Katahdin Bankshares Corp. (KTHN)

OTHER OTC:KTHN

KTHN

Katahdin Bankshares

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Katahdin Bankshares (KTHN) Price & Analysis

10 Followers

KTHN Stock Chart & Stats

$28.91

$0.12(0.50%)

At close: Jan 08 4:00 PM EST

$28.91

$0.12(0.50%)

Day’s Range― - ―

52-Week Range$21.75 - $32.83

Previous CloseN/A

Volume200.00

Average Volume (3M)265.00

Market Cap

$111.52M

Enterprise Value$97.13M

Total Cash (Recent Filing)$29.00M

Total Debt (Recent Filing)$30.00M

Price to Earnings (P/E)7.3

Beta0.25

Next Earnings

Apr 21, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.8%

Share Statistics

EPS (TTM)0.99

Shares Outstanding3,401,000

10 Day Avg. Volume200

30 Day Avg. Volume265

Financial Highlights & Ratios

PEG Ratio0.26

Price to Book (P/B)0.89

Price to Sales (P/S)1.48

P/FCF Ratio8.20

Enterprise Value/Market Cap0.87

Enterprise Value/Revenue1.78

Enterprise Value/Gross Profit2.37

Enterprise Value/Ebitda8.92

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Profitability & MarginsConsistently strong margins (2025 net ~17%, EBIT ~21%) provide durable earnings power. Higher margins help absorb credit and funding shocks, support internal reinvestment and moderate dividend capacity, making earnings less dependent on volume recovery alone.

Improving Leverage / Capital PositionLower and improving leverage (debt-to-equity ~0.29 in 2025 from ~0.38) and steady equity growth strengthen the bank’s capital buffer. Moderate leverage reduces funding and regulatory strain, enabling steady lending, credit loss absorption and strategic flexibility over time.

Strong Cash GenerationHigh cash conversion (operating cash flow ~$12.4M; FCF ~$11.2M; FCF ~90% of net income) indicates efficient earnings-to-cash mechanics. Reliable cash generation supports loan funding, shareholder distributions and reinvestment without heavy external financing when trends persist.

Bears Say

Topline VolatilitySharp revenue swings (2024 decline then 2025 rebound: -25% then +13%) indicate unstable topline drivers. Persistent volatility undermines forecasting, capital planning and credit risk assessment, increasing the risk that earnings and loan growth will be uneven across cycles.

Margins/ROE Below Prior PeaksMargins and returns have trended down from 2021–2022 peaks and ROE has eased, signaling pressure on spread or expense dynamics. If these structural pressures persist, long-term profitability expansion and return on equity could remain constrained versus prior highs.

Uneven Free Cash Flow GrowthFree cash flow growth has been uneven with declines in several years despite strong FCF in 2025. This inconsistency complicates capital allocation, may constrain sustained dividend increases, and could force reliance on external funding in weaker cash years.

KTHN FAQ

What was Katahdin Bankshares Corp.’s price range in the past 12 months?

Katahdin Bankshares Corp. lowest stock price was $21.75 and its highest was $32.83 in the past 12 months.

What is Katahdin Bankshares Corp.’s market cap?

Katahdin Bankshares Corp.’s market cap is $111.52M.

When is Katahdin Bankshares Corp.’s upcoming earnings report date?

Katahdin Bankshares Corp.’s upcoming earnings report date is Apr 21, 2026 which is in 12 days.

How were Katahdin Bankshares Corp.’s earnings last quarter?

Katahdin Bankshares Corp. released its earnings results on Jan 28, 2026. The company reported $0.989 earnings per share for the quarter, beating the consensus estimate of N/A by $0.989.

Is Katahdin Bankshares Corp. overvalued?

According to Wall Street analysts Katahdin Bankshares Corp.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Katahdin Bankshares Corp. pay dividends?

Katahdin Bankshares Corp. pays a Quarterly dividend of $0.203 which represents an annual dividend yield of 2.8%. See more information on Katahdin Bankshares Corp. dividends here

What is Katahdin Bankshares Corp.’s EPS estimate?

Katahdin Bankshares Corp.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Katahdin Bankshares Corp. have?

Katahdin Bankshares Corp. has 3,401,000 shares outstanding.

What happened to Katahdin Bankshares Corp.’s price movement after its last earnings report?

Katahdin Bankshares Corp. reported an EPS of $0.989 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.602%.

Which hedge fund is a major shareholder of Katahdin Bankshares Corp.?

Currently, no hedge funds are holding shares in KTHN

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Katahdin Bankshares Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

10.84%

Trailing 12-Months

Asset Growth

3.75%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Katahdin Bankshares Corp.

Katahdin Bankshares Corp. operates as the bank holding company for Katahdin Trust Company, a state-chartered commercial bank that provides a range of commercial and retail banking services for individuals and businesses in Maine. It provides various deposit products comprising checking and savings accounts, money market and NOW accounts, certificates of deposit, individual retirement accounts, and Coverdell education savings accounts. The company also offers mortgage, construction, homebuyer, home equity, rural development, and personal loans; and business loans and lines of credit comprising business term, municipal, and small business administration loans, as well as business mortgages, business letters of credit, agency guaranteed programs. In addition, it provides online and telephone banking, bill payment, and e-check deposit, reorder checks, money and wire transfer, debit and credit cards, gift cards, ATMs, and merchant services. Further, the company offers equipment financing services in the trucking, construction, forest products, and marine industries; and securities and insurance products. It operates 16 full-service branches in northern Maine, greater Bangor, and Portland regions. The company was founded in 1918 and is based in Patten, Maine.