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Bank of Saga Ltd. (JP:8395)
:8395
Japanese Market
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Bank of Saga Ltd. (8395) Ratios

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Bank of Saga Ltd. Ratios

JP:8395's free cash flow for Q1 2025 was ¥1.00. For the 2025 fiscal year, JP:8395's free cash flow was decreased by ¥ and operating cash flow was ¥0.21. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.09 0.03 0.14 0.18
Quick Ratio
0.00 0.09 0.03 0.14 0.18
Cash Ratio
0.00 0.09 0.03 0.14 0.18
Solvency Ratio
<0.01 <0.01 0.09 <0.01 <0.01
Operating Cash Flow Ratio
0.00 -0.01 -0.09 >-0.01 0.11
Short-Term Operating Cash Flow Coverage
0.00 -0.46 0.00 0.00 0.00
Net Current Asset Value
¥ -3.14T¥ -2.84T¥ 834.00M¥ -2.75T¥ -2.55T
Leverage Ratios
Debt-to-Assets Ratio
0.01 0.02 <0.01 0.05 0.05
Debt-to-Equity Ratio
0.35 0.47 0.06 1.38 1.12
Debt-to-Capital Ratio
0.26 0.32 0.06 0.58 0.53
Long-Term Debt-to-Capital Ratio
0.05 0.03 0.06 0.00 0.00
Financial Leverage Ratio
27.25 25.79 27.67 27.33 24.14
Debt Service Coverage Ratio
0.15 0.13 2.57 12.92 7.97
Interest Coverage Ratio
0.00 2.14 2.73 14.50 6.48
Debt to Market Cap
0.84 1.61 0.24 0.00 0.00
Interest Debt Per Share
2.51K 3.61K 530.67 9.56K 8.48K
Net Debt to EBITDA
5.43 -16.62 -7.91 -18.50 -47.76
Profitability Margins
Gross Profit Margin
73.65%100.00%100.00%100.00%100.00%
EBIT Margin
15.63%16.06%18.02%16.56%10.42%
EBITDA Margin
15.63%18.17%20.02%19.02%13.21%
Operating Profit Margin
8.08%14.62%16.01%14.10%7.63%
Pretax Profit Margin
16.99%16.06%18.02%16.56%10.42%
Net Profit Margin
12.54%12.99%13.07%10.11%6.60%
Continuous Operations Profit Margin
12.54%12.99%13.07%10.11%6.60%
Net Income Per EBT
73.81%80.86%72.55%61.07%63.34%
EBT Per EBIT
210.27%109.90%112.52%117.42%136.56%
Return on Assets (ROA)
0.19%0.20%0.18%0.13%0.08%
Return on Equity (ROE)
5.24%5.07%5.05%3.52%1.95%
Return on Capital Employed (ROCE)
0.12%0.81%0.74%0.59%0.29%
Return on Invested Capital (ROIC)
8.20%0.61%-0.24%-0.19%-0.11%
Return on Tangible Assets
0.19%0.20%0.18%0.13%0.08%
Earnings Yield
12.26%17.50%20.19%16.62%9.96%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
1.97 1.99 1.80 1.74 1.61
Asset Turnover
0.02 0.02 0.01 0.01 0.01
Working Capital Turnover Ratio
0.37 -0.02 -0.02 -0.02 -0.02
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -1.46K -11.25K -118.44 13.84K
Free Cash Flow Per Share
0.00 -1.56K -11.33K -187.95 13.76K
CapEx Per Share
0.00 94.21 80.70 69.50 80.31
Free Cash Flow to Operating Cash Flow
0.00 1.06 1.01 1.59 0.99
Dividend Paid and CapEx Coverage Ratio
0.00 -8.93 -74.69 -0.85 92.14
Capital Expenditure Coverage Ratio
0.00 -15.55 -139.35 -1.70 172.38
Operating Cash Flow Coverage Ratio
0.00 -0.43 -29.31 -0.01 1.64
Operating Cash Flow to Sales Ratio
0.00 -0.51 -4.50 -0.05 6.22
Free Cash Flow Yield
0.00%-73.75%-699.17%-12.86%932.54%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.09 5.71 4.95 6.02 10.04
Price-to-Sales (P/S) Ratio
1.01 0.74 0.65 0.61 0.66
Price-to-Book (P/B) Ratio
0.42 0.29 0.25 0.21 0.20
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -1.36 -0.14 -7.78 0.11
Price-to-Operating Cash Flow Ratio
0.00 -1.44 -0.14 -12.34 0.11
Price-to-Earnings Growth (PEG) Ratio
-0.48 0.43 0.14 0.09 12.20
Price-to-Fair Value
0.42 0.29 0.25 0.21 0.20
Enterprise Value Multiple
11.92 -12.53 -4.68 -15.30 -42.74
Enterprise Value
93.39B -108.99B -39.33B -117.28B -210.90B
EV to EBITDA
11.98 -12.53 -4.68 -15.30 -42.74
EV to Sales
1.87 -2.28 -0.94 -2.91 -5.65
EV to Free Cash Flow
0.00 4.16 0.21 37.20 -0.91
EV to Operating Cash Flow
0.00 4.43 0.21 59.02 -0.91
Tangible Book Value Per Share
6.94K 7.21K 174.88K 6.84K 7.47K
Shareholders’ Equity Per Share
7.08K 7.29K 6.48K 6.90K 7.54K
Tax and Other Ratios
Effective Tax Rate
0.26 0.19 0.27 0.39 0.37
Revenue Per Share
2.95K 2.85K 2.50K 2.40K 2.23K
Net Income Per Share
370.38 370.05 327.04 242.97 146.97
Tax Burden
0.74 0.81 0.73 0.61 0.63
Interest Burden
1.09 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.30 0.43 0.47 0.51 0.60
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
0.00 -3.96 -24.95 -0.30 59.66
Currency in JPY
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