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James River Group Holdings Ltd (JRVR)
NASDAQ:JRVR
US Market

James River Group (JRVR) Ratios

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James River Group Ratios

JRVR's free cash flow for Q4 2025 was $3.29. For the 2025 fiscal year, JRVR's free cash flow was decreased by $ and operating cash flow was $0.18. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.00 0.00 0.00 0.00 32.71
Quick Ratio
0.00 0.00 0.00 0.00 32.71
Cash Ratio
0.00 0.00 0.00 0.00 1.40
Solvency Ratio
0.03 0.03 -0.02 -0.02 <0.01
Operating Cash Flow Ratio
0.00 0.00 0.00 0.00 1.80
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -1.44B$ -1.44B$ -4.41B$ -4.64B$ -399.14M
Leverage Ratios
Debt-to-Assets Ratio
0.13 0.13 0.06 0.06 0.06
Debt-to-Equity Ratio
0.49 0.49 0.51 0.48 0.47
Debt-to-Capital Ratio
0.33 0.33 0.34 0.32 0.32
Long-Term Debt-to-Capital Ratio
0.33 0.33 0.34 0.32 0.32
Financial Leverage Ratio
3.77 3.77 8.43 7.83 7.35
Debt Service Coverage Ratio
3.09 3.09 -1.60 3.47 3.59
Interest Coverage Ratio
2.15 2.15 -2.88 3.53 3.84
Debt to Market Cap
1.18 1.13 1.62 0.94 0.42
Interest Debt Per Share
7.68 7.69 8.52 9.33 9.09
Net Debt to EBITDA
0.94 0.94 1.22 0.47 2.25
Profitability Margins
Gross Profit Margin
99.95%99.95%12.34%29.46%25.86%
EBIT Margin
10.77%10.77%-6.56%13.74%10.15%
EBITDA Margin
10.67%10.67%-6.66%13.68%10.31%
Operating Profit Margin
7.35%7.35%-10.05%10.70%8.05%
Pretax Profit Margin
7.35%7.35%-10.05%10.70%8.05%
Net Profit Margin
6.90%6.90%-11.46%-13.26%4.68%
Continuous Operations Profit Margin
7.25%7.25%-8.97%7.54%5.27%
Net Income Per EBT
93.83%93.83%114.06%-123.90%58.14%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.87%1.87%-1.62%-2.03%0.60%
Return on Equity (ROE)
7.44%7.07%-13.66%-15.85%4.43%
Return on Capital Employed (ROCE)
2.00%2.00%-1.42%1.63%1.06%
Return on Invested Capital (ROIC)
1.97%1.97%0.00%0.00%0.57%
Return on Tangible Assets
2.05%2.05%-1.69%-2.11%0.63%
Earnings Yield
17.08%16.22%-43.06%-30.98%3.96%
Efficiency Ratios
Receivables Turnover
4.48 4.48 0.30 0.46 0.41
Payables Turnover
<0.01 <0.01 4.67 3.61 3.98
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
0.00 0.00 35.79 47.78 70.02
Asset Turnover
0.27 0.27 0.14 0.15 0.13
Working Capital Turnover Ratio
-0.40 3.25 0.00 0.41 0.34
Cash Conversion Cycle
-68.75K -68.75K 1.14K 692.79 798.81
Days of Sales Outstanding
81.55 81.55 1.22K 793.90 890.44
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
68.84K 68.84K 78.21 101.11 91.63
Operating Cycle
81.55 81.55 1.22K 793.90 890.44
Cash Flow Ratios
Operating Cash Flow Per Share
-0.41 -0.41 -6.39 2.34 5.95
Free Cash Flow Per Share
-0.51 -0.51 -6.51 2.17 5.73
CapEx Per Share
0.10 0.10 0.13 0.17 0.22
Free Cash Flow to Operating Cash Flow
1.26 1.26 1.02 0.93 0.96
Dividend Paid and CapEx Coverage Ratio
-1.28 -1.28 -10.34 3.56 10.06
Capital Expenditure Coverage Ratio
-3.91 -3.91 -50.53 13.67 27.10
Operating Cash Flow Coverage Ratio
-0.06 -0.06 -0.81 0.27 0.68
Operating Cash Flow to Sales Ratio
-0.03 -0.03 -0.35 0.11 0.34
Free Cash Flow Yield
-8.50%-8.07%-133.75%23.45%27.40%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
5.88 6.16 -2.32 -3.23 25.28
Price-to-Sales (P/S) Ratio
0.41 0.43 0.27 0.43 1.18
Price-to-Book (P/B) Ratio
0.42 0.44 0.32 0.51 1.12
Price-to-Free Cash Flow (P/FCF) Ratio
-11.81 -12.39 -0.75 4.26 3.65
Price-to-Operating Cash Flow Ratio
-14.84 -15.56 -0.76 3.95 3.52
Price-to-Earnings Growth (PEG) Ratio
0.04 -0.05 0.91 <0.01 -0.23
Price-to-Fair Value
0.42 0.44 0.32 0.51 1.12
Enterprise Value Multiple
4.74 4.92 -2.78 3.60 13.73
Enterprise Value
346.33M 361.27M 130.91M 399.65M 936.12M
EV to EBITDA
4.72 4.92 -2.78 3.60 13.73
EV to Sales
0.50 0.53 0.18 0.49 1.42
EV to Free Cash Flow
-14.68 -15.32 -0.52 4.90 4.36
EV to Operating Cash Flow
-18.44 -19.23 -0.53 4.54 4.20
Tangible Book Value Per Share
9.94 9.95 9.82 12.36 12.85
Shareholders’ Equity Per Share
14.59 14.60 15.36 18.06 18.66
Tax and Other Ratios
Effective Tax Rate
0.01 0.01 0.11 0.30 0.35
Revenue Per Share
14.95 14.96 18.29 21.59 17.67
Net Income Per Share
1.03 1.03 -2.10 -2.86 0.83
Tax Burden
0.94 0.94 1.14 -1.24 0.58
Interest Burden
0.68 0.68 1.53 0.78 0.79
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 0.01 0.01
Income Quality
-0.38 -0.40 3.05 -0.82 7.19
Currency in USD