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Hachijuni Bank Ltd (JP:8359)
:8359
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Hachijuni Bank (8359) Price & Analysis

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8359 Stock Chart & Stats

¥2674.00
¥25.50(0.95%)
At close: 4:00 PM EDT
¥2674.00
¥25.50(0.95%)

Bulls Say, Bears Say

Bulls Say
Multi-year Revenue And Net Income ReboundSustained revenue and net income growth over multiple years indicates durable improvement in core banking activity, likely from higher lending, fee income or securities returns. This strengthens earnings power and provides a firmer base for reinvestment and capital accumulation over the medium term.
Strengthened Equity Base Provides Capital BufferAn expanding equity base enhances regulatory and loss-absorbing capacity, enabling the bank to support loan growth, absorb credit shocks and meet capital requirements without immediate external raises. This improves long-term franchise resilience and credit supply stability to customers.
Material Improvement In Cash Generation And FCFA sharp rebound to strong operating and free cash flows shows improved internal funding capacity to support lending, dividends or retire debt. Persistent positive cash conversion reduces reliance on wholesale funding and strengthens long-term financial flexibility if sustained.
Bears Say
Rising Absolute Debt In 2026An uptick in total debt after prior improvement raises leverage risks; historically debt-to-equity ran 3–4x and though improved to ~2.26x in 2025, rising debt can constrain capital allocation, raise funding costs and reduce resilience to rate or credit shocks over the medium term.
Volatile Cash Flows With Past Negative OCFLarge year-to-year swings in operating and free cash flow reflect exposure to working-capital, securities or balance-sheet timing effects. Such volatility weakens predictability of internal funding for loans, dividends and investment, complicating multi-quarter planning and capital management.
Regional Concentration And Modest ROEHeavy geographic concentration limits diversification versus national peers, making earnings sensitive to local economic cycles. Combined with a modest ROE around 5%, the bank faces constrained profitability levers, which can slow equity growth and reduce capacity for sizable strategic initiatives.

Hachijuni Bank News

8359 FAQ

What was Hachijuni Bank Ltd’s price range in the past 12 months?
Hachijuni Bank Ltd lowest stock price was ¥1290.50 and its highest was ¥2699.50 in the past 12 months.
    What is Hachijuni Bank Ltd’s market cap?
    Hachijuni Bank Ltd’s market cap is ¥1.15T.
      When is Hachijuni Bank Ltd’s upcoming earnings report date?
      Hachijuni Bank Ltd’s upcoming earnings report date is Nov 06, 2026 which is in 96 days.
        How were Hachijuni Bank Ltd’s earnings last quarter?
        Hachijuni Bank Ltd released its earnings results on Jul 31, 2026. The company reported ¥51.98 earnings per share for the quarter, beating the consensus estimate of ¥50.06 by ¥1.92.
          Is Hachijuni Bank Ltd overvalued?
          According to Wall Street analysts Hachijuni Bank Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Hachijuni Bank Ltd pay dividends?
            Hachijuni Bank Ltd pays a Annually dividend of ¥30 which represents an annual dividend yield of 1.92%. See more information on Hachijuni Bank Ltd dividends here
              What is Hachijuni Bank Ltd’s EPS estimate?
              Hachijuni Bank Ltd’s EPS estimate is 42.63.
                How many shares outstanding does Hachijuni Bank Ltd have?
                Hachijuni Bank Ltd has 493,767,430 shares outstanding.
                  What happened to Hachijuni Bank Ltd’s price movement after its last earnings report?
                  Hachijuni Bank Ltd reported an EPS of ¥51.98 in its last earnings report, beating expectations of ¥50.06. Following the earnings report the stock price went up 0.561%.
                    Which hedge fund is a major shareholder of Hachijuni Bank Ltd?
                    Currently, no hedge funds are holding shares in JP:8359
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Hachijuni Bank Ltd

                      The Hachijuni Bank, Ltd. provides a comprehensive array of financial products and services, serving individual clients, corporate entities, and independent entrepreneurs. Its offerings encompass a diverse range of deposit accounts, including time, savings, and foreign currency options, alongside extensive loan facilities for purposes such as housing, vehicle acquisition, education, and business expansion. Beyond traditional banking, the institution furnishes various investment instruments like public and private placement bonds and investment trusts, as well as an assortment of insurance products covering life, medical, education, and property. Customers also have access to credit and debit cards, pension planning, and wealth management solutions, including inheritance and pension consultation. The bank further supports modern financial requirements through internet and mobile banking, foreign currency reserve services, payment collection, and expense settlement, in addition to offering management and business advisory support and information on civil trusts. It is also active in financial product brokerage. Established in 1877 and headquartered in Nagano, Japan, The Hachijuni Bank, Ltd. maintained a significant operational footprint as of March 31, 2022, with 142 branches, 9 branch offices, and 221 ATMs across Japan, complemented by an international presence featuring a branch in Hong Kong and representative offices in Shanghai, Bangkok, and Singapore.

                      Hachijuni Bank (8359) Earnings & Revenues

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