Comforia Residential REIT, Inc. (3282) AI Stock Analysis

• Market Cap: ¥268.55B
• Dividend Yield: 3.47%
• Average Volume (3M): 1.75K
• Price to Earnings (P/E): 28.8
• Beta (1Y): 0.21
• Revenue Growth: 13.25%
• EPS Growth: 3.76%
• Country: JP
• Employees: N/A
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Residential
• EPS (TTM): 6219.00
• Shares Outstanding: 777,265
• 10 Day Avg. Volume: 1,540
• 30 Day Avg. Volume: 1,747
• PEG Ratio: 34.44
• Price to Book (P/B): 1.31
• Price to Sales (P/S): 9.27
• P/FCF Ratio: -17.15
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 68 Neutral
• Price Target: ¥361,880 ▲(9.66% Upside)

Comforia Residential REIT, Inc. demonstrates strong financial performance with robust revenue growth and profitability, though cash flow management needs improvement. Technical analysis shows positive momentum, supporting a favorable outlook. Valuation is a concern due to a high P/E ratio, but the attractive dividend yield offers some compensation. Overall, the stock is solid but with areas for improvement.

Positive Factors

Revenue Growth

Consistent revenue growth indicates a strong market position and effective management of residential properties, supporting long-term income stability.

Profitability

High profitability margins suggest efficient operations and pricing power, contributing to sustainable earnings and shareholder returns.

Stable Balance Sheet

A moderate debt-to-equity ratio reflects prudent financial management, providing flexibility to navigate market fluctuations and invest in growth.

Negative Factors

Rising Debt Levels

Rising debt levels may strain financial resources and limit the company's ability to invest in new opportunities, affecting long-term growth potential.

Negative Free Cash Flow

Negative free cash flow can hinder the company's ability to fund operations and growth initiatives, potentially impacting future financial stability.

Cost Pressures

Declining gross profit margins suggest rising costs, which could erode profitability if not managed effectively, impacting long-term competitiveness.

Comforia Residential REIT, Inc. Business Overview & Revenue Model

Company Description

Since our establishment on June 8, 2010, we have continuously expanded our asset size and gained operational experience. Thanks to all of our unitholders and other stakeholders for their continued support and co-operation CRR was listed on the J-REIT section of the Tokyo Stock Exchange on February 6, 2013. Under our basic policies of "investments in residential properties with high growth potential" and "utilization of the TOKYU FUDOSAN HOLDINGS Group ", we will continue to invest on rental residences, mainly in the Tokyo metropolitan area, for singles and small families. We will fully utilize the concept and know-how of the urban rental residence "Comforia" series, which the TOKYU LAND CORPORATION has produced.

How the Company Makes Money

Comforia Residential REIT generates revenue primarily through the leasing of its residential properties to tenants, receiving rental income as its main revenue stream. The company benefits from long-term lease agreements, which provide a stable and predictable income flow. Additionally, Comforia may realize income through property management services and ancillary services offered to residents. The REIT structure allows Comforia to distribute a significant portion of its earnings to shareholders as dividends, thus attracting investors seeking income-generating opportunities. The company's strategic focus on urban centers, where demand for residential rental properties is strong, and its ability to effectively manage and maintain its properties are critical factors contributing to its earnings.

Comforia Residential REIT, Inc. Financial Statement Overview

Summary

Comforia Residential REIT, Inc. shows strong revenue growth and profitability with robust margins. The balance sheet is stable, but rising debt levels and negative free cash flow present potential risks. Overall, financial performance is solid but could improve with better cash flow management.

Income Statement

Comforia Residential REIT, Inc. has demonstrated consistent revenue growth with a 3.61% increase in the latest period. The company maintains strong profitability with a gross profit margin of 51.96% and a net profit margin of 40.94%. EBIT and EBITDA margins are also robust at 48.27% and 62.78%, respectively. However, the slight decline in gross profit margin over the years indicates potential cost pressures.

Balance Sheet

The company's balance sheet shows a moderate debt-to-equity ratio of 1.16, indicating a balanced approach to leverage. Return on equity is stable at 5.79%, reflecting efficient use of equity capital. The equity ratio stands at 47.06%, suggesting a solid equity base. However, the increasing debt levels over time could pose a risk if not managed carefully.

Cash Flow

Operating cash flow remains strong, but the company faces challenges with negative free cash flow, which has declined by 15.77% recently. The operating cash flow to net income ratio is 0.46, indicating adequate cash generation relative to net income. However, the negative free cash flow to net income ratio of -0.82 highlights potential liquidity concerns.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	25.13B	22.85B	22.05B	20.87B	19.22B	20.34B
Gross Profit	11.91B	11.87B	11.22B	11.52B	10.51B	11.90B
EBITDA	14.36B	14.34B	13.00B	12.12B	11.09B	12.49B
Net Income	9.35B	9.35B	8.75B	8.12B	7.32B	8.84B
Balance Sheet
Total Assets	357.13B	343.55B	333.92B	318.58B	300.51B	282.84B
Cash, Cash Equivalents and Short-Term Investments	18.65B	18.65B	8.43B	9.18B	10.20B	11.89B
Total Debt	187.97B	187.97B	172.03B	164.01B	152.43B	141.63B
Total Liabilities	195.22B	181.91B	178.93B	170.46B	158.45B	147.15B
Stockholders Equity	161.91B	161.64B	154.99B	148.12B	142.06B	135.69B
Cash Flow
Free Cash Flow	-12.36B	-12.35B	-6.43B	-9.86B	-10.87B	-5.02B
Operating Cash Flow	15.15B	15.15B	13.01B	12.61B	10.55B	16.12B
Investing Cash Flow	-27.32B	-27.32B	-19.38B	-22.36B	-21.18B	-21.05B
Financing Cash Flow	13.04B	13.04B	5.87B	9.06B	9.41B	4.33B

Comforia Residential REIT, Inc. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 330000.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3282, the sentiment is Positive. The current price of 330000 is below the 20-day moving average (MA) of 336600.00, below the 50-day MA of 331990.00, and above the 200-day MA of 304185.62, indicating a bullish trend. The MACD of 3379.52 indicates Negative momentum. The RSI at 74.50 is Negative, neither overbought nor oversold. The STOCH value of 94.72 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:3282.

Comforia Residential REIT, Inc. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
8964	72 Outperform	¥254.81B	20.58	―	4.67%	4.11%	2.05%
3282	68 Neutral	¥268.55B	28.82	―	3.47%	13.25%	3.76%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
3295	64 Neutral	¥260.21B	21.78	―	4.63%	-5.47%	14.66%
8986	63 Neutral	¥280.84B	20.45	7.17%	4.68%	9.79%	15.02%
3269	56 Neutral	¥502.41B	30.49	6.81%	3.58%	5.25%	3.35%

Comforia Residential REIT, Inc. Corporate Events

Comforia Residential REIT Announces Three-for-One Unit Split and Adjusts Distribution Forecast

Comforia Residential REIT, Inc. has approved a three-for-one split of its investment units effective February 1, 2026, with January 31, 2026 as the record date, tripling the number of outstanding units from 777,265 to 2,331,795 while keeping the total number of authorized units unchanged. The move is designed to lower the per-unit price in light of Japan’s new tax-exempt New NISA scheme, broaden the investor base, improve liquidity and curb excessive price volatility, while the forecast cash distribution per unit for the July 2026 period is mechanically revised from 6,166 yen to 2,056 yen to reflect the split, with no change to underlying operating assumptions and only minimal costs associated with the transaction; forecasts for the January 2026 period remain unchanged.

The most recent analyst rating on (JP:3282) stock is a Hold with a Yen361880.00 price target. To see the full list of analyst forecasts on Comforia Residential REIT, Inc. stock, see the JP:3282 Stock Forecast page.

Comforia Residential REIT Fixes Rate on ¥1.2 Billion Loan via Interest Rate Swap

Comforia Residential REIT has entered into an interest rate swap agreement with Mizuho Bank to convert the variable rate on a new 1.2 billion yen, seven-year long-term loan from Daiwa Next Bank and The Fukui Bank into a fixed rate of 2.176%. The move, effective from December 22, 2025 to December 22, 2032, is intended to hedge interest rate fluctuation risk and further solidify the REIT’s funding stability, resulting in approximately 81.8% of its interest-bearing debt being fixed-rate as of December 22, 2025, which should support more predictable financing costs for investors and other stakeholders.

The most recent analyst rating on (JP:3282) stock is a Buy with a Yen333383.00 price target. To see the full list of analyst forecasts on Comforia Residential REIT, Inc. stock, see the JP:3282 Stock Forecast page.

Comforia Residential REIT Announces Strategic Loan Refinancing

Comforia Residential REIT, Inc. has announced a strategic financial move involving the borrowing of 1,200 million yen in long-term loans from Daiwa Next Bank and The Fukui Bank, with the intention of repaying an equivalent amount of existing loans from Mizuho Bank, Sumitomo Mitsui Trust Bank, and MUFG Bank. This refinancing effort is aimed at optimizing their debt structure, potentially impacting their financial stability and market positioning by maintaining their overall level of interest-bearing debt.

The most recent analyst rating on (JP:3282) stock is a Buy with a Yen333383.00 price target. To see the full list of analyst forecasts on Comforia Residential REIT, Inc. stock, see the JP:3282 Stock Forecast page.

Comforia Residential REIT Announces Key Personnel Change

Comforia Residential REIT, Inc. announced a key personnel change in its asset management company, TLC REIT Management Inc. Yoshiya Kira will be appointed as the new Executive Director and Compliance Officer, effective December 1, 2025, replacing Hidekazu Omi. This change is part of the company’s compliance with relevant financial and real estate regulations, and it may impact the operational strategies and governance of the asset management company.

The most recent analyst rating on (JP:3282) stock is a Buy with a Yen333383.00 price target. To see the full list of analyst forecasts on Comforia Residential REIT, Inc. stock, see the JP:3282 Stock Forecast page.

Comforia Residential REIT Announces Cancellation of Investment Units

Comforia Residential REIT, Inc. has announced the cancellation of 3,077 repurchased investment units, representing 0.4% of its total issued units. This move, scheduled for December 19, 2025, is expected to have a minor impact on the company’s earnings forecasts for the fiscal periods ending January 31, 2026, and July 31, 2026, which remain unchanged.

The most recent analyst rating on (JP:3282) stock is a Buy with a Yen333383.00 price target. To see the full list of analyst forecasts on Comforia Residential REIT, Inc. stock, see the JP:3282 Stock Forecast page.

Comforia Residential REIT Restructures Debt with New Loan

Comforia Residential REIT, Inc. has announced a strategic financial maneuver involving the borrowing of 3,000 million yen in long-term loans to repay existing short-term loans of the same amount. This move is aimed at optimizing their debt structure by shifting from short-term to long-term liabilities, which may enhance financial stability and potentially improve the company’s credit profile.

The most recent analyst rating on (JP:3282) stock is a Buy with a Yen333383.00 price target. To see the full list of analyst forecasts on Comforia Residential REIT, Inc. stock, see the JP:3282 Stock Forecast page.

Comforia Residential REIT Completes Strategic Unit Repurchase

Comforia Residential REIT, Inc. has completed the repurchase of its own investment units, acquiring a total of 3,077 units valued at approximately 999.8 million yen. This strategic move, executed through open-market transactions on the Tokyo Stock Exchange, aims to enhance shareholder value by reducing the total number of outstanding units. The company plans to cancel these repurchased units by January 2026, which will decrease the total number of issued investment units, potentially impacting market perception and investor confidence.

The most recent analyst rating on (JP:3282) stock is a Buy with a Yen333383.00 price target. To see the full list of analyst forecasts on Comforia Residential REIT, Inc. stock, see the JP:3282 Stock Forecast page.