1 million, driven by a 55% drop in supply chain trading revenue and a 47% fall in financing services revenue, while cost of revenue fell 54%, allowing gross margin to improve to 11.15%. However, massive non-cash charges tied to the reclassification of its VIEs Fintech, Hengpu and Nami as held for sale drove a sharp swing into loss: operating expenses surged to $78.6 million, including $17.4 million of goodwill impairment and $55.3 million of asset impairment, resulting in a net loss of $70.0 million versus a $10.3 million profit a year earlier and a net loss per share of $15.31. The results highlight significant operational and financial challenges in Nisun’s SME and supply chain financing segments, raising concerns over the sustainability of these businesses and the company’s financial flexibility, as cash and cash equivalents dropped to $10.1 million as of June 30, 2025 from $45.0 million at year-end 2024.

The most recent analyst rating on (NISN) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on NiSun International Enterprise Development Group stock, see the NISN Stock Forecast page.

Nisun International Overhauls Finance Leadership and Board Committees on December 23, 2025

On December 23, 2025, Nisun International Enterprise Development Group Co., Ltd. announced sweeping changes to its leadership and board governance, including the same-day resignations of Chief Financial Officer Changjuan Liang, independent director and compensation committee chair Jing Li, and director Xiaoyun Huang, all stated to be without disagreements over company operations or policies. The board simultaneously appointed Sylvia Kong Bit Hee as the new CFO and Yun Zhao as an independent director, who will chair the compensation committee and sit on the nominating and audit committees, and entered into a five-year employment agreement with Kong that sets out salary, incentive and termination terms. These moves represent a significant refresh of Nisun’s financial leadership and board committee structure, aimed at maintaining Nasdaq independence requirements and continuity in financial oversight despite the abrupt turnover in key finance and governance roles.

The most recent analyst rating on (NISN) stock is a Hold with a $2.00 price target. To see the full list of analyst forecasts on NiSun International Enterprise Development Group stock, see the NISN Stock Forecast page.

Nisun International Unveils Major Strategic Pivot From Financing to AI and Tech Services

On December 18, 2025, Nisun International’s board approved a comprehensive strategic transformation plan that entails a complete exit from its SME financing, supply chain financing and related transaction services businesses, which directors concluded face significant operational and financial challenges and deteriorating prospects amid changing market and regulatory conditions. The company plans to redeploy capital into higher-growth technology areas, refocusing its core business on IT services, financial industry IT solutions, data solutions and artificial intelligence-powered services, while warning investors that the transition will be complex, may exert substantial downward pressure on revenue and profitability, and involves material execution, financial, market-acceptance and talent-related risks as it winds down legacy operations and builds out new technology-driven lines.

The most recent analyst rating on (NISN) stock is a Hold with a $3.50 price target. To see the full list of analyst forecasts on NiSun International Enterprise Development Group stock, see the NISN Stock Forecast page.

Nisun International Announces Leadership Changes in December 2025

On December 9, 2025, Nisun International Enterprise Development Group Co., Ltd announced significant changes to its board of directors and executive management. The company appointed Mr. Li Guo as co-chief executive officer and director, Mr. Ziming Huang as an independent director and chairperson of the audit committee, and Ms. Yishi Huang as an independent director and chairperson of the nominating committee. These appointments follow the resignation of Ms. Haiying Xiang and Mr. Sheng Tang. The changes aim to strengthen the company’s leadership and align with its strategic goals, potentially impacting its operations and industry positioning.

The most recent analyst rating on (NISN) stock is a Hold with a $3.50 price target. To see the full list of analyst forecasts on NiSun International Enterprise Development Group stock, see the NISN Stock Forecast page.