Bank of Saga Ltd. (JP:8395)
:8395
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Total Valuation
Bank of Saga Ltd. has a market cap or net worth of ¥87.68B. The enterprise value is -¥156.68B.
Market Cap¥87.68B
Enterprise Value-¥156.68B
Share Statistics
Bank of Saga Ltd. has 16,935,910 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,935,910
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Bank of Saga Ltd.’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 0.27%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.27%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee54.25M
Profits Per Employee6.63M
Employee Count1,294
Asset Turnover0.02
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Bank of Saga Ltd. is 9.2. Bank of Saga Ltd.’s PEG ratio is 0.64.
PE Ratio9.2
PS Ratio1.12
PB Ratio0.62
Price to Fair Value0.62
Price to FCF-67.05
Price to Operating Cash Flow0.00
PEG Ratio0.64
Income Statement
In the last 12 months, Bank of Saga Ltd. had revenue of 70.20B and earned 8.59B in profits. Earnings per share was 508.00.
Revenue70.20B
Gross Profit60.66B
Operating Income12.06B
Pretax Income12.06B
Net Income8.59B
EBITDA13.55B
Earnings Per Share (EPS)508.00
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Bank of Saga Ltd. pays an annual dividend of ¥50, resulting in a dividend yield of 2.29%
Dividend Per Share¥50
Dividend Yield2.29%
Payout Ratio18.53%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.13
52-Week Price Change151.84%
50-Day Moving Average5.02K
200-Day Moving Average3.92K
Relative Strength Index (RSI)55.76
Average Volume (3m)54.99K
Important Dates
Bank of Saga Ltd. upcoming earnings date is Jul 31, 2026, TBA (Confirmed).
Last Earnings DateMay 12, 2026
Next Earnings DateJul 31, 2026
Ex-Dividend Date―
Financial Position
Bank of Saga Ltd. as a current ratio of 9.56, with Debt / Equity ratio of 26.92%
Current Ratio9.56
Quick Ratio9.56
Debt to Market Cap0.43
Net Debt to EBITDA-18.17
Interest Coverage Ratio1.60
Taxes
In the past 12 months, Bank of Saga Ltd. has paid 3.48B in taxes.
Income Tax3.48B
Effective Tax Rate0.29
Enterprise Valuation
Bank of Saga Ltd. EV to EBITDA ratio is -12.34, with an EV/FCF ratio of 142.03.
EV to Sales-2.38
EV to EBITDA-12.34
EV to Free Cash Flow142.03
EV to Operating Cash Flow-70.42
Balance Sheet
Bank of Saga Ltd. has ¥0.00 in cash and marketable securities with ¥78.69B in debt, giving a net cash position of -¥78.69B billion.
Cash & Marketable Securities¥0.00
Total Debt¥78.69B
Net Cash-¥78.69B
Net Cash Per Share-¥4.65K
Tangible Book Value Per Share¥7.49K
Margins
Gross margin is 71.97%, with operating margin of 17.18%, and net profit margin of 12.23%.
Gross Margin71.97%
Operating Margin17.18%
Pretax Margin17.18%
Net Profit Margin12.23%
EBITDA Margin19.30%
EBIT Margin17.18%
Analyst Forecast
The average price target for Bank of Saga Ltd. is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast11.72%
EPS Growth Forecast14.29%