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Banca Ifis SPA (IT:IF)
:IF
Italy Market
IF
Banca Ifis SPA
RESEARCH TOOLSreports

Banca Ifis SPA (IF) Ratios

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Banca Ifis SPA Ratios

IT:IF's free cash flow for Q2 2025 was €1.00. For the 2025 fiscal year, IT:IF's free cash flow was decreased by € and operating cash flow was €0.32. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
 0.05 0.12 16.32 0.14 0.14
Quick Ratio
 0.05 0.12 16.32 0.14 0.14
Cash Ratio
 0.05 0.10 6.64 0.12 0.12
Solvency Ratio
 0.02 0.02 0.01 0.01 0.01
Operating Cash Flow Ratio
 0.00 -0.03 3.35 0.08 0.01
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.42 0.00 0.00
Net Current Asset Value
€ -18.69B€ -11.36B€ -10.19B€ -10.93B€ -10.52B
Leverage Ratios
Debt-to-Assets Ratio
 0.34 0.27 0.37 0.21 0.20
Debt-to-Equity Ratio
 3.52 2.12 3.08 1.73 1.64
Debt-to-Capital Ratio
 0.78 0.68 0.75 0.63 0.62
Long-Term Debt-to-Capital Ratio
 0.78 0.68 0.75 0.63 0.62
Financial Leverage Ratio
 10.21 7.98 8.37 8.37 8.13
Debt Service Coverage Ratio
 0.00 0.43 0.13 1.39 1.05
Interest Coverage Ratio
 0.00 0.57 0.69 1.85 1.31
Debt to Market Cap
 5.46 3.30 7.57 3.91 2.87
Interest Debt Per Share
 121.22 78.09 105.16 54.18 51.05
Net Debt to EBITDA
 17.72 11.50 16.81 9.31 11.37
Profitability Margins
Gross Profit Margin
89.05%58.35%63.58%83.29%81.64%
EBIT Margin
36.35%23.58%25.22%30.98%24.11%
EBITDA Margin
36.35%25.82%27.09%33.45%26.99%
Operating Profit Margin
36.37%23.58%25.22%30.98%24.11%
Pretax Profit Margin
36.35%23.58%25.22%30.98%24.11%
Net Profit Margin
31.66%15.53%17.00%20.63%16.18%
Continuous Operations Profit Margin
31.72%15.68%17.19%20.75%16.46%
Net Income Per EBT
87.09%65.86%67.40%66.61%67.11%
EBT Per EBIT
99.95%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.52%1.17%1.14%1.06%0.78%
Return on Equity (ROE)
16.33%9.33%9.53%8.90%6.30%
Return on Capital Employed (ROCE)
6.00%3.10%1.71%2.65%2.08%
Return on Invested Capital (ROIC)
5.24%2.06%0.99%1.77%1.42%
Return on Tangible Assets
1.52%1.18%1.15%1.07%0.78%
Earnings Yield
23.82%14.52%19.44%20.12%11.02%
Efficiency Ratios
Receivables Turnover
 8.80 7.44 6.38 5.33 4.91
Payables Turnover
 0.00 4.12 2.58 0.93 1.22
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 4.04 6.25 6.59 5.43 5.19
Asset Turnover
 0.05 0.08 0.07 0.05 0.05
Working Capital Turnover Ratio
 -0.09 -0.66 -0.76 -0.14 -0.14
Cash Conversion Cycle
 41.47 -39.57 -84.48 -324.01 -225.53
Days of Sales Outstanding
 41.47 49.07 57.17 68.47 74.30
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 88.64 141.65 392.47 299.83
Operating Cycle
 41.47 49.07 57.17 68.47 74.30
Cash Flow Ratios
Operating Cash Flow Per Share
 0.00 -3.65 8.49 7.59 1.37
Free Cash Flow Per Share
 0.00 -4.26 7.64 7.26 0.99
CapEx Per Share
 0.00 0.61 0.85 0.33 0.39
Free Cash Flow to Operating Cash Flow
 0.00 1.17 0.90 0.96 0.72
Dividend Paid and CapEx Coverage Ratio
 0.00 -1.34 3.43 3.33 0.71
Capital Expenditure Coverage Ratio
 0.00 -5.95 9.97 22.76 3.56
Operating Cash Flow Coverage Ratio
 0.00 -0.05 0.09 0.15 0.03
Operating Cash Flow to Sales Ratio
 0.00 -0.18 0.47 0.58 0.12
Free Cash Flow Yield
0.00%-20.11%48.66%54.53%5.78%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 4.20 6.89 5.14 4.97 9.07
Price-to-Sales (P/S) Ratio
 1.32 1.07 0.87 1.03 1.47
Price-to-Book (P/B) Ratio
 0.65 0.64 0.49 0.44 0.57
Price-to-Free Cash Flow (P/FCF) Ratio
 0.00 -4.97 2.06 1.83 17.29
Price-to-Operating Cash Flow Ratio
 0.00 -5.81 1.85 1.75 12.43
Price-to-Earnings Growth (PEG) Ratio
 -0.11 7.00 0.37 0.12 0.20
Price-to-Fair Value
 0.65 0.64 0.49 0.44 0.57
Enterprise Value Multiple
 21.35 15.65 20.04 12.38 16.81
Enterprise Value
 8.04B 4.20B 5.11B 2.83B 2.82B
EV to EBITDA
 21.35 15.65 20.04 12.38 16.81
EV to Sales
 7.76 4.04 5.43 4.14 4.54
EV to Free Cash Flow
 0.00 -18.78 12.76 7.40 53.41
EV to Operating Cash Flow
 0.00 -21.94 11.48 7.08 38.40
Tangible Book Value Per Share
 32.69 31.65 30.83 29.11 29.22
Shareholders’ Equity Per Share
 34.44 32.98 32.02 30.09 29.85
Tax and Other Ratios
Effective Tax Rate
 0.13 0.33 0.32 0.33 0.32
Revenue Per Share
 16.84 19.81 17.96 12.98 11.63
Net Income Per Share
 5.33 3.08 3.05 2.68 1.88
Tax Burden
 0.87 0.66 0.67 0.67 0.67
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.20 0.18 0.18 0.25 0.27
Stock-Based Compensation to Revenue
 <0.01 0.00 <0.01 0.00 0.00
Income Quality
 0.00 -1.19 2.78 2.83 0.73
Currency in EUR