Mission Bancorp (MSBC)

OTHER OTC:MSBC

MSBC

Mission Bancorp

RESEARCH TOOLSreports

Want to see MSBC full AI Analyst Report?

Mission Bancorp (MSBC) Price & Analysis

19 Followers

MSBC Stock Chart & Stats

$94.76

-$1.00(-1.00%)

At close: Jan 07 4:00 PM EST

$94.76

-$1.00(-1.00%)

Day’s Range― - ―

52-Week Range$86.68 - $104.99

Previous CloseN/A

Volume1.11K

Average Volume (3M)358.00

Market Cap

$285.93M

Enterprise Value$137.49M

Total Cash (Recent Filing)$292.44M

Total Debt (Recent Filing)$21.93M

Price to Earnings (P/E)8.1

Beta0.01

Next Earnings

Aug 05, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)2.58

Shares Outstanding2,764,978

10 Day Avg. Volume561

30 Day Avg. Volume358

Financial Highlights & Ratios

PEG Ratio-0.90

Price to Book (P/B)1.19

Price to Sales (P/S)2.32

P/FCF Ratio9.67

Enterprise Value/Market Cap0.48

Enterprise Value/Revenue1.29

Enterprise Value/Gross Profit1.75

Enterprise Value/Ebitda1.98

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Strengthened Capitalization / Low LeverageA materially lower debt-to-equity ratio and larger equity base reduce financial risk and increase resilience to stress. This durable improvement enhances flexibility for loan growth, regulatory cushions, and reduces refinancing pressure, supporting sustainable operations over months to years.

Consistent Multi-year Revenue GrowthSustained revenue expansion over multiple years points to durable demand and scalable business activity. Growing top line provides a foundation to absorb cost variability, invest in capabilities, and supports medium-term profit recovery even if margins temporarily compress.

High Free Cash Flow ConversionFCF closely tracking net income indicates strong earnings quality and real cash generation. Near-parity conversion supports internal funding for growth, dividends or reserves, lowering dependency on external capital and improving long-term financial independence.

Bears Say

Net Margin CompressionA pronounced decline in net margin versus recent peaks suggests structural pressure from costs, pricing or competitive dynamics. If sustained, lower margins will reduce retained earnings and ROE, limiting capital accumulation and constraining reinvestment over the medium term.

Operating And FCF Softness Versus Recent HighsDeclines and historical variability in operating cash flow indicate that cash generation can be uneven. This increases the risk that capital plans, dividends, or loan growth may need external funding during weaker periods, reducing predictability of financial outcomes.

Small Scale And Limited LiquidityA very small workforce and thin trading volume reflect limited operational scale and market liquidity. This constrains capacity to scale rapidly, raises per-unit costs of expansion, and can make equity raises or secondary market trading more difficult over the medium term.

MSBC FAQ

What was Mission Bancorp’s price range in the past 12 months?

Mission Bancorp lowest stock price was $86.68 and its highest was $104.99 in the past 12 months.

What is Mission Bancorp’s market cap?

Mission Bancorp’s market cap is $285.93M.

When is Mission Bancorp’s upcoming earnings report date?

Mission Bancorp’s upcoming earnings report date is Aug 05, 2026 which is in 94 days.

How were Mission Bancorp’s earnings last quarter?

Mission Bancorp released its earnings results on Apr 27, 2026. The company reported $2.58 earnings per share for the quarter, beating the consensus estimate of N/A by $2.58.

Is Mission Bancorp overvalued?

According to Wall Street analysts Mission Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Mission Bancorp pay dividends?

Mission Bancorp does not currently pay dividends.

What is Mission Bancorp’s EPS estimate?

Mission Bancorp’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Mission Bancorp have?

Mission Bancorp has 2,764,978 shares outstanding.

What happened to Mission Bancorp’s price movement after its last earnings report?

Mission Bancorp reported an EPS of $2.58 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.129%.

Which hedge fund is a major shareholder of Mission Bancorp?

Currently, no hedge funds are holding shares in MSBC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Mission Bancorp Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

13.06%

Trailing 12-Months

Asset Growth

1.47%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Mission Bancorp

Mission Bancorp operates as the bank holding company for Mission Bank that provides various banking products and services to individual and corporate clients in California. It accepts various checking and savings, NOW, money market, fiduciary, and individual retirement accounts, as well as time deposits and certificates of deposit. The company also provides commercial loans, such as lines of credit, equipment and vehicle financing, permanent working capital or debt refinance, commercial real estate loans, construction financing, and letters of credit; and agricultural loans, including operating/crop lines of credit, cattle loans, equipment loans, real estate loans, and loans for farmer. In addition, it offers SBA loans for owner-occupied commercial real estate purchase and construction, business expansion/acquisition, partner or management buy-out, equipment financing, debt refinance, inventory purchase, furniture, machinery, business startup cost, and working capital; and debit and credit cards. Further, the company provides safe deposit boxes, merchant card processing, online cash management, remote deposit capture, treasury management, and online and mobile banking services; cash vault services; and carries out property exchange transactions. It operates nine full-service facilities, including one located in Shafter, two located in Bakersfield, three located in the Mojave Desert area, one located in Ventura, one located in San Luis Obispo, and one located in Stockton. Mission Bancorp was founded in 1998 and is based in Bakersfield, California.