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Isabella Bank (ISBA)
NASDAQ:ISBA
US Market

Isabella Bank (ISBA) Stock Statistics & Valuation Metrics

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Total Valuation

Isabella Bank has a market cap or net worth of $288.00M. The enterprise value is $274.13M.
Market Cap$288.00M
Enterprise Value$274.13M

Share Statistics

Isabella Bank has 7,382,631 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,382,631
Owned by Insiders
Owned by Institutions

Financial Efficiency

Isabella Bank’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 30.72%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)30.72%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee183.61K
Profits Per Employee37.74K
Employee Count368
Asset Turnover0.03
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Isabella Bank is 13.95. Isabella Bank’s PEG ratio is 2.28.
PE Ratio13.95
PS Ratio0.00
PB Ratio0.92
Price to Fair Value0.92
Price to FCF10.50
Price to Operating Cash Flow10.27
PEG Ratio2.28

Income Statement

In the last 12 months, Isabella Bank had revenue of 67.57M and earned 13.89M in profits. Earnings per share was 1.86.
Revenue67.57M
Gross Profit67.57M
Operating Income16.40M
Pretax Income16.40M
Net Income13.89M
EBITDA0.00
Earnings Per Share (EPS)1.86

Cash Flow

In the last 12 months, operating cash flow was 19.30M and capital expenditures -516.00K, giving a free cash flow of 18.79M billion.
Operating Cash Flow19.30M
Free Cash Flow18.79M
Free Cash Flow per Share2.55

Dividends & Yields

Isabella Bank pays an annual dividend of $0.28, resulting in a dividend yield of 2.92%
Dividend Per Share$0.28
Dividend Yield2.92%
Payout Ratio56.28%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.28
52-Week Price Change117.31%
50-Day Moving Average27.79
200-Day Moving Average24.23
Relative Strength Index (RSI)89.18
Average Volume (3m)12.11K

Important Dates

Isabella Bank upcoming earnings date is Jul 18, 2025, TBA Not Confirmed.
Last Earnings DateApr 17, 2025
Next Earnings DateJul 18, 2025
Ex-Dividend DateJun 26, 2025

Financial Position

Isabella Bank as a current ratio of 0.43, with Debt / Equity ratio of 35.61%
Current Ratio0.43
Quick Ratio0.43
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio0.48

Taxes

In the past 12 months, Isabella Bank has paid 2.51M in taxes.
Income Tax2.51M
Effective Tax Rate0.15

Enterprise Valuation

Isabella Bank EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 13.14.
EV to Sales3.41
EV to EBITDA0.00
EV to Free Cash Flow13.14
EV to Operating Cash Flow11.73

Balance Sheet

Isabella Bank has $253.03M in cash and marketable securities with $59.42M in debt, giving a net cash position of -$193.60M billion.
Cash & Marketable Securities$253.03M
Total Debt$59.42M
Net Cash-$193.60M
Net Cash Per Share-$26.22
Tangible Book Value Per Share$21.73

Margins

Gross margin is 91.39%, with operating margin of 24.27%, and net profit margin of 20.55%.
Gross Margin91.39%
Operating Margin24.27%
Pretax Margin24.27%
Net Profit Margin20.55%
EBITDA Margin0.00%
EBIT Margin-3.09%

Analyst Forecast

The average price target for Isabella Bank is $27.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$27.00
Price Target Upside-29.72% Downside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast9.80%
EPS Growth Forecast-7.78%

Scores

Smart Score7
AI Score74.75
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