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Bank of Innovation, Inc. (JP:4393)
:4393
Japanese Market

Bank of Innovation, Inc. (4393) Ratios

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Bank of Innovation, Inc. Ratios

JP:4393's free cash flow for Q4 2025 was ¥0.44. For the 2025 fiscal year, JP:4393's free cash flow was decreased by ¥ and operating cash flow was ¥0.17. See a summary of the company’s cash flow.
Ratios
TTM
Sep 25Sep 24Sep 23Sep 22
Liquidity Ratios
Current Ratio
3.96 3.52 4.39 1.88 1.31
Quick Ratio
3.96 3.52 4.39 1.88 1.31
Cash Ratio
2.19 2.07 1.93 1.33 0.96
Solvency Ratio
0.60 0.50 0.68 0.75 -0.51
Operating Cash Flow Ratio
1.59 1.41 -1.44 1.28 -0.90
Short-Term Operating Cash Flow Coverage
2.87K 220.54 -9.18 13.94 -1.34
Net Current Asset Value
¥ 5.23B¥ 4.42B¥ 3.89B¥ 3.27B¥ -218.56M
Leverage Ratios
Debt-to-Assets Ratio
<0.01 <0.01 0.03 0.07 0.63
Debt-to-Equity Ratio
<0.01 <0.01 0.04 0.15 3.20
Debt-to-Capital Ratio
<0.01 <0.01 0.04 0.13 0.76
Long-Term Debt-to-Capital Ratio
0.00 0.00 <0.01 0.05 0.58
Financial Leverage Ratio
1.31 1.47 1.30 2.20 5.11
Debt Service Coverage Ratio
1.12K 102.69 4.64 8.70 -1.11
Interest Coverage Ratio
0.00 0.00 443.67 816.67 -66.14
Debt to Market Cap
<0.01 <0.01 <0.01 0.03 0.10
Interest Debt Per Share
0.25 3.27 50.91 140.20 336.46
Net Debt to EBITDA
-2.02 -1.92 -1.56 -0.99 -0.24
Profitability Margins
Gross Profit Margin
46.06%58.57%53.76%53.08%1.94%
EBIT Margin
15.96%17.43%9.78%23.09%-41.20%
EBITDA Margin
16.08%17.54%9.90%23.12%-41.00%
Operating Profit Margin
15.96%17.43%9.78%22.97%-41.52%
Pretax Profit Margin
16.19%17.67%10.00%23.06%-41.83%
Net Profit Margin
9.33%10.93%6.57%15.44%-34.52%
Continuous Operations Profit Margin
9.34%10.93%6.58%15.44%-34.50%
Net Income Per EBT
57.64%61.83%65.71%66.93%82.54%
EBT Per EBIT
101.39%101.39%102.33%100.41%100.75%
Return on Assets (ROA)
14.08%15.81%15.39%40.69%-41.10%
Return on Equity (ROE)
20.39%23.23%20.04%89.56%-209.97%
Return on Capital Employed (ROCE)
31.07%33.07%28.79%122.32%-105.57%
Return on Invested Capital (ROIC)
17.92%20.41%18.20%74.88%-49.55%
Return on Tangible Assets
14.08%15.81%15.40%40.71%-41.22%
Earnings Yield
5.65%4.20%4.28%14.91%-6.81%
Efficiency Ratios
Receivables Turnover
6.65 8.12 8.82 10.51 8.15
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
142.74 152.67 234.74 367.81 469.71
Asset Turnover
1.51 1.45 2.34 2.64 1.19
Working Capital Turnover Ratio
2.32 2.70 3.56 10.84 3.03
Cash Conversion Cycle
54.90 44.92 41.39 34.73 44.78
Days of Sales Outstanding
54.90 44.92 41.39 34.73 44.78
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
54.90 44.92 41.39 34.73 44.78
Cash Flow Ratios
Operating Cash Flow Per Share
721.40 721.38 -430.34 1.30K -253.28
Free Cash Flow Per Share
712.59 712.57 -436.36 1.29K -253.88
CapEx Per Share
8.81 8.81 6.02 12.25 0.60
Free Cash Flow to Operating Cash Flow
0.99 0.99 1.01 0.99 1.00
Dividend Paid and CapEx Coverage Ratio
81.91 81.91 -71.50 106.37 -422.69
Capital Expenditure Coverage Ratio
81.91 81.91 -71.50 106.37 -422.69
Operating Cash Flow Coverage Ratio
2.87K 220.54 -8.58 9.39 -0.76
Operating Cash Flow to Sales Ratio
0.24 0.23 -0.13 0.24 -0.40
Free Cash Flow Yield
14.14%8.80%-8.31%23.38%-7.93%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
17.69 23.83 23.39 6.71 -14.68
Price-to-Sales (P/S) Ratio
1.65 2.60 1.54 1.04 5.07
Price-to-Book (P/B) Ratio
3.26 5.54 4.69 6.01 30.83
Price-to-Free Cash Flow (P/FCF) Ratio
7.07 11.37 -12.03 4.28 -12.60
Price-to-Operating Cash Flow Ratio
6.99 11.23 -12.20 4.24 -12.63
Price-to-Earnings Growth (PEG) Ratio
-1.09 0.46 -0.32 -0.01 -0.27
Price-to-Fair Value
3.26 5.54 4.69 6.01 30.83
Enterprise Value Multiple
8.24 12.92 13.97 3.49 -12.60
Enterprise Value
16.08B 28.02B 18.83B 17.23B 12.55B
EV to EBITDA
8.24 12.92 13.97 3.49 -12.60
EV to Sales
1.33 2.27 1.38 0.81 5.17
EV to Free Cash Flow
5.68 9.89 -10.82 3.34 -12.85
EV to Operating Cash Flow
5.61 9.77 -10.98 3.30 -12.88
Tangible Book Value Per Share
1.54K 1.46K 1.12K 918.19 102.25
Shareholders’ Equity Per Share
1.54K 1.46K 1.12K 918.94 103.81
Tax and Other Ratios
Effective Tax Rate
0.42 0.38 0.34 0.33 0.17
Revenue Per Share
3.05K 3.11K 3.41K 5.33K 631.41
Net Income Per Share
284.83 339.93 224.45 822.97 -217.97
Tax Burden
0.58 0.62 0.66 0.67 0.83
Interest Burden
1.01 1.01 1.02 1.00 1.02
Research & Development to Revenue
0.00 0.10 0.06 0.03 0.23
SG&A to Revenue
0.00 0.00 <0.01 <0.01 0.02
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
2.12 2.12 -1.92 1.06 0.96
Currency in JPY