Want to see JF full AI Analyst Report?
JF Stock Chart & Stats
$0.84
<$0.01(0.89%)
At close: 4:00 PM EDT
$0.84
<$0.01(0.89%)
Day’s Range― - ―
52-Week Range$0.81 - $1.38
Previous CloseN/A
Volume32.55K
Average Volume (3M)1.21M
Market Cap
$18.51M
Enterprise Value-$27.64M
Total Cash (Recent Filing)$33.90M
Total Debt (Recent Filing)$3.32M
Price to Earnings (P/E)―
Beta0.12
Next Earnings
Dec 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-25.90
Shares Outstanding17,127,596
10 Day Avg. Volume126,488
30 Day Avg. Volume1,210,598
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.29
Price to Sales (P/S)0.27
P/FCF Ratio3.07
Enterprise Value/Market Cap-1.49
Enterprise Value/Revenue-0.78
Enterprise Value/Gross Profit-1.22
Enterprise Value/Ebitda6.71
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving Cash GenerationRecent positive operating and free cash flow in 2025 demonstrates the company can generate real cash despite accounting losses. Sustained cash generation reduces near-term financing reliance, supports working capital and deleveraging opportunities, and is a foundation for durable operational recovery if revenues stabilize.
Stronger CapitalizationReturn to positive equity in 2025 signals a material improvement in capitalization versus prior years of negative equity. A more constructive balance sheet lowers insolvency risk, enhances creditor confidence, and provides structural capacity to absorb losses or pursue strategic initiatives without immediate dilution or distress financing.
Debt Issuance FrameworkThe Form F-3 shelf and incorporated indenture create an ongoing legal mechanism to issue debt when market conditions suit. This structural capability increases financing optionality, enabling the company to manage capital structure proactively and access term funding without ad hoc legal preparation, improving long-term flexibility.
Bears Say
Steep Revenue DeclineA ~69% year decline in revenue is a material structural weakness: it reduces economies of scale, undermines pricing power, and makes cost absorption harder. Sustained top-line erosion threatens long-term viability of the business model absent clear signs of recovery or a new sustainable revenue source.
Deep Ongoing LossesA net margin near -83% indicates the company is far from profitable and will need sustained improvement to generate shareholder returns. Persistent losses erode equity, necessitate continued external financing, and limit ability to reinvest in growth or absorb shocks, making profitability recovery a critical long-term challenge.
Meaningful LeverageA debt-to-equity ratio around 1.47 with ~$15.3M debt creates structural financial risk, especially given volatile cash flows and prior negative equity. Elevated leverage increases interest obligations, reduces strategic flexibility, and raises refinancing risk during downturns, constraining durable investment or recovery plans.
J and Friends Holdings News
JF FAQ
What was J and Friends Holdings’s price range in the past 12 months?
J and Friends Holdings lowest stock price was $0.81 and its highest was $1.38 in the past 12 months.
What is J and Friends Holdings’s market cap?
J and Friends Holdings’s market cap is $18.51M.
When is J and Friends Holdings’s upcoming earnings report date?
J and Friends Holdings’s upcoming earnings report date is Dec 18, 2026 which is in 127 days.
How were J and Friends Holdings’s earnings last quarter?
J and Friends Holdings released its earnings results on Sep 19, 2025. The company reported -$0.042 earnings per share for the quarter, missing the consensus estimate of N/A by -$0.042.
Is J and Friends Holdings overvalued?
According to Wall Street analysts J and Friends Holdings’s price is currently Overvalued.
Does J and Friends Holdings pay dividends?
J and Friends Holdings pays a Annually dividend of $0.09 which represents an annual dividend yield of N/A. See more information on J and Friends Holdings dividends here
What is J and Friends Holdings’s EPS estimate?
J and Friends Holdings’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does J and Friends Holdings have?
J and Friends Holdings has 17,127,596 shares outstanding.
What happened to J and Friends Holdings’s price movement after its last earnings report?
J and Friends Holdings reported an EPS of -$0.042 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 5.556%.
Which hedge fund is a major shareholder of J and Friends Holdings?
Currently, no hedge funds are holding shares in JF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
J and Friends Holdings
J and Friends Holdings Limited, through its subsidiaries, provides cutting-edge financial and digital services, powered by technology, to the ecosystem of micro, small, and medium-sized enterprises (MSMEs and SMEs) across the People's Republic of China and internationally. The company operates an open platform that links business and financial partners, enabling them to offer financial solutions directly to end-users. Among its core offerings are point-of-sale financing solutions, branded as Dumiao, which business partners can integrate into their own platforms or utilize via the company's proprietary system, as well as business installment loan solutions. Additionally, J and Friends offers a suite of wealth management services. This includes a fund distribution solution, allowing partners to present and distribute mutual fund products to their customers, either under the Hongdian brand or as a white-label offering. It also features a robo-advisory solution, known as Polaris, designed to empower financial and business partners to deliver automated investment advice to their clients. The company's diverse portfolio further comprises international installment loan solutions and Myfin, an insurance platform that enables partners to offer and distribute various insurance products. To enhance partner capabilities, J and Friends provides value-added tools for deploying solutions, monitoring and evaluating performance, and scaling operations. It also furnishes digital marketing tools for precise user targeting, executing intelligent marketing campaigns, and boosting efficiency and effectiveness. Complementing these are real-time monitoring tools, offering a comprehensive and visual interface for performance oversight. Founded in 2012 and headquartered in Beijing, People's Republic of China, the company was formerly known as Pintec Technology Holdings Limited before officially changing its name to J and Friends Holdings Limited in January 2026.
JF Stock 12 Month Forecast
Average Price Target
―Technical Analysis
Ownership Overview
―
Insiders
0.03% Mutual Funds
0.09% Other Institutional Investors
99.88% Public Companies and
Individual Investors