tiprankstipranks
Jack Henry & Associates (JKHY)
NASDAQ:JKHY
US Market
JKHY
Jack Henry & Associates
RESEARCH TOOLSreports
Want to see JKHY full AI Analyst Report?

Jack Henry & Associates (JKHY) Ratios

624 Followers

Jack Henry & Associates Ratios

JKHY's free cash flow for Q3 2026 was $0.43. For the 2026 fiscal year, JKHY's free cash flow was decreased by $ and operating cash flow was $0.24. See a summary of the company’s cash flow.
Ratios
TTM
Jun 25Jun 24Jun 23Jun 22
Liquidity Ratios
Current Ratio
 1.74 1.27 1.27 1.00 1.20
Quick Ratio
 1.74 1.27 1.27 1.00 1.20
Cash Ratio
 0.06 0.19 0.19 0.06 0.02
Solvency Ratio
 0.74 0.72 0.64 0.52 0.46
Operating Cash Flow Ratio
 2.31 1.20 1.06 0.60 0.96
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 4.24 0.00
Net Current Asset Value
$ -320.91M$ -231.67M$ -231.67M$ -450.10M$ -537.35M
Leverage Ratios
Debt-to-Assets Ratio
 0.03 0.00 0.00 0.05 0.10
Debt-to-Equity Ratio
 0.04 0.00 0.00 0.08 0.17
Debt-to-Capital Ratio
 0.04 0.00 0.00 0.08 0.15
Long-Term Debt-to-Capital Ratio
 0.04 0.00 0.00 0.03 0.15
Financial Leverage Ratio
 1.43 1.43 1.43 1.59 1.72
Debt Service Coverage Ratio
 122.86 64.28 36.51 5.45 227.74
Interest Coverage Ratio
 118.79 54.49 29.87 31.89 199.09
Debt to Market Cap
 <0.01 0.00 0.00 0.01 0.02
Interest Debt Per Share
 1.33 0.14 0.22 2.26 3.81
Net Debt to EBITDA
 0.08 -0.13 -0.14 0.16 0.40
Profitability Margins
Gross Profit Margin
44.06%42.71%41.35%41.33%41.91%
EBIT Margin
26.78%25.11%23.22%23.57%24.43%
EBITDA Margin
33.00%33.73%32.24%32.75%33.57%
Operating Profit Margin
26.00%23.94%22.09%23.14%24.43%
Pretax Profit Margin
26.75%24.67%22.48%22.84%24.31%
Net Profit Margin
20.64%19.19%17.23%17.65%18.68%
Continuous Operations Profit Margin
20.64%19.19%17.23%17.65%18.68%
Net Income Per EBT
77.14%77.77%76.67%77.26%76.85%
EBT Per EBIT
102.91%103.05%101.76%98.73%99.50%
Return on Assets (ROA)
17.02%14.97%12.54%12.54%13.08%
Return on Equity (ROE)
24.03%21.39%17.92%19.90%22.56%
Return on Capital Employed (ROCE)
24.14%22.67%19.51%20.98%21.09%
Return on Invested Capital (ROIC)
18.62%17.63%14.96%15.60%16.21%
Return on Tangible Assets
34.42%29.33%24.57%25.32%27.54%
Earnings Yield
5.16%3.46%3.21%3.01%2.77%
Efficiency Ratios
Receivables Turnover
 8.91 7.47 6.97 6.13 5.27
Payables Turnover
 70.64 48.28 46.10 48.16 58.92
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 11.76 10.75 10.03 9.66 9.45
Asset Turnover
 0.82 0.78 0.73 0.71 0.70
Working Capital Turnover Ratio
 12.59 16.30 30.80 40.58 22.35
Cash Conversion Cycle
 35.82 41.30 44.47 52.01 63.08
Days of Sales Outstanding
 40.98 48.86 52.39 59.59 69.28
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 5.17 7.56 7.92 7.58 6.20
Operating Cycle
 40.98 48.86 52.39 59.59 69.28
Cash Flow Ratios
Operating Cash Flow Per Share
 10.93 8.78 7.80 5.23 6.92
Free Cash Flow Per Share
 10.11 8.05 7.00 4.70 6.45
CapEx Per Share
 0.82 0.73 0.80 0.54 0.48
Free Cash Flow to Operating Cash Flow
 0.93 0.92 0.90 0.90 0.93
Dividend Paid and CapEx Coverage Ratio
 3.44 2.94 2.65 2.05 2.90
Capital Expenditure Coverage Ratio
 13.38 12.02 9.77 9.74 14.56
Operating Cash Flow Coverage Ratio
 8.74 0.00 0.00 2.54 1.84
Operating Cash Flow to Sales Ratio
 0.31 0.27 0.26 0.18 0.26
Free Cash Flow Yield
7.32%4.47%4.28%2.81%3.58%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 19.39 28.88 31.20 33.27 36.15
Price-to-Sales (P/S) Ratio
 3.95 5.54 5.38 5.87 6.75
Price-to-Book (P/B) Ratio
 4.71 6.18 5.59 6.62 8.16
Price-to-Free Cash Flow (P/FCF) Ratio
 13.65 22.38 23.36 35.63 27.92
Price-to-Operating Cash Flow Ratio
 12.80 20.52 20.97 31.97 26.00
Price-to-Earnings Growth (PEG) Ratio
 0.90 1.51 7.47 20.58 1.79
Price-to-Fair Value
 4.71 6.18 5.59 6.62 8.16
Enterprise Value Multiple
 12.05 16.30 16.54 18.09 20.52
Enterprise Value
 10.00B 13.06B 11.81B 12.31B 13.38B
EV to EBITDA
 12.05 16.30 16.54 18.09 20.52
EV to Sales
 3.98 5.50 5.33 5.92 6.89
EV to Free Cash Flow
 13.75 22.20 23.16 35.95 28.47
EV to Operating Cash Flow
 12.72 20.36 20.79 32.26 26.52
Tangible Book Value Per Share
 8.23 8.77 8.79 5.02 2.09
Shareholders’ Equity Per Share
 29.66 29.17 29.24 25.27 22.07
Tax and Other Ratios
Effective Tax Rate
 0.23 0.22 0.23 0.23 0.23
Revenue Per Share
 34.95 32.52 30.41 28.50 26.66
Net Income Per Share
 7.21 6.24 5.24 5.03 4.98
Tax Burden
 0.77 0.78 0.77 0.77 0.77
Interest Burden
 1.00 0.98 0.97 0.97 0.99
Research & Development to Revenue
 0.07 0.07 0.07 0.07 0.06
SG&A to Revenue
 0.11 0.12 0.00 0.00 0.00
Stock-Based Compensation to Revenue
 <0.01 0.01 0.01 0.01 0.01
Income Quality
 1.51 1.41 1.49 1.04 1.39
Currency in USD