Tata Investment Corporation Limited (TATAINVEST) AI Stock Analysis

• Market Cap: ₹304.89B
• Dividend Yield: 0.04%
• Average Volume (3M): 1.46M
• Price to Earnings (P/E): 117.0
• Beta (1Y): 0.68
• Revenue Growth: -18.73%
• EPS Growth: -4.53%
• Country: IN
• Employees: 23
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 1.49
• Shares Outstanding: 505,952,970
• 10 Day Avg. Volume: 1,974,558
• 30 Day Avg. Volume: 1,458,654
• PEG Ratio: -0.53
• Price to Book (P/B): 0.10
• Price to Sales (P/S): 7.71
• P/FCF Ratio: 15.35
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 61 Neutral
• Price Target: ₹604.00 ▼(-9.67% Downside)
• Action: Downgraded Date: 10/30/25
• Date: Action: Downgraded 10/30/25

Tata Investment Corporation Limited's strong financial performance is the primary driver of its overall score, reflecting robust profitability and a solid balance sheet. However, technical indicators suggest bearish sentiment, and the high P/E ratio raises valuation concerns. The lack of earnings call data and corporate events limits additional insights.

Positive Factors

Sustained Profitability and Margins

Consistently high gross and net margins indicate durable operational efficiency for an investment holding company. Strong margins create a persistent earnings buffer against market swings, enabling steady dividend capacity and reinvestment into the portfolio over multiple market cycles.

Conservative Capital Structure

Low leverage and a high equity ratio provide long-term financial flexibility. Minimal debt reduces default risk and affords the firm capacity to buy opportunities during downturns or fund realizations without expensive external financing, supporting strategic stability.

Strong Free Cash Flow Generation

Robust free cash flow relative to net income supports recurring dividend payments, buybacks, and opportunistic investments without relying on new debt. Consistent cash conversion underpins long-term shareholder returns and funds portfolio activity across economic cycles.

Negative Factors

Slowing Revenue Growth

A slowdown in revenue growth signals potential limits to expanding investment income and capital gains. Over months, reduced top-line momentum can constrain dividend growth and the pace of portfolio monetizations, pressuring long-term earnings compound and shareholder return prospects.

Volatile Free Cash Flow Growth

Volatility in free cash flow growth undermines predictability of dividends and reinvestment capacity. For an investment company, irregular cash realization timing can force suboptimal asset sales or defer strategic opportunities, weakening long-term capital allocation effectiveness.

Portfolio Concentration / Market Sensitivity

A substantial orientation to Tata-linked investments increases concentration and correlation risk with group performance. Coupled with dependence on equity markets and investee dividends, this structural exposure can amplify portfolio swings and limit diversification benefits over time.

Tata Investment Corporation Limited Business Overview & Revenue Model

Company Description

Tata Investment Corporation Limited is a publicly owned investment manager. The firm operates as an investment company in India. Its activities primarily include investing in long-term investments in equity shares, equity-related securities and other securities of companies in a range of industries. The company also distributes mutual funds and other investment related securities. Tata Investment Corporation was founded in 1937. Tata Investment Corporation Limited was formerly known as The Investment Corporation of India Limited. Tata Investment Corporation Limited is based in Mumbai, India.

How the Company Makes Money

The company makes money primarily from returns generated on its investment portfolio. Key earnings streams typically include: (1) dividend income received from equity investments; (2) interest income from debt instruments and other interest-bearing investments; (3) capital gains realized from the sale of investments (both listed and unlisted), which can be a meaningful contributor when the company monetizes appreciated holdings; and (4) other investment-related income such as profit on fair value changes where applicable under accounting standards and miscellaneous income related to investment activity. As an investment-holding NBFC, its performance and profitability are significantly influenced by equity market movements, the dividend policies and profitability of investee companies, interest-rate conditions affecting debt holdings, and the timing/extent of investment realizations. Specific information on material partnerships, client contracts, or operating business lines beyond investment activity is null.

Tata Investment Corporation Limited Financial Statement Overview

Summary

Tata Investment Corporation Limited demonstrates strong financial health with high profitability and a solid balance sheet. Despite a slowdown in revenue growth, the company maintains efficient operations and robust cash flow management. The low leverage and strong equity position provide stability, though there is room for improvement in return on equity.

Income Statement

Tata Investment Corporation Limited exhibits strong profitability with consistently high gross and net profit margins. However, the revenue growth rate has recently declined, indicating potential challenges in revenue generation. EBIT and EBITDA margins remain robust, reflecting efficient operational management.

Balance Sheet

The company maintains a solid balance sheet with minimal debt, as evidenced by the low debt-to-equity ratio. Return on equity is modest, suggesting room for improvement in generating returns for shareholders. The equity ratio indicates a strong capital structure with a high proportion of equity financing.

Cash Flow

Cash flow analysis reveals strong free cash flow generation, with a high free cash flow to net income ratio. The operating cash flow to net income ratio is also favorable, indicating efficient cash management. However, the free cash flow growth rate is volatile, suggesting potential fluctuations in cash generation.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	4.10B	4.09B	4.51B	3.13B	2.72B	1.88B
Gross Profit	4.09B	4.09B	4.40B	3.05B	2.72B	1.88B
EBITDA	3.73B	3.70B	4.07B	2.73B	2.47B	1.68B
Net Income	3.52B	3.12B	3.85B	2.52B	2.14B	1.54B
Balance Sheet
Total Assets	357.36B	348.42B	328.70B	210.89B	209.90B	148.86B
Cash, Cash Equivalents and Short-Term Investments	265.70M	156.50M	3.42B	210.46B	209.03B	65.92M
Total Debt	0.00	22.16M	4.08M	2.42B	18.81M	3.60M
Total Liabilities	39.46B	37.51B	29.05B	15.15B	13.12B	6.45B
Stockholders Equity	317.90B	310.91B	299.65B	195.72B	196.76B	142.39B
Cash Flow
Free Cash Flow	2.32B	2.05B	2.35B	2.29B	1.22B	856.93M
Operating Cash Flow	2.32B	2.06B	2.35B	2.30B	1.22B	858.84M
Investing Cash Flow	-848.90M	-1.66B	3.66B	-1.89B	36.50M	28.16M
Financing Cash Flow	-1.37B	-1.43B	-4.95B	-467.90M	-1.22B	-917.95M

Tata Investment Corporation Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 668.65
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:TATAINVEST, the sentiment is Negative. The current price of 668.65 is above the 20-day moving average (MA) of 640.18, above the 50-day MA of 641.92, and below the 200-day MA of 712.83, indicating a bearish trend. The MACD of -11.11 indicates Positive momentum. The RSI at 38.44 is Neutral, neither overbought nor oversold. The STOCH value of 13.61 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:TATAINVEST.

Tata Investment Corporation Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
SUMMITSEC	64 Neutral	₹16.27B	31.03	―	―	―	―
TATAINVEST	61 Neutral	₹304.89B	117.03	―	0.04%	-18.73%	-4.53%
JSWHL	60 Neutral	₹168.49B	175.19	―	―	―	―
NAHARCAP	60 Neutral	₹3.84B	8.25	―	0.57%	-36.38%	93.15%
KICL	57 Neutral	₹19.49B	316.94	―	―	―	―

Tata Investment Corporation Limited Corporate Events

Exchange Seeks Clarity from Tata Investment After Unusual Surge in Trading Volumes

The stock of Tata Investment Corporation Limited has seen a significant increase in trading volumes, drawing attention from the exchange and market participants. In response to this unusual activity, the exchange has formally sought updated and relevant information from the company to ensure transparency and safeguard investor interests, and is currently awaiting the company’s reply.

The exchange’s intervention underscores heightened regulatory vigilance around sudden market movements and aims to prevent information asymmetry among investors. Depending on the company’s forthcoming clarification, stakeholders may gain better visibility into any underlying developments driving the volume spike, which could influence sentiment and trading behavior in the near term.

Tata Investment Sets Board Meet to Review Q3 FY26 Results, Closes Trading Window

Tata Investment Corporation Limited has scheduled a meeting of its Board of Directors for January 30, 2026, to consider and approve the unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025. In line with SEBI’s insider trading regulations and the Tata Code of Conduct for Prevention of Insider Trading, the company has closed its trading window for designated persons from December 25, 2025, to February 1, 2026, a procedural step intended to prevent trading based on unpublished financial information and to reinforce regulatory compliance and governance standards for its stakeholders.