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Vakrangee Limited (IN:VAKRANGEE)
:VAKRANGEE
India Market

Vakrangee Limited (VAKRANGEE) AI Stock Analysis

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IN:VAKRANGEE

Vakrangee Limited

(VAKRANGEE)

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Neutral 58 (OpenAI - 5.2)
Rating:58Neutral
Price Target:
₹5.00
▼(-36.71% Downside)
Action:ReiteratedDate:03/28/26
The score is primarily supported by a relatively solid balance sheet and improved profitability margins, but it is held back by weak cash flow generation and a deteriorating/declining revenue trend. Bearish technicals (below major moving averages with negative MACD) and a high P/E with a low dividend yield further pressure the overall rating.
Positive Factors
Strong balance sheet and liquidity
Low leverage and a meaningful stock of cash/short-term investments provide durable financial flexibility. This liquidity supports working capital for the Vakrangee Kendra network, cushions operational stress, and enables selective investment or partner commitments over the next several months.
Negative Factors
Negative operating cash flow
Persistent negative operating cash flow weakens self-funded growth and forces reliance on external financing or asset sales. Over 2-6 months this constrains ability to support franchise liquidity, maintain ATM cash cycles, or fund necessary platform investments without higher cost capital.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong balance sheet and liquidity
Low leverage and a meaningful stock of cash/short-term investments provide durable financial flexibility. This liquidity supports working capital for the Vakrangee Kendra network, cushions operational stress, and enables selective investment or partner commitments over the next several months.
Read all positive factors

Vakrangee Limited (VAKRANGEE) vs. iShares MSCI India ETF (INDA)

Vakrangee Limited Business Overview & Revenue Model

Company Description
Vakrangee Limited, a technology company, provides banking, ATM, insurance, financial services, e-governance, e-commerce, and logistics services in India. The company offers bank account opening, cash deposits, withdrawals, money transfer, fixed an...
How the Company Makes Money
Vakrangee primarily makes money by earning fees and commissions on transactions and services delivered through its Vakrangee Kendra franchise/agent network and associated technology platforms. Key revenue streams typically include: (1) service/tra...

Vakrangee Limited Financial Statement Overview

Summary
Financials are mixed: profitability margins improved (better EBIT and net income margins) and the balance sheet is relatively strong with low leverage and good liquidity. Offsetting this, revenue has been inconsistent with a recent decline, and cash generation is a key risk due to negative recent operating cash flow and weaker free cash flow.
Income Statement
65
Positive
Balance Sheet
72
Positive
Cash Flow
58
Neutral
BreakdownTTMMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
Income Statement
Total Revenue2.69B2.55B2.13B1.97B1.94B3.14B
Gross Profit414.22M288.69M272.12M224.43M154.53M2.16B
EBITDA311.85M281.23M292.65M197.09M200.58M976.23M
Net Income97.81M66.56M43.53M10.05M42.00K627.91M
Balance Sheet
Total Assets3.43B3.09B3.00B2.98B3.33B28.76B
Cash, Cash Equivalents and Short-Term Investments919.14M818.82M480.63M258.83M475.37M88.99M
Total Debt75.75M45.87M120.58M577.71M272.68M0.00
Total Liabilities1.25B969.72M1.38B1.74B2.05B2.12B
Stockholders Equity2.09B2.02B1.62B1.24B1.28B26.64B
Cash Flow
Free Cash Flow105.09M-349.60M242.64M-498.25M408.51M-519.57M
Operating Cash Flow203.48M-205.82M311.10M-416.16M484.17M-306.27M
Investing Cash Flow-72.85M-120.32M-66.31M-51.61M8.57M502.43M
Financing Cash Flow-5.07M297.41M-92.60M252.24M169.21M-264.85M

Vakrangee Limited Technical Analysis

Technical Analysis Sentiment
Negative
Last Price7.90
Price Trends
50DMA
6.51
Negative
100DMA
7.27
Negative
200DMA
8.19
Negative
Market Momentum
MACD
-0.38
Positive
RSI
27.53
Positive
STOCH
14.35
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:VAKRANGEE, the sentiment is Negative. The current price of 7.9 is above the 20-day moving average (MA) of 5.87, above the 50-day MA of 6.51, and below the 200-day MA of 8.19, indicating a bearish trend. The MACD of -0.38 indicates Positive momentum. The RSI at 27.53 is Positive, neither overbought nor oversold. The STOCH value of 14.35 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:VAKRANGEE.

Vakrangee Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
65
Neutral
₹7.97B31.710.61%10.77%-4.40%
63
Neutral
₹5.65B17.102.40%13.52%101.98%
58
Neutral
₹5.45B66.640.62%17.25%51.76%
55
Neutral
$13.29B17.4210.03%0.93%7.13%-12.93%
47
Neutral
₹7.49B-140.00-15.85%-148.91%
* Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:VAKRANGEE
Vakrangee Limited
5.03
-4.86
-49.14%
IN:JITFINFRA
JITF Infralogistics Ltd.
291.40
-83.80
-22.33%
IN:ROHLTD
Royal Orchid Hotels Limited
290.45
-119.74
-29.19%
IN:SUYOG
Suyog Telematics Ltd.
597.45
-241.29
-28.77%
IN:XCHANGING
Xchanging Solutions Limited
50.76
-36.35
-41.73%

Vakrangee Limited Corporate Events

Vakrangee Ties Up With Bajaj General Insurance to Deepen Rural Insurance Reach
Mar 21, 2026
Vakrangee Limited has entered a strategic corporate agency partnership with Bajaj General Insurance Limited to distribute a full range of general insurance products through its nationwide network of Vakrangee Kendras. The tie-up will enable Kendra...
Vakrangee Grants 100,000 Stock Options to Employees Under ESOP 2014
Jan 24, 2026
Vakrangee Limited has granted 100,000 stock options to eligible employees under its Employee Stock Option Scheme 2014, following approval by its Nomination, Remuneration and Compensation Committee on 24 January 2026. The options have been priced a...
Vakrangee Triples Q3 Profit as Non-Cash Banking and ATM Subsidiary Drive Margin Expansion
Jan 24, 2026
Vakrangee Limited reported a tripling of profit after tax in the third quarter of FY2025-26, with PAT up 201.1% year-on-year to Rs. 315 lakh and cash profit rising 46.9%, even as consolidated total income declined 10.3% due to inter-company sales ...
Vakrangee Releases Q3 and 9-Month FY2025-26 Results Update
Jan 24, 2026
Vakrangee Limited has released an investor and analyst presentation providing an update on its financial results for the third quarter and nine months ended December 31, 2025, which were approved by the board on January 24, 2026. The update, posit...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Mar 28, 2026