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Sundaram Finance Limited (IN:SUNDARMFIN)
:SUNDARMFIN
US Market

Sundaram Finance Limited (SUNDARMFIN) Ratios

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Sundaram Finance Limited Ratios

IN:SUNDARMFIN's free cash flow for Q1 2026 was ₹0.50. For the 2026 fiscal year, IN:SUNDARMFIN's free cash flow was decreased by ₹ and operating cash flow was ₹0.25. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
3.15 0.17 4.27 4.27 3.35
Quick Ratio
1.92 0.17 4.27 4.27 -5.76
Cash Ratio
0.46 0.24 1.83 1.83 9.11
Solvency Ratio
0.74 0.03 0.03 0.03 0.07
Operating Cash Flow Ratio
0.00 -1.00 -24.10 -24.10 -51.77
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
₹ -2.19B₹ -606.56B₹ -516.95B₹ -516.95B₹ -430.06B
Leverage Ratios
Debt-to-Assets Ratio
0.04 0.70 0.69 0.69 0.64
Debt-to-Equity Ratio
0.05 3.97 4.00 4.00 3.62
Debt-to-Capital Ratio
0.04 0.80 0.80 0.80 0.78
Long-Term Debt-to-Capital Ratio
0.04 0.80 0.00 0.00 0.00
Financial Leverage Ratio
1.12 5.71 5.80 5.80 5.66
Debt Service Coverage Ratio
20.48 0.49 1.36 1.36 -0.18
Interest Coverage Ratio
12.25 0.59 0.82 0.82 0.67
Debt to Market Cap
0.03 1.05 0.00 0.00 0.00
Interest Debt Per Share
12.83 5.13K 4.33K 4.33K 3.47K
Net Debt to EBITDA
1.26 18.83 8.42 8.42 0.00
Profitability Margins
Gross Profit Margin
57.28%50.54%99.94%99.94%78.09%
EBIT Margin
31.67%29.35%137.98%137.98%-4.63%
EBITDA Margin
33.22%32.02%143.02%143.02%0.00%
Operating Profit Margin
29.29%29.35%76.95%76.95%53.95%
Pretax Profit Margin
63.93%29.35%54.03%54.03%57.05%
Net Profit Margin
93.86%22.54%39.56%39.56%44.27%
Continuous Operations Profit Margin
94.57%22.54%50.76%50.76%50.33%
Net Income Per EBT
146.81%76.79%73.22%73.22%77.60%
EBT Per EBIT
218.29%100.00%70.21%70.21%105.73%
Return on Assets (ROA)
7.12%2.49%2.23%2.23%2.37%
Return on Equity (ROE)
8.28%14.24%12.96%12.96%13.40%
Return on Capital Employed (ROCE)
2.27%3.69%4.37%4.37%2.89%
Return on Invested Capital (ROIC)
2.27%2.73%2.87%2.87%80.31%
Return on Tangible Assets
7.30%2.52%2.26%2.26%2.40%
Earnings Yield
5.29%3.78%3.15%3.15%5.24%
Efficiency Ratios
Receivables Turnover
2.64 36.63 0.00 0.00 0.00
Payables Turnover
2.04 18.56 0.01 0.01 5.23
Inventory Turnover
1.29 0.00 0.00 0.00 0.57
Fixed Asset Turnover
2.04 11.28 5.64 5.64 5.87
Asset Turnover
0.08 0.11 0.06 0.06 0.05
Working Capital Turnover Ratio
3.02 -2.63 5.02 5.02 16.07
Cash Conversion Cycle
242.46 -9.70 -31.01K -31.01K 566.29
Days of Sales Outstanding
138.51 9.96 0.00 0.00 0.00
Days of Inventory Outstanding
282.51 0.00 0.00 0.00 636.07
Days of Payables Outstanding
178.56 19.67 31.01K 31.01K 69.78
Operating Cycle
421.03 9.96 0.00 0.00 636.07
Cash Flow Ratios
Operating Cash Flow Per Share
0.00 -815.27 -770.00 -770.00 -590.24
Free Cash Flow Per Share
0.00 -819.45 -777.56 -777.56 -592.54
CapEx Per Share
0.00 4.18 7.56 7.56 2.30
Free Cash Flow to Operating Cash Flow
0.00 1.01 1.01 1.01 1.00
Dividend Paid and CapEx Coverage Ratio
0.00 -23.85 -21.09 -21.09 -20.17
Capital Expenditure Coverage Ratio
0.00 -194.95 -101.81 -101.81 -256.58
Operating Cash Flow Coverage Ratio
0.00 -0.17 -0.19 -0.19 -0.18
Operating Cash Flow to Sales Ratio
0.00 -1.08 -2.34 -2.34 -2.17
Free Cash Flow Yield
0.00%-18.15%-18.80%-18.80%-25.77%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
18.93 26.47 31.75 31.75 19.08
Price-to-Sales (P/S) Ratio
17.63 5.97 12.56 12.56 8.45
Price-to-Book (P/B) Ratio
1.51 3.77 4.12 4.12 2.56
Price-to-Free Cash Flow (P/FCF) Ratio
0.00 -5.51 -5.32 -5.32 -3.88
Price-to-Operating Cash Flow Ratio
0.00 -5.54 -5.37 -5.37 -3.90
Price-to-Earnings Growth (PEG) Ratio
7.52 0.86 3.54 3.54 1.55
Price-to-Fair Value
1.51 3.77 4.12 4.12 2.56
Enterprise Value Multiple
54.34 37.46 17.20 17.20 0.00
Enterprise Value
90.47B 1.00T 892.96B 892.96B 600.75B
EV to EBITDA
54.33 37.46 17.20 17.20 0.00
EV to Sales
18.05 12.00 24.60 24.60 20.03
EV to Free Cash Flow
0.00 -11.07 -10.42 -10.42 -9.20
EV to Operating Cash Flow
0.00 -11.13 -10.52 -10.52 -9.24
Tangible Book Value Per Share
260.99 1.14K 943.87 943.87 1.08K
Shareholders’ Equity Per Share
265.83 1.20K 1.01K 1.01K 899.28
Tax and Other Ratios
Effective Tax Rate
-0.25 0.26 0.27 0.27 0.26
Revenue Per Share
22.55 756.56 329.35 329.35 272.18
Net Income Per Share
21.16 170.53 130.30 130.30 120.49
Tax Burden
1.47 0.77 0.73 0.73 0.78
Interest Burden
2.02 1.00 0.39 0.39 -12.32
Research & Development to Revenue
0.00 0.00 0.00 0.00 <0.01
SG&A to Revenue
0.16 0.04 0.23 0.23 0.11
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
0.00 -4.78 -5.91 -5.91 -3.80
Currency in INR