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Lesaka Technologies (LSAK)
NASDAQ:LSAK
Earnings Data
Report Date
May 12, 2026After Close (Confirmed)
Period Ending
2026 (Q3)Consensus EPS Forecast
0.07Last Year’s EPS
0.04Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented a strongly positive operational and financial picture driven by robust group revenue growth (16% YoY), a significant 47% increase in adjusted EBITDA, and outsized Consumer and Enterprise momentum (Consumer revenue +38%, active consumers +21%, lending originations +88%, Enterprise revenue +67%). Strategic milestones — Competition Tribunal approval for Bank Zero and the One Lesaka consolidation — position the company for improved funding, margin capture and a unified go‑to‑market. Offsetting these positives are near‑term challenges within Merchant (revenue down 2%, ARPU down 10%, Merchant EBITDA down 6%) due to transformation, pricing pressure, and hardware upgrade investments, plus the presence of non‑recurring gains (ZAR 50m and ZAR 65m) that partly boosted the quarter. Management provided constructive guidance and reiterated full‑year ranges while noting rebrand marketing costs (ZAR 50–75m) and the need for Prudential Authority approval for Bank Zero. On balance, the company shows improving fundamentals and scalable platform dynamics, with manageable short‑term headwinds in Merchant and some one‑offs that temper the headline results.Company Guidance
Net Revenue Growth
Group net revenue of ZAR 1.6 billion in Q2, up 16% year‑on‑year and within guidance.
Strong EBITDA Expansion
Group adjusted EBITDA of ZAR 304 million, a 47% year‑on‑year increase and slightly above the midpoint of guidance.
Material EPS and Adjusted Earnings Improvement
Adjusted earnings of ZAR 111 million for the quarter (adjusted EPS increased from ZAR 0.21 to ZAR 1.34), representing more than a sixfold increase year‑on‑year.
Consumer Division Outperformance
Consumer net revenue ZAR 567 million, up 38% year‑on‑year; active consumer base >2.0 million (+21% YoY); ARPU up 15% to ZAR 91/month; segment adjusted EBITDA more than doubled to ZAR 159 million.
Lending Momentum in Consumer
Record consumer lending originations ≈ ZAR 1.2 billion (+88% YoY) and outstanding loan book ≈ ZAR 1.5 billion (+106% YoY); 40% of originations were the new 9‑month product.
Enterprise Revenue and Platform Progress
Enterprise net revenue ZAR 217 million, up 67% YoY; ADP total payment volume ZAR 11.9 billion (+18% YoY); proprietary payment switch processed >40% of card TPV in‑house this quarter, improving capture of margin and control.
ADP and Supplier Payment Growth
ADP TPV grew 27% YoY for ADP-specific TPV; supplier payments within ADP increased 48% YoY and supplier base exceeds 1,900.
Strategic Milestones – Bank Zero Approval & One Lesaka
Received Competition Tribunal approval for the Bank Zero combination (expected to deliver meaningful funding/balance sheet benefits) and commenced consolidation of operating brands under the One Lesaka strategy.
Operating Efficiency Trends
Operating margin improved from ~15% a year ago to 19% this quarter; LTM CapEx as % of EBITDA declined from ~46% to 33%; group costs reduced to ZAR 50 million for the quarter.
Cash Generation and Investment
Cash flow from operations ZAR 419 million for the quarter; CapEx ZAR 84 million (ZAR 48 million invested in growth initiatives including Smart Safe and software capitalization).
LSAK Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
LSAK Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 04, 2026 | $4.56 | $4.48 | -1.75% |
Nov 05, 2025 | $4.20 | $4.15 | -1.19% |
Sep 10, 2025 | $4.73 | $4.25 | -10.15% |
May 07, 2025 | $3.92 | $4.21 | +7.40% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Lesaka Technologies (LSAK) report earnings?
Lesaka Technologies (LSAK) is schdueled to report earning on May 12, 2026, After Close (Confirmed).
What is Lesaka Technologies (LSAK) earnings time?
Lesaka Technologies (LSAK) earnings time is at May 12, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is LSAK EPS forecast?
LSAK EPS forecast for the fiscal quarter 2026 (Q3) is 0.07.