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Jianzhi Education Technology Group Company Limited ADR (JZ)
NASDAQ:JZ
US Market
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Jianzhi Education Technology Group Company Limited ADR (JZ) AI Stock Analysis

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JZ

Jianzhi Education Technology Group Company Limited ADR

(NASDAQ:JZ)

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Neutral 43 (OpenAI - 5.2)
Rating:43Neutral
Price Target:
$2.50
▼(-1.96% Downside)
Action:Reiterated
Date:07/22/26
JZ scores low primarily due to deteriorated financial performance (sharp revenue decline, ongoing losses, and significant 2025 cash burn). Technicals further pressure the score given a pronounced downtrend and negative momentum indicators. Valuation does not provide clear support because the company is loss-making (negative P/E) and no dividend yield is available.
Positive Factors
Manageable leverage and equity rebound
The balance sheet shows low leverage (debt-to-equity ~0.16) and a return to positive equity (~$48M in 2025), which reduces immediate solvency risk and gives management flexibility for restructuring or investment. This durability supports operations while strategy resets, lowering short-term default risk.
Negative Factors
Severe multi-year revenue decline
A ~72% revenue decline in 2025 following earlier contractions undermines scale economics and long-term competitiveness. Sharp top-line erosion makes it hard to cover fixed costs, sustain content and platform investment, and rebuild market share without substantial new customer acquisition or repositioning.
Read all positive and negative factors
Positive Factors
Negative Factors
Manageable leverage and equity rebound
The balance sheet shows low leverage (debt-to-equity ~0.16) and a return to positive equity (~$48M in 2025), which reduces immediate solvency risk and gives management flexibility for restructuring or investment. This durability supports operations while strategy resets, lowering short-term default risk.
Read all positive factors

Jianzhi Education Technology Group Company Limited ADR (JZ) vs. SPDR S&P 500 ETF (SPY)

Jianzhi Education Technology Group Company Limited ADR Business Overview & Revenue Model

Company Description
Established in 2018 and headquartered in Beijing, China, Jianzhi Education Technology Group Company Limited provides a diverse range of services to higher education institutions throughout China. The company specializes in creating and delivering ...
How the Company Makes Money
null...

Jianzhi Education Technology Group Company Limited ADR Financial Statement Overview

Summary
Financial performance is weak. The income statement shows steep multi-year revenue contraction (2025 down ~72%) and continued operating/net losses (net margin ~-22%, EBIT margin ~-23%). Cash flow also deteriorated in 2025 with negative operating cash flow (~-$9.7M) and deeply negative free cash flow (~-$45.1M), raising liquidity risk. The balance sheet is a relative positive with low leverage (debt-to-equity ~0.16) and restored positive equity in 2025, but profitability remains negative and equity has been volatile.
Income Statement
18
Very Negative
Balance Sheet
52
Neutral
Cash Flow
24
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Jun 2023Dec 2021
Income Statement
Total Revenue277.87M70.18M248.83M440.54M505.72M467.12M
Gross Profit72.02M12.42M46.84M16.19M-5.54M102.85M
EBITDA75.58M-15.01M-17.52M-323.46M-96.73M103.82M
Net Income38.83M-15.74M-33.51M-373.50M-199.16M47.63M
Balance Sheet
Total Assets521.40M105.28M101.71M151.69M727.32M858.61M
Cash, Cash Equivalents and Short-Term Investments63.28M12.77M16.99M22.40M69.14M72.61M
Total Debt731.28K7.83M8.59M29.39M28.01M24.97M
Total Liabilities112.79M51.14M71.73M168.90M360.97M440.36M
Stockholders Equity394.47M48.31M23.58M-23.51M350.11M404.60M
Cash Flow
Free Cash Flow69.52M-45.15M-7.71M-39.93M-128.60M145.79M
Operating Cash Flow69.53M-9.75M10.51M15.16M94.22M145.86M
Investing Cash Flow-46.49M-28.51M-16.72M-55.17M-218.49M-142.77M
Financing Cash Flow-1.67M34.03M760.95K-7.25M126.56M37.19M

Jianzhi Education Technology Group Company Limited ADR Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price2.55
Price Trends
50DMA
6.92
Negative
100DMA
16.93
Negative
200DMA
26.04
Negative
Market Momentum
MACD
-1.08
Negative
RSI
43.59
Neutral
STOCH
59.58
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JZ, the sentiment is Neutral. The current price of 2.55 is below the 20-day moving average (MA) of 2.63, below the 50-day MA of 6.92, and below the 200-day MA of 26.04, indicating a neutral trend. The MACD of -1.08 indicates Negative momentum. The RSI at 43.59 is Neutral, neither overbought nor oversold. The STOCH value of 59.58 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JZ.

Jianzhi Education Technology Group Company Limited ADR Risk Analysis

Jianzhi Education Technology Group Company Limited ADR disclosed 91 risk factors in its most recent earnings report. Jianzhi Education Technology Group Company Limited ADR reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Jianzhi Education Technology Group Company Limited ADR Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
49
Neutral
$5.66M-0.6919.78%
48
Neutral
$20.93M-0.95-46.01%1.78%31.44%
46
Neutral
$106.09M-0.1161.87%82.80%-243.73%
44
Neutral
$3.39M-0.50-62.62%5.19%-11.78%
43
Neutral
$66.66K-11.24-43.78%-71.51%65.67%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JZ
Jianzhi Education Technology Group Company Limited ADR
2.76
-40.89
-93.69%
COE
China Online Education Group
19.50
-13.27
-40.49%
AMBO
Ambow Education Holding
1.80
-1.07
-37.28%
YQ
17 Education & Technology Group
2.40
0.44
22.35%
EEIQ
Elite Education Group International
2.34
-6.54
-73.68%
GSUN
Golden Sun Education Group Limited Class A
0.47
-1.73
-78.64%

Jianzhi Education Technology Group Company Limited ADR Corporate Events

Jianzhi Education to Implement One-for-Fifty ADS Ratio Change Effective July 6
Jul 1, 2026
On July 1, 2026, Jianzhi Education announced it will change its American Depositary Share ratio from one ADS representing 60 Class A ordinary shares to one ADS representing 1,800 Class A ordinary shares, effective at the start of trading on July 6...
Jianzhi Education Raises $5 Million in June Registered Direct Offering
Jun 3, 2026
On June 2, 2026, Jianzhi Education Technology Group Company Limited entered into a securities purchase agreement with non-affiliated institutional investors for a registered direct offering of 5 million American Depositary Shares and accompanying ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 22, 2026