The earnings call presented a mixed picture. While there were significant improvements in net loss and statutory net income, challenges such as a negative book value per share and uncertainties surrounding the PREPA bankruptcy claim were highlighted. The decrease in corporate segment assets also posed a concern. The sentiment is balanced with notable improvements in financial metrics but persistent challenges.

Company Guidance

During MBIA Inc.'s second quarter 2025 financial results conference call, the company provided several key metrics regarding their financial performance and strategic priorities. MBIA reported a consolidated GAAP net loss of $56 million, or a negative $1.12 per share, a significant improvement from the $254 million loss in the same quarter of 2024. The company's adjusted net loss, a non-GAAP measure, was $8 million, or a negative $0.17 per share, compared to $138 million in the previous year. National Public Finance Guarantee Corporation's gross par amount outstanding declined by $1.1 billion from year-end 2024 to $24 billion as of June 30, 2025, with a leverage ratio of 26:1. National had total claims-paying resources of $1.5 billion and statutory capital and surplus exceeding $900 million. MBIA Insurance Corp. reported statutory net income of $4 million, contrasting with a $35 million loss in the prior year, with statutory capital of $92 million as of June 30, 2025. The call also highlighted ongoing efforts to resolve National's PREPA exposure, which exceeds $800 million, and the strategic consideration of selling the company to maximize shareholder value.

Reduction in Net Loss

MBIA reported a consolidated GAAP net loss of $56 million for Q2 2025, significantly lower than the $254 million loss for Q2 2024. This improvement was mainly due to reduced losses in LAE at National, particularly regarding PREPA exposure.

Improvement in Adjusted Net Loss

The company reported an adjusted net loss of $8 million for Q2 2025 compared to $138 million for Q2 2024. The favorable change was driven by lower losses in LAE at National.

Positive Statutory Net Income

National reported statutory net income of $6 million for Q2 2025, contrasting with a statutory net loss of $131 million for Q2 2024. MBIA Insurance Corp. reported statutory net income of $4 million for Q2 2025 compared to a statutory net loss of $35 million for Q2 2024.

MBIA (MBI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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MBI Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 04, 2025	2025 (Q3)	-0.01 / -	-0.005	―	―	―
Aug 06, 2025	2025 (Q2)	-0.13 / -0.17	-2.9	94.14% (+2.73)	―
May 08, 2025	2025 (Q1)	-0.13 / -0.16	-0.52	69.23% (+0.36)	―
Feb 27, 2025	2024 (Q4)	-0.20 / -0.47	-0.09	-427.78% (-0.39)	―
Nov 07, 2024	2024 (Q3)	-0.34 / >-0.01	-2.92	99.83% (+2.92)	―
Aug 06, 2024	2024 (Q2)	-0.30 / -2.90	-0.45	-544.44% (-2.45)	―
May 09, 2024	2024 (Q1)	-0.15 / -0.52	-0.03	-1633.33% (-0.49)	―
Feb 28, 2024	2023 (Q4)	-0.13 / -0.09	0.3	-130.00% (-0.39)	―
Nov 02, 2023	2023 (Q3)	-0.15 / -2.92	-0.34	-758.82% (-2.58)	―
Aug 02, 2023	2023 (Q2)	-0.17 / -0.45	-0.93	51.61% (+0.48)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

MBI Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 06, 2025	$6.60	$6.31	-4.39%
May 08, 2025	$4.85	$4.30	-11.34%
Feb 27, 2025	$7.02	$6.07	-13.53%
Nov 07, 2024	$4.21	$4.49	+6.65%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does MBIA Inc (MBI) report earnings?

MBIA Inc (MBI) is schdueled to report earning on Nov 04, 2025, After Close (Confirmed).

What is MBIA Inc (MBI) earnings time?

MBIA Inc (MBI) earnings time is at Nov 04, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is MBI EPS forecast?

MBI EPS forecast for the fiscal quarter 2025 (Q3) is -0.01.

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