Jianzhi Education Technology Group Company Limited ADR (JZ) AI Stock Analysis

• Market Cap: $6.01M
• Dividend Yield: N/A
• Average Volume (3M): 105.97K
• Price to Earnings (P/E): ―
• Beta (1Y): -0.30
• Revenue Growth: -87.12%
• EPS Growth: 74.35%
• Country: US
• Employees: 46
• Sector: Technology
• Sector Strength: 88
• Industry: Education & Training Services
• EPS (TTM): -0.58
• Shares Outstanding: 7,705,333
• 10 Day Avg. Volume: 6,207
• 30 Day Avg. Volume: 105,967
• PEG Ratio: 0.42
• Price to Book (P/B): 54.53
• Price to Sales (P/S): 5.17
• P/FCF Ratio: -166.84
• Enterprise Value/Market Cap: 15.39
• Enterprise Value/Revenue: 1.16
• Enterprise Value/Gross Profit: -23.90
• Enterprise Value/Ebitda: -0.23
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 40 Underperform
• Price Target: $0.80 ▼(-27.73% Downside)

The score is driven primarily by weak financial performance (sharp revenue decline, ongoing losses, and balance sheet/cash flow concerns). Technicals also weigh heavily due to a clear downtrend (price below all key moving averages and negative MACD), while valuation provides limited support because a negative P/E reflects unprofitability and no dividend yield is available.

Positive Factors

Market position as an online education provider in China

Being a leading provider in China’s online education market suggests durable demand, established distribution and brand recognition in English and vocational learning. This market position supports long-term customer acquisition, cross-selling and platform leverage versus new entrants.

Diverse revenue streams and tech partnerships

Multiple monetization avenues—tuition, subscriptions, institutional contracts and tech partnerships—create recurring revenue potential and resilience. Technology collaborations can enhance product stickiness and scalability, supporting sustainable unit economics over a multi‑quarter horizon.

Strengthened governance and audit oversight

Board changes and a reinforced audit committee increase oversight and risk management capabilities. Improved governance and independent audit leadership can materially reduce operational and reporting risk, improving credibility with partners and investors over the medium term.

Negative Factors

Severe multi‑year revenue decline

A dramatic drop in revenue erodes scale economics and competitive positioning, constraining margins and investment capacity. Sustained top‑line weakness raises the risk of market share loss, forces cost cutting, and reduces visibility for recovery over several quarters.

Worsening margins and persistent net losses

Declining gross margins and ongoing net losses signal structural profitability issues. Even if revenue stabilizes, compressed margins make it harder to generate sustainable operating earnings, limiting reinvestment and increasing reliance on external funding to bridge deficits.

Weak balance sheet and volatile cash flows

Negative equity and falling equity ratios indicate solvency and financial flexibility concerns. Volatile and negative free cash flow reduces the company’s ability to fund operations internally, increasing long‑term refinancing and dilution risk and limiting strategic options.

Jianzhi Education Technology Group Company Limited ADR Business Overview & Revenue Model

Company Description

Jianzhi Education Technology Group Company Limited develops and provides educational content products and IT services to higher education institutions in China. The company designs and develops customized IT system services. It also offers procurement and assembling services for equipment needed to operate the customer's systems, as well as technological support and maintenance services. In addition, the company provides mobile media advertising services. The company was incorporated in 2018 and is based in Beijing, China.

How the Company Makes Money

Jianzhi generates revenue through multiple streams, including tuition fees from online courses, subscription models for access to educational content, and partnerships with educational institutions. The company also benefits from collaborations with technology firms to enhance its learning platforms. Additionally, Jianzhi may earn income from advertisements and promotional partnerships within its educational ecosystem, contributing to its overall financial performance.

Jianzhi Education Technology Group Company Limited ADR Financial Statement Overview

Summary

Financials are weak: revenue has fallen sharply (from $505.7M in 2022 to $248.8M in 2024), margins have deteriorated, and the company has sustained net losses. Balance sheet stability is concerning with prior negative equity noted, and cash flow is volatile with negative free cash flow despite still-positive (but declining) operating cash flow.

Income Statement

The company has experienced declining revenue and significant losses over the years. Revenue decreased from $505.7 million in 2022 to $248.8 million in 2024, reflecting a negative growth trend. Margins have worsened, with a gross profit margin of 18.8% in 2024 compared to 25.3% in 2021, and consistent net losses indicating poor profitability and operational challenges.

Balance Sheet

The balance sheet shows weakening financial stability with declining assets and equity. The debt-to-equity ratio improved slightly in 2024 due to lower debt, but the negative equity in 2023 highlights solvency concerns. The equity ratio dropped significantly, indicating increased financial risk.

Cash Flow

Cash flows have been volatile, with negative free cash flow in recent years, driven by high capital expenditures. Operating cash flow remains positive but has decreased significantly from 2021 levels. The cash flow to net income ratios have been negative, indicating challenges in converting earnings into cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	79.81M	248.83M	440.54M	505.72M	473.25M	404.93M
Gross Profit	-3.87M	46.84M	16.19M	-5.54M	104.20M	129.14M
EBITDA	-395.10M	-17.52M	-323.46M	-96.73M	111.93M	123.27M
Net Income	-141.13M	-33.51M	-373.50M	-199.16M	48.26M	82.32M
Balance Sheet
Total Assets	151.69M	101.71M	151.69M	727.32M	859.62M	440.43M
Cash, Cash Equivalents and Short-Term Investments	22.40M	16.99M	22.40M	69.14M	72.70M	91.63M
Total Debt	29.39M	8.59M	29.39M	28.01M	47.30M	2.32M
Total Liabilities	168.90M	71.73M	168.90M	360.97M	440.88M	75.95M
Stockholders Equity	-23.51M	23.58M	-23.51M	350.11M	405.08M	355.49M
Cash Flow
Free Cash Flow	0.00	-7.71M	-39.93M	-128.60M	-56.12M	-17.26M
Operating Cash Flow	0.00	10.51M	15.16M	94.22M	147.77M	97.75M
Investing Cash Flow	0.00	-16.72M	-55.17M	-218.49M	-144.64M	-164.86M
Financing Cash Flow	0.00	760.95K	-7.25M	126.56M	37.67M	48.91K

Jianzhi Education Technology Group Company Limited ADR Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 1.10
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JZ, the sentiment is Negative. The current price of 1.1 is above the 20-day moving average (MA) of 0.93, below the 50-day MA of 1.16, and below the 200-day MA of 2.26, indicating a bearish trend. The MACD of -0.12 indicates Positive momentum. The RSI at 26.22 is Positive, neither overbought nor oversold. The STOCH value of 45.87 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JZ.

Jianzhi Education Technology Group Company Limited ADR Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
WAFU	45 Neutral	$7.63M	-15.92	-4.26%	―	-14.35%	-744.00%
AMBO	43 Neutral	$7.94M	―	―	―	―	―
EEIQ	43 Neutral	$5.44M	-1.44	-48.49%	―	44.99%	61.58%
JZ	40 Underperform	$6.01M	-0.14	-238.22%	―	-87.12%	74.35%
GV	37 Underperform	$7.07M	-0.33	―	―	―	―

Jianzhi Education Technology Group Company Limited ADR Corporate Events

Jianzhi Education Raises $3.5 Million in Reg S Share and Warrant Private Placement

On January 19, 2026, Jianzhi Education Technology Group Company Limited entered into a Securities Purchase Agreement with several non-U.S. investors for a Regulation S private placement of 300,240,000 Class A ordinary shares and 600,480,000 warrants, each warrant initially exercisable at $0.0117 per Class A share (with a floor price of $0.0033), with the exercise price and number of underlying shares subject to a reset mechanism tied to Nasdaq’s Minimum Price rule and further anti-dilution-style adjustments for share splits, dividends, and reclassifications. The transaction, which closed the same day and raised gross proceeds of $3.5 million for working capital and general corporate purposes, significantly increases Jianzhi’s share capital while giving offshore investors five-year warrants that can be exercised for cash or on a cashless basis (including an alternative exchange feature after 21 days), implying potential future dilution for existing shareholders but providing the company with fresh liquidity and flexibility at a time when many smaller China-based U.S.-listed issuers rely on such structures to fund operations.

The most recent analyst rating on (JZ) stock is a Hold with a $0.92 price target. To see the full list of analyst forecasts on Jianzhi Education Technology Group Company Limited ADR stock, see the JZ Stock Forecast page.

Jianzhi Education Replaces WWC with Enrome as Independent Auditor

On January 9, 2026, Jianzhi Education Technology Group Company Limited dismissed WWC, P.C. as its independent auditor and appointed Enrome LLP as its new auditor, a change that was approved by both the audit committee and the board of directors. The company noted that WWC’s audit reports for fiscal years 2023 and 2024 were unqualified, and that there were no disagreements over accounting principles, financial disclosures or audit procedures, nor any reportable events other than a previously disclosed material weakness; WWC has confirmed it does not dispute the company’s description of the auditor transition, which signals a governance-driven shift in audit oversight rather than a response to a reported accounting dispute, and may be watched closely by investors given the firm’s ongoing efforts to strengthen internal controls.

The most recent analyst rating on (JZ) stock is a Hold with a $1.00 price target. To see the full list of analyst forecasts on Jianzhi Education Technology Group Company Limited ADR stock, see the JZ Stock Forecast page.

Jianzhi Education Reshapes Board and Audit Committee Leadership

On January 5, 2026, Jianzhi Education Technology Group Company Limited announced several changes to its board of directors, appointing Longquan Zhu as an independent director and member of the audit committee and naming existing independent director Keikyo Haribayashi as chair of the audit committee, both effective the same day. The company also reported that independent director Man Lung Everett Chui resigned from the board on January 5, 2026, noting that his departure was not due to any disagreement with the company; following these moves, Jianzhi’s board now comprises five members, including three independent directors, a configuration that underscores its focus on strengthening corporate governance, audit oversight, and risk management expertise as it continues to operate in China’s competitive digital education market.

The most recent analyst rating on (JZ) stock is a Sell with a $1.50 price target. To see the full list of analyst forecasts on Jianzhi Education Technology Group Company Limited ADR stock, see the JZ Stock Forecast page.

Jianzhi Education Reports Significant Revenue Decline in First Half of 2025

Jianzhi Education Technology Group Company Limited announced its financial results for the first half of 2025, revealing a significant decrease in net revenues by 96.3% compared to the same period in 2024. This decline was primarily due to a substantial drop in revenues from IT-related solution services and educational content services. Despite the decrease in revenue, the company’s gross profit margin remained stable. However, the company reported a net loss of RMB 8.9 million for the first half of 2025, compared to a net income of RMB 27.6 million in the same period of the previous year.

The most recent analyst rating on (JZ) stock is a Sell with a $1.50 price target. To see the full list of analyst forecasts on Jianzhi Education Technology Group Company Limited ADR stock, see the JZ Stock Forecast page.