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Vakrangee Limited (IN:VAKRANGEE)
:VAKRANGEE
India Market
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Vakrangee Limited (VAKRANGEE) AI Stock Analysis

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IN:VAKRANGEE

Vakrangee Limited

(VAKRANGEE)

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Neutral 57 (OpenAI - 5.2)
Rating:57Neutral
Price Target:
₹6.50
▼(-17.72% Downside)
Action:Reiterated
Date:05/07/26
The score is driven primarily by improving FY2026 profitability/cash flow and a low-leverage balance sheet, partially offset by uneven revenue momentum and historically volatile cash conversion. Technicals are neutral-to-weak versus key moving averages, and the high P/E weighs on the overall score.
Positive Factors
Low-leverage balance sheet
A conservative, low-leverage balance sheet (debt-to-equity improving to very low levels by FY2025) gives the company durable financial flexibility. Lower refinancing risk supports continued investment in the Kendra network and cushions cyclicality, strengthening long-term resilience.
Negative Factors
Uneven revenue momentum
Top-line volatility and a slight revenue decline in FY2026 weaken predictability of fee-and-commission economics. For a network-driven franchise model, inconsistent revenue growth limits scalability benefits and makes it harder to steadily convert platform scale into durable margin expansion.
Read all positive and negative factors
Positive Factors
Negative Factors
Low-leverage balance sheet
A conservative, low-leverage balance sheet (debt-to-equity improving to very low levels by FY2025) gives the company durable financial flexibility. Lower refinancing risk supports continued investment in the Kendra network and cushions cyclicality, strengthening long-term resilience.
Read all positive factors

Vakrangee Limited (VAKRANGEE) vs. iShares MSCI India ETF (INDA)

Vakrangee Limited Business Overview & Revenue Model

Company Description
Vakrangee Limited, a technology company, provides banking, ATM, insurance, financial services, e-governance, e-commerce, and logistics services in India. The company offers bank account opening, cash deposits, withdrawals, money transfer, fixed an...
How the Company Makes Money
Vakrangee makes money primarily by operating a network of franchised/partner outlets (Vakrangee Kendras) and earning fees and commissions linked to transactions and services delivered through those outlets. Revenue is typically generated when a cu...

Vakrangee Limited Financial Statement Overview

Summary
Financials show a rebound in earnings and cash flow into FY2026 alongside a conservative, low-leverage balance sheet. Offsetting this, revenue momentum turned slightly negative in FY2026 and cash flow consistency has been volatile year-to-year, keeping the overall financial score in the mid-range.
Income Statement
56
Neutral
Balance Sheet
78
Positive
Cash Flow
62
Positive
BreakdownTTMMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue2.69B2.55B2.55B2.13B1.97B1.94B
Gross Profit414.22M305.55M288.69M272.12M224.43M154.53M
EBITDA311.85M276.64M281.23M292.65M197.09M200.58M
Net Income97.81M112.66M66.56M43.53M10.05M42.00K
Balance Sheet
Total Assets3.43B3.12B3.09B3.00B2.98B3.33B
Cash, Cash Equivalents and Short-Term Investments919.14M569.34M818.82M480.63M258.83M475.37M
Total Debt75.75M38.08M45.87M120.58M577.71M272.68M
Total Liabilities1.25B882.30M969.72M1.38B1.74B2.05B
Stockholders Equity2.09B2.14B2.02B1.62B1.24B1.28B
Cash Flow
Free Cash Flow105.09M497.82M-349.60M242.64M-498.25M408.51M
Operating Cash Flow203.48M661.16M-205.82M311.10M-416.16M484.17M
Investing Cash Flow-72.85M-625.14M-120.32M-66.31M-51.61M8.57M
Financing Cash Flow-5.07M-11.44M297.41M-92.60M252.24M169.21M

Vakrangee Limited Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price7.90
Price Trends
50DMA
6.34
Positive
100DMA
6.72
Negative
200DMA
7.60
Negative
Market Momentum
MACD
-0.06
Positive
RSI
49.18
Neutral
STOCH
36.91
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:VAKRANGEE, the sentiment is Neutral. The current price of 7.9 is above the 20-day moving average (MA) of 6.66, above the 50-day MA of 6.34, and above the 200-day MA of 7.60, indicating a neutral trend. The MACD of -0.06 indicates Positive momentum. The RSI at 49.18 is Neutral, neither overbought nor oversold. The STOCH value of 36.91 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:VAKRANGEE.

Vakrangee Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
70
Outperform
₹7.43B17.102.40%9.75%19.96%
65
Neutral
₹9.22B31.710.61%15.79%-26.32%
57
Neutral
₹7.06B46.800.62%-0.10%54.55%
55
Neutral
$13.29B17.4210.03%0.93%7.13%-12.93%
44
Neutral
₹7.32B-14.7814.09%-191.85%
* Services Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IN:VAKRANGEE
Vakrangee Limited
6.52
-4.08
-38.49%
IN:JITFINFRA
JITF Infralogistics Ltd.
284.85
-136.75
-32.44%
IN:ROHLTD
Royal Orchid Hotels Limited
336.25
-46.57
-12.16%
IN:SUYOG
Suyog Telematics Ltd.
802.20
-6.91
-0.85%
IN:XCHANGING
Xchanging Solutions Limited
66.72
-28.88
-30.21%

Vakrangee Limited Corporate Events

Vakrangee Ties Up With Bajaj General Insurance to Deepen Rural Insurance Reach
Mar 21, 2026
Vakrangee Limited has entered a strategic corporate agency partnership with Bajaj General Insurance Limited to distribute a full range of general insurance products through its nationwide network of Vakrangee Kendras. The tie-up will enable Kendra...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: May 07, 2026