Information Planning Co., Ltd. (3712) AI Stock Analysis

• Market Cap: ¥16.88B
• Dividend Yield: 2.18%
• Average Volume (3M): 3.76K
• Price to Earnings (P/E): 14.0
• Beta (1Y): 0.43
• Revenue Growth: 2.71%
• EPS Growth: 9.95%
• Country: JP
• Employees: 142
• Sector: Technology
• Sector Strength: 84
• Industry: Software - Application
• EPS (TTM): 82.46
• Shares Outstanding: 4,090,000
• 10 Day Avg. Volume: 1,850
• 30 Day Avg. Volume: 3,763
• PEG Ratio: -17.67
• Price to Book (P/B): 2.03
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 9.96
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 72 Outperform
• Price Target: ―

Information Planning Co., Ltd. scores well due to its strong financial health, underpinned by robust revenue growth and a solid balance sheet with no debt. Valuation metrics are favorable with a competitive P/E ratio and a decent dividend yield. However, technical analysis indicates potential short-term bearish momentum, which may pose some risk to stock performance.

Information Planning Co., Ltd. Business Overview & Revenue Model

Company Description

Information Planning CO., LTD. provides system consulting services primarily for financial institutions. It offers credit risk solutions, including comprehensive financial statement reading, financial analysis/loan decision support, collateral real estate evaluation management, corporate rating, sole proprietor rating, self-assessment support, credit risk qualification and asset calculation systems, as well as bad debt record rate calculation and receivable write-off reserve management systems. The company also provides loan-related and customer management solutions, such as loan approval support, contract create support, electronic contract, business evaluation support, management plan formulation support, sale support, sales branch support, and general approval support systems; and general affairs/accounting related solutions comprising fixed asset management, financial settlement support, investment management, expense payment administrative support systems. In addition, it engages in the real estate leasing and management activities; and provision of development, planning, and system data input agency services. Information Planning CO., LTD. was incorporated in 1986 and is headquartered in Tokyo, Japan.

How the Company Makes Money

Information Planning Co., Ltd. makes money primarily through its IT services and solutions. The company's revenue model includes income from contracts for custom software development and system integration projects, where businesses pay for tailored IT solutions. Additionally, the company generates revenue through long-term outsourcing agreements, providing ongoing IT support and services to clients. Consulting services also contribute to its earnings, with fees charged for expertise in IT strategy and implementation. Partnerships with technology vendors may also enhance the company's offerings, potentially leading to additional revenue streams.

Information Planning Co., Ltd. Financial Statement Overview

Summary

Information Planning Co., Ltd. demonstrates strong financial health, with impressive revenue and profit margins in the software industry. Its balance sheet is robust, characterized by zero debt and high equity, supporting long-term stability. Cash flow metrics, while generally positive, indicate potential areas for improvement in cash management and capital allocation.

Income Statement

The company exhibits strong performance with consistent revenue growth, as shown by a positive revenue growth rate from previous years. The gross profit margin is robust, and both the net profit margin and EBIT margin indicate solid profitability. Consistent EBITDA growth further highlights efficient operations and cost management.

Balance Sheet

The balance sheet is strong with no debt, resulting in a favorable debt-to-equity ratio of zero. The equity ratio is high, indicating substantial stockholder equity relative to total assets. Return on equity is healthy, showcasing the company's ability to generate income from its equity base. The company's financial stability is underscored by its high cash reserves.

Cash Flow

While the company shows positive free cash flow and operating cash flows, the growth rate of free cash flow is mixed due to significant capital expenditures in certain periods. The operating cash flow to net income ratio suggests efficient cash generation from operations, though capital allocations warrant monitoring.

Breakdown
TTM	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020
Income Statement		Total Revenue
3.62B	3.61B	3.53B	3.23B	3.15B	3.04B
	Gross Profit
2.43B	2.41B	2.33B	2.02B	1.95B	1.78B
	EBIT
1.43B	1.43B	1.41B	1.24B	1.23B	1.12B
	EBITDA
1.50B	1.55B	1.49B	1.31B	1.32B	1.18B
	Net Income Common Stockholders
996.10M	1.01B	964.22M	862.12M	868.67M	773.19M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
2.92B	2.72B	2.66B	3.26B	2.46B	2.02B
	Total Assets
7.28B	7.52B	6.72B	7.14B	6.42B	5.86B
	Total Debt
0.00	0.00	0.00	78.23M	0.00	0.00
	Net Debt
-2.92B	-2.72B	-2.66B	-3.18B	-2.46B	-2.02B
	Total Liabilities
940.00M	1.31B	1.23B	1.48B	1.33B	1.37B
	Stockholders Equity
6.34B	6.21B	5.50B	5.66B	5.09B	4.49B
Cash Flow		Free Cash Flow
0.00	340.56M	626.82M	1.15B	771.65M	136.51M
	Operating Cash Flow
0.00	1.21B	680.53M	1.18B	806.18M	863.01M
	Investing Cash Flow
0.00	-839.94M	-92.81M	-73.02M	-98.22M	-727.97M
	Financing Cash Flow
0.00	-302.43M	-1.21B	-301.83M	-267.66M	-268.33M

Information Planning Co., Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 5040.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3712, the sentiment is Positive. The current price of 5040 is below the 20-day moving average (MA) of 5080.25, above the 50-day MA of 4891.60, and above the 200-day MA of 4442.12, indicating a neutral trend. The MACD of 43.71 indicates Positive momentum. The RSI at 53.55 is Neutral, neither overbought nor oversold. The STOCH value of 51.17 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3712.

Information Planning Co., Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
2307	79 Outperform	¥16.38B	11.49		3.08%	8.46%	3.01%
4299	79 Outperform	¥13.77B	10.62		3.79%	2.13%	7.67%
9702	78 Outperform	¥15.62B	7.80		3.96%	7.93%	20.67%
3712	72 Outperform	¥16.88B	14.03		2.18%	2.71%	9.95%
5588	70 Outperform	¥18.52B	39.12		0.07%	―	―
3800	68 Neutral	¥13.69B	20.19		3.67%	-2.98%	-31.07%
Sector *	62 Neutral	$11.93B	10.60	-7.51%	3.00%	7.40%	-8.09%

Information Planning Co., Ltd. Corporate Events

Information Planning Co., Ltd. Reports Modest Growth and Strong Financial Position

Information Planning Co., Ltd. reported its quarterly financial results for December 2024, showing modest growth in net sales and operating profit, with slight declines in ordinary profit and profit attributable to owners. The company’s financial position remains strong with a high capital adequacy ratio, and it announced a dividend forecast increase for the second quarter, indicating a stable outlook.