Suvidhaa Infoserve Limited (IN:SUVIDHAA)
:SUVIDHAA
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Suvidhaa Infoserve Limited
(SUVIDHAA)
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Rating:50Neutral
Price Target:
₹3.50
▼(-4.63% Downside)
Action:ReiteratedDate:04/11/26
The score is held back primarily by weak financial performance (multi-year revenue decline, ongoing losses, and negative operating/free cash flow). Technicals provide partial offset with an improving uptrend and positive MACD, while valuation remains constrained by a negative P/E and no provided dividend yield.
Positive Factors
Recurring transaction fee platform
Suvidhaa's core platform earns transaction and platform fees from a distributed agent/retailer network. That fee-per-transaction model is structurally recurring and scales with transaction volume, providing a durable revenue engine if adoption of digital payments continues.
Negative Factors
Material revenue decline
A near-60% multi-year revenue contraction indicates secular loss of scale or market share, undermining network effects and platform economics. Sustained top-line declines compress margins and make it harder to leverage fixed costs, threatening long-term profitability without a clear recovery plan.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring transaction fee platform
Suvidhaa's core platform earns transaction and platform fees from a distributed agent/retailer network. That fee-per-transaction model is structurally recurring and scales with transaction volume, providing a durable revenue engine if adoption of digital payments continues.
Read all positive factors
Suvidhaa Infoserve Limited (SUVIDHAA) vs. iShares MSCI India ETF (INDA)
Market Cap
₹717.54M
Dividend YieldN/A
Average Volume (3M)11.94K
Price to Earnings (P/E)―
Beta (1Y)1.60
Revenue Growth-57.66%
EPS Growth10.43%
CountryIN
Employees22
SectorServices
Sector StrengthN/A
IndustryInformation Technology Services
Share Statistics
EPS (TTM)-0.10
Shares Outstanding209,806,690
10 Day Avg. Volume10,250
30 Day Avg. Volume11,941
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)2.27
Price to Sales (P/S)7.99
P/FCF Ratio-14.26
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Suvidhaa Infoserve Limited Business Overview & Revenue Model
Company Description
Suvidhaa Infoserve Limited offers payment services. The company provides its payment services for domestic remittance, individual and business loans, mutual fund and other investment products, ATM, utility bill payments, recharges, travel ticketin...
How the Company Makes Money
SUVIDHAA primarily makes money by earning fees/commissions linked to transactions processed on its platform. Key revenue streams generally include: (1) transaction-based service charges and commissions from enabling consumer payments and assisted ...
Suvidhaa Infoserve Limited Financial Statement Overview
Summary
Income Statement
45
Neutral
Balance Sheet
55
Neutral
Cash Flow
40
Negative
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 50.00M | 106.20M | 76.09M | 312.90M | 380.54M | 1.07B |
| Gross Profit | -101.10M | -138.80M | -3.48M | 145.60M | 88.68M | 61.64M |
| EBITDA | -100.30M | -73.40M | -33.28M | 125.05M | 118.86M | 131.78M |
| Net Income | -146.30M | -165.80M | -161.23M | -17.50M | -28.65M | -42.10M |
Balance Sheet | ||||||
| Total Assets | 681.10M | 779.40M | 935.72M | 1.15B | 1.18B | 1.25B |
| Cash, Cash Equivalents and Short-Term Investments | 50.50M | 125.60M | 150.97M | 248.78M | 48.61M | 38.72M |
| Total Debt | 12.30M | 35.40M | 35.39M | 62.07M | 62.84M | 50.97M |
| Total Liabilities | 355.20M | 392.90M | 379.41M | 434.21M | 447.44M | 432.36M |
| Stockholders Equity | 314.10M | 374.60M | 544.41M | 705.55M | 717.85M | 804.99M |
Cash Flow | ||||||
| Free Cash Flow | -21.50M | -59.50M | -104.07M | 371.57M | 65.07M | -64.16M |
| Operating Cash Flow | -21.00M | -48.70M | -100.35M | 376.59M | 69.37M | -58.18M |
| Investing Cash Flow | 200.00K | -10.80M | 2.85M | -172.07M | -630.00K | -1.56M |
| Financing Cash Flow | -23.60M | 2.40M | -3.41M | 500.00K | -59.10M | -6.43M |
Suvidhaa Infoserve Limited Technical Analysis
Positive
3.67
Price Trends
2.90
Positive
3.26
Positive
3.73
Negative
Market Momentum
0.02
Negative
66.97
Neutral
90.59
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SUVIDHAA, the sentiment is Positive. The current price of 3.67 is above the 20-day moving average (MA) of 2.73, above the 50-day MA of 2.90, and below the 200-day MA of 3.73, indicating a neutral trend. The MACD of 0.02 indicates Negative momentum. The RSI at 66.97 is Neutral, neither overbought nor oversold. The STOCH value of 90.59 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:SUVIDHAA.
Suvidhaa Infoserve Limited Peers Comparison
UnderperformOutperform
Sector (55)
IN:SUVIDHAA
Suvidhaa Infoserve Limited
3.18
-0.74
-18.88%
IN:BGLOBAL
Bharatiya Global Infomedia Limited
3.11
-0.04
-1.27%
IN:CANDC
C&C Constructions Ltd.
―
―
―
IN:CKFSL
Cox & Kings Financial Service Ltd.
―
―
―
IN:EDUCOMP
Educomp Solutions Limited
0.90
-0.89
-49.72%
IN:SECURCRED
SecUR Credentials Ltd.
1.63
0.00
0.00%
Suvidhaa Infoserve Limited Corporate Events
Suvidhaa Infoserve Publishes Unaudited Q3 and Nine-Month Financial Results
Feb 11, 2026
Suvidhaa Infoserve Limited has announced that its unaudited consolidated and standalone financial results for the quarter and nine months ended December 31, 2025, have been reviewed by the Audit Committee and approved by the Board of Directors. Th...
Suvidhaa Infoserve Clears Quarterly Results, CFO Resigns and Independent Directors Reappointed
Feb 9, 2026
Suvidhaa Infoserve Limited’s board, meeting via audio and video conference on February 9, 2026, approved the unaudited standalone and consolidated financial results for the quarter ended December 31, 2025, authorising Managing Director Nares...
Suvidhaa Infoserve Reshapes Leadership as Board Clears Quarterly Results and Renews Independent Directors
Feb 9, 2026
Suvidhaa Infoserve Limited’s board, meeting via audio and video conference on February 9, 2026, approved the unaudited standalone and consolidated financial results for the quarter ended December 31, 2025, which will be published on the comp...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.