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Credito Emiliano SPA Credem (IT:CE)
:CE
RESEARCH TOOLSreports
Total Valuation
Credito Emiliano SPA Credem has a market cap or net worth of €4.18B. The enterprise value is €2.34M.
Market Cap€4.18B
Enterprise Value€2.34M
Share Statistics
Credito Emiliano SPA Credem has 341,320,070 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding341,320,070
Owned by Insiders79.81%
Owned by Institutions―
Financial Efficiency
Credito Emiliano SPA Credem’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 2.36%.
Return on Equity (ROE)0.14
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.36%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee343.64K
Profits Per Employee98.59K
Employee Count6,289
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Credito Emiliano SPA Credem is 5.97. Credito Emiliano SPA Credem’s PEG ratio is 4.05.
PE Ratio5.97
PS Ratio0.00
PB Ratio0.98
Price to Fair Value0.86
Price to FCF78.19
Price to Operating Cash Flow78.12
PEG Ratio4.05
Income Statement
In the last 12 months, Credito Emiliano SPA Credem had revenue of 2.16B and earned 620.05M in profits. Earnings per share was 1.82.
Revenue2.16B
Gross Profit2.16B
Operating Income948.84M
Pretax Income911.09M
Net Income620.05M
EBITDA0.00
Earnings Per Share (EPS)1.82
Cash Flow
In the last 12 months, operating cash flow was 106.79M and capital expenditures 0.00, giving a free cash flow of 106.79M billion.
Operating Cash Flow106.79M
Free Cash Flow106.79M
Free Cash Flow per Share0.31
Dividends & Yields
Credito Emiliano SPA Credem pays an annual dividend of €0.75, resulting in a dividend yield of 6.14%
Dividend Per Share€0.75
Dividend Yield6.14%
Payout Ratio37.11%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.86
52-Week Price Change42.76%
50-Day Moving Average11.56
200-Day Moving Average10.56
Relative Strength Index (RSI)63.04
Average Volume (3m)209.93K
Important Dates
Credito Emiliano SPA Credem upcoming earnings date is Aug 5, 2025, TBA Not Confirmed.
Last Earnings DateMay 8, 2025
Next Earnings DateAug 5, 2025
Ex-Dividend DateMay 19, 2025
Financial Position
Credito Emiliano SPA Credem as a current ratio of 0.10, with Debt / Equity ratio of 0.00%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio1.11
Taxes
In the past 12 months, Credito Emiliano SPA Credem has paid 291.04M in taxes.
Income Tax291.04M
Effective Tax Rate0.32
Enterprise Valuation
Credito Emiliano SPA Credem EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 0.26.
EV to Sales-0.23
EV to EBITDA0.00
EV to Free Cash Flow0.26
EV to Operating Cash Flow0.28
Balance Sheet
Credito Emiliano SPA Credem has €4.03B in cash and marketable securities with €10.35B in debt, giving a net cash position of €6.32B billion.
Cash & Marketable Securities€4.03B
Total Debt€10.35B
Net Cash€6.32B
Net Cash Per Share€18.53
Tangible Book Value Per Share€11.14
Margins
Gross margin is 109.52%, with operating margin of 43.90%, and net profit margin of 28.69%.
Gross Margin109.52%
Operating Margin43.90%
Pretax Margin42.16%
Net Profit Margin28.69%
EBITDA Margin0.00%
EBIT Margin-4.97%
Analyst Forecast
The average price target for Credito Emiliano SPA Credem is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast8.72%
EPS Growth Forecast10.06%