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Pan Pacific International Holdings Corporation (JP:7532)
:7532

Pan Pacific International Holdings (7532) AI Stock Analysis

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JP:7532

Pan Pacific International Holdings

(7532)

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Neutral 68 (OpenAI - 5.2)
Rating:68Neutral
Price Target:
¥1,154.00
▲(22.91% Upside)
Action:DowngradedDate:02/18/26
The score is driven primarily by solid financial performance (strong revenue step-up, improving margins, healthy ROE, and good free cash flow) offset by valuation pressure (high P/E and low dividend yield). Technicals are mixed, with mild near-term support but the stock still below its 200-day moving average.
Positive Factors
Business model / assortment
Pan Pacific’s Don Quijote-led format combines high-frequency grocery and consumables with higher-margin categories (cosmetics, apparel, household goods). That assortment mix, plus private-label/exclusive sourcing and ancillary leasing income, generates repeat foot traffic and durable retail cash flows.
Negative Factors
High absolute debt
Although debt-to-equity has fallen to ~0.69, the ~¥415B absolute debt stock remains material. A large nominal debt load can limit strategic options, increase interest and refinancing risk, and reduce resilience if revenue or margins deteriorate, constraining medium-term flexibility.
Read all positive and negative factors
Positive Factors
Negative Factors
Business model / assortment
Pan Pacific’s Don Quijote-led format combines high-frequency grocery and consumables with higher-margin categories (cosmetics, apparel, household goods). That assortment mix, plus private-label/exclusive sourcing and ancillary leasing income, generates repeat foot traffic and durable retail cash flows.
Read all positive factors

Pan Pacific International Holdings (7532) vs. iShares MSCI Japan ETF (EWJ)

Pan Pacific International Holdings Business Overview & Revenue Model

Company Description
Pan Pacific International Holdings Corporation, together with its subsidiaries, operates retail stores. It operates through three segments: Discount Store Business, General Merchandise Store (GMS) Business, and Rent Business. The Discount Store Bu...
How the Company Makes Money
Pan Pacific International Holdings generates revenue primarily through the sale of consumer goods in its retail outlets, including convenience stores and supermarkets. The company benefits from a high volume of transactions driven by its extensive...

Pan Pacific International Holdings Financial Statement Overview

Summary
Strong operating trajectory with sharply higher TTM revenue, improving profitability (gross margin ~31.8%, EBIT margin ~6.5%), and attractive ROE (~16.4%). Balance sheet leverage has improved (debt-to-equity ~0.69), but total debt remains sizable (~¥415B) and retail margins are inherently thin; cash metrics are solid (FCF ~¥110B) but some coverage measures are only moderate.
Income Statement
78
Positive
Balance Sheet
73
Positive
Cash Flow
70
Positive
BreakdownTTMJun 2025Jun 2024Jun 2023Jun 2022Jun 2021
Income Statement
Total Revenue2.33T2.25T2.10T1.94T1.83T1.71T
Gross Profit736.04B672.15B662.90B600.39B543.39B497.32B
EBITDA200.55B191.20B183.72B155.31B137.76B101.43B
Net Income100.27B90.51B88.70B66.17B61.93B53.73B
Balance Sheet
Total Assets1.62T1.51T1.50T1.48T1.38T1.37T
Cash, Cash Equivalents and Short-Term Investments213.09B176.33B172.72B242.09B176.78B157.52B
Total Debt415.33B442.59B500.70B612.72B614.37B555.63B
Total Liabilities931.34B886.98B951.41B1.02T984.43B931.49B
Stockholders Equity657.97B607.83B537.94B454.03B392.49B418.74B
Cash Flow
Free Cash Flow110.19B93.30B64.33B86.28B48.56B38.70B
Operating Cash Flow152.39B131.97B150.55B137.96B95.14B79.14B
Investing Cash Flow-71.20B-54.96B-94.33B-57.00B-44.76B-77.08B
Financing Cash Flow-94.16B-82.03B-130.35B-23.22B-53.85B-30.01B

Pan Pacific International Holdings Technical Analysis

Technical Analysis Sentiment
Negative
Last Price938.90
Price Trends
50DMA
975.46
Negative
100DMA
958.91
Positive
200DMA
978.51
Negative
Market Momentum
MACD
0.21
Positive
RSI
42.26
Neutral
STOCH
10.32
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7532, the sentiment is Negative. The current price of 938.9 is below the 20-day moving average (MA) of 1015.22, below the 50-day MA of 975.46, and below the 200-day MA of 978.51, indicating a bearish trend. The MACD of 0.21 indicates Positive momentum. The RSI at 42.26 is Neutral, neither overbought nor oversold. The STOCH value of 10.32 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7532.

Pan Pacific International Holdings Peers Comparison

Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
¥156.08B15.861.64%10.13%23.77%
74
Outperform
¥53.75B19.573.31%4.92%19.73%
72
Outperform
¥217.59B15.192.43%4.48%13.17%
68
Neutral
¥3.05T19.7516.37%0.73%6.23%16.45%
66
Neutral
¥282.27B2.684.97%2.01%2.00%-68.35%
62
Neutral
$20.33B14.63-3.31%3.23%1.93%-12.26%
57
Neutral
¥301.13B10.011.45%20.02%
* Consumer Defensive Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:7532
Pan Pacific International Holdings
971.50
133.24
15.89%
JP:8242
H2O Retailing Corporation
2,349.00
51.53
2.24%
JP:2607
Fuji Oil Holdings, Inc.
3,624.00
771.81
27.06%
JP:8167
RETAIL PARTNERS CO., LTD.
1,262.00
-92.67
-6.84%
JP:8194
Life Corporation
2,515.00
628.72
33.33%
JP:9974
BELC Co., Ltd.
7,480.00
661.58
9.70%

Pan Pacific International Holdings Corporate Events

Pan Pacific International Issues ¥30 Billion Unsecured Bonds for Refinancing
Mar 6, 2026
Pan Pacific International Holdings has set the terms for its 25th series of unsecured straight bonds, launching a ¥30 billion issue rated AA- by Japan Credit Rating Agency. The bonds, which carry a 2.027% annual coupon, will be issued at par ...
Pan Pacific Subsidiary UCS Sees Credit Rating Raised to AA- by JCR
Feb 24, 2026
Pan Pacific International Holdings said that its consolidated subsidiary UCS CO., LTD., which operates credit and related financial services in Aichi Prefecture, has received an upgraded long-term issuer rating from Japan Credit Rating Agency. The...
Pan Pacific International Wins Credit Rating Upgrade to AA- From JCR
Feb 24, 2026
Pan Pacific International Holdings has received an upgrade to its long-term issuer and bond ratings from Japan Credit Rating Agency, with both moving from A+ to AA-, while its outlook shifted from positive to stable. The improved ratings are likel...
Pan Pacific International Extends Sales Momentum on New Year Demand and Seasonal Promotions
Feb 12, 2026
Pan Pacific International Holdings reported continued year-on-year growth in sales and customer traffic across its domestic retail operations in January, supported by merchandising and promotional campaigns tailored to evolving consumer behavior. ...
Pan Pacific International Lifts Full‑Year Earnings Forecast on Strong First‑Half Results
Feb 12, 2026
Pan Pacific International Holdings raised its full‑year consolidated earnings forecasts for the fiscal year ending June 30, 2026, citing stronger‑than‑expected performance in the first half. The company now projects net sales of ...
Pan Pacific International Lifts First‑Half Profit and Raises Full‑Year Outlook
Feb 12, 2026
Pan Pacific International Holdings reported consolidated net sales of ¥1.21 trillion for the six months to December 31, 2025, up 7.2% year on year, with operating income rising 4.7% to ¥93.99 billion and profit attributable to owners of ...
Pan Pacific International Delivers Broad-Based Year-End Sales Growth Despite Mild Winter Drag
Jan 13, 2026
Pan Pacific International Holdings reported continued year-on-year sales and customer traffic growth across its domestic retail operations in December and into January, despite softer demand for winter seasonal items due to mild weather. Targeted ...
Pan Pacific International Holdings Sees Growth in Retail and Discount Segments
Dec 10, 2025
Pan Pacific International Holdings reported year-over-year growth in sales and customer traffic across its domestic retail and discount store segments. The company attributed this growth to strategic promotional efforts, including the ‘maji ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Feb 18, 2026