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Iveco Group NV (IT:IVG)
:IVG
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Iveco Group NV (IVG) AI Stock Analysis

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IT:IVG

Iveco Group NV

(IVG)

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Neutral 53 (OpenAI - 5.2)
Rating:53Neutral
Price Target:
€14.00
▲(0.57% Upside)
Action:Downgraded
Date:08/04/26
The score is held back primarily by weak cash flow conversion and high leverage alongside contracting revenue. Technical indicators also point to soft near-term momentum. These risks are partially offset by very low valuation (P/E ~2.75) and a very high dividend yield (~41.9%), which support the overall score.
Positive Factors
Diversified revenue streams
Iveco earns from new vehicle sales, powertrain units, aftermarket parts/services and captive financing. This multi-stream model smooths cyclicality: aftermarket and financing provide recurring income and customer tie‑ins that support margins and resilience over a multi‑quarter horizon.
Negative Factors
Declining revenue trend
Top‑line contraction of about 12% in 2025 and TTM weakens scale economics and pressures operating leverage. Persistent revenue declines erode margin sustainability, reduce scope for fixed‑cost absorption, and limit cash flow unless product mix or volumes recover.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified revenue streams
Iveco earns from new vehicle sales, powertrain units, aftermarket parts/services and captive financing. This multi-stream model smooths cyclicality: aftermarket and financing provide recurring income and customer tie‑ins that support margins and resilience over a multi‑quarter horizon.
Read all positive factors

Iveco Group NV (IVG) vs. iShares MSCI Italy ETF (EWI)

Iveco Group NV Business Overview & Revenue Model

Company Description
Iveco Group N.V. is a company dedicated to the complete lifecycle of vehicles, encompassing their design, production, sales, maintenance, and financing. Operating both in Italy and globally, its primary focus is on trucks, buses, and specialized v...
How the Company Makes Money
Iveco Group makes money primarily by selling commercial vehicles and powertrain products, and secondarily through aftermarket services and financing. (1) Vehicle sales: The largest revenue stream comes from the manufacture and sale of commercial v...

Iveco Group NV Earnings Call Summary

Earnings Call Date:Nov 06, 2025
(Q3-2025)
|
% Change Since: |
Next Earnings Date:Nov 04, 2026
Earnings Call Sentiment Neutral
The earnings call highlighted strong performance in the bus and powertrain segments, with promising signs of recovery in engine volumes and a robust order book. However, significant challenges remain in the truck segment, particularly with light commercial vehicles, and overall financial performance has declined. The sentiment is balanced between positive long-term strategic moves and current operational challenges.
Positive Updates
Bus Segment Performance
The bus segment showed strong performance with net revenues up 31.4% in Q3 2025, and deliveries increased by 20% compared to Q3 2024. Iveco Bus maintained its #2 position in the European market with a 21.3% market share year-to-date.
Negative Updates
Truck Segment Challenges
The truck net revenues totaled EUR 2 billion in Q3 2025, down 11% versus the prior year, mainly due to lower delivery rates in light-duty trucks and a challenging environment in the chassis cab subsegment.
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Q3-2025 Updates
Negative
Bus Segment Performance
The bus segment showed strong performance with net revenues up 31.4% in Q3 2025, and deliveries increased by 20% compared to Q3 2024. Iveco Bus maintained its #2 position in the European market with a 21.3% market share year-to-date.
Read all positive updates
Company Guidance
During the Iveco Group conference call for the third quarter of 2025, the company highlighted several key metrics and strategic actions. Iveco reported consolidated net revenues of EUR 3.1 billion, reflecting a year-over-year contraction of 3.6%. The truck industry faced a challenging market, with European deliveries down 27% for light commercial vehicles, while the worldwide truck book-to-bill ratio improved by 25 basis points to 1.0. The bus unit saw a 31.4% increase in net revenues, boosted by higher volumes and a strong order book. In the powertrain sector, engine volumes showed a 1% increase, marking the first sign of recovery after a prolonged decline. The group's adjusted EBIT was EUR 111 million, with an adjusted EBIT margin of 3.6%. Iveco's financial guidance for 2025 includes adjusted EBIT between EUR 830 million and EUR 880 million and industrial net revenues expected to decline by 3% to 5% year-over-year. The company is also on track with its efficiency program, targeting EUR 150 million in CapEx and OpEx savings, and anticipates the completion of its defense business sale by the first half of 2026.

Iveco Group NV Financial Statement Overview

Summary
Mixed fundamentals: profitability improved (TTM net margin ~9.8%), but revenue is contracting (~-12% in 2025 and TTM) and operating profitability is modest (TTM EBIT margin ~3.0%). Balance-sheet risk is elevated with high leverage (debt-to-equity ~2.5x) and equity drifting down. Cash generation is the biggest concern, with operating cash flow down to ~€0.4B and free cash flow near €0.0B in TTM, indicating weak earnings-to-cash conversion.
Income Statement
54
Neutral
Balance Sheet
38
Negative
Cash Flow
27
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue13.71B13.43B15.29B16.21B14.36B12.65B
Gross Profit1.88B2.10B2.65B2.70B1.97B1.77B
EBITDA1.12B1.42B1.50B1.26B992.00M837.00M
Net Income1.35B286.00M349.00M218.00M147.00M52.00M
Balance Sheet
Total Assets17.76B18.88B19.44B18.39B16.01B16.56B
Cash, Cash Equivalents and Short-Term Investments2.51B2.91B3.48B2.64B2.23B780.00M
Total Debt6.15B6.06B6.37B5.93B4.43B5.79B
Total Liabilities15.23B16.04B16.67B15.99B13.62B14.25B
Stockholders Equity2.47B2.77B2.70B2.35B2.35B2.29B
Cash Flow
Free Cash Flow4.00M849.00M248.00M366.00M630.00M-25.00M
Operating Cash Flow416.00M1.11B1.20B1.34B1.41B539.00M
Investing Cash Flow676.00M-655.00M-284.00M-2.22B-1.34B-45.00M
Financing Cash Flow-1.27B-629.00M68.00M1.49B1.34B-88.00M

Iveco Group NV Technical Analysis

Technical Analysis Sentiment
Positive
Last Price13.92
Price Trends
50DMA
13.92
Negative
100DMA
13.86
Positive
200DMA
13.54
Positive
Market Momentum
MACD
>-0.01
Negative
RSI
51.38
Neutral
STOCH
84.12
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IT:IVG, the sentiment is Positive. The current price of 13.92 is above the 20-day moving average (MA) of 13.92, below the 50-day MA of 13.92, and above the 200-day MA of 13.54, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 51.38 is Neutral, neither overbought nor oversold. The STOCH value of 84.12 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IT:IVG.

Iveco Group NV Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
€78.15B38.0542.56%1.14%5.68%3.62%
65
Neutral
€1.32B18.391.71%30.77%19.63%
63
Neutral
$10.79B15.437.44%2.01%2.89%-14.66%
61
Neutral
€701.10M20.287.61%4.42%-4.62%-23.89%
53
Neutral
€4.79B2.7541.87%-7.48%318.91%
48
Neutral
€65.76M-21.36-10.50%36.39%54.29%
46
Neutral
€17.88B-0.69-33.80%-2.15%-525.09%
* Industrials Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IT:IVG
Iveco Group NV
13.92
0.94
7.25%
IT:STLAM
Stellantis
4.63
-3.65
-44.07%
IT:RACE
Ferrari
351.60
-27.88
-7.35%
IT:PIA
Piaggio & C. SPA
1.96
0.04
2.14%
IT:PINF
Pininfarina SPA
0.85
-0.01
-1.17%
IT:COM
Comer Industries SpA
45.80
9.78
27.16%

Iveco Group NV Corporate Events

Iveco Group Plans CFO Transition Amid Tata Motors Tender Offer
Jul 30, 2026
Iveco Group N.V. has agreed that its Chief Financial IT Officer, Anna Tanganelli, will leave the company following the substantive completion of Tata Motors’ public tender offer for Iveco Group and assume a new role at another listed compan...
Iveco Group Boosts Revenues but Sacrifices Margins as Tata Motors Takeover Nears
Jul 30, 2026
Iveco Group reported second-quarter 2026 revenue growth of 7.3% to €3.76 billion, driven by higher industrial volumes in Europe, but profitability weakened as Adjusted EBIT fell to €131 million due to planned investments in quality and...
Iveco Group AGM Backs Board, Advances Tata Tie-Up and Strategic Refocus
Jun 17, 2026
Iveco Group shareholders approved all Board proposals at the Annual General Meeting in Amsterdam, including the 2025 financial statements, the remuneration report, director discharges and reappointments, and the confirmation of Deloitte as 2026 au...
Iveco Group Swings to Q1 Loss as Quality Drive and Bus Rework Weigh on Earnings
May 7, 2026
Iveco Group reported a weak first quarter of 2026 as quality-focused investments, rework costs in its Bus unit and tough conditions in South America pushed adjusted EBIT into a loss and reduced profitability across Industrial Activities, despite s...
Iveco Group Sets June Date for 2026 Annual General Meeting in Amsterdam
May 6, 2026
Iveco Group N.V. has convened its Annual General Meeting of shareholders for 17 June 2026 in Amsterdam, in line with its previously announced corporate calendar. Shareholders will review and approve the 2025 financial statements, vote on dischargi...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 04, 2026