Sumit Woods Ltd. (SUMIT) AI Stock Analysis

• Market Cap: ₹2.04B
• Dividend Yield: N/A
• Average Volume (3M): 73.32K
• Price to Earnings (P/E): 68.8
• Beta (1Y): 1.63
• Revenue Growth: -36.78%
• EPS Growth: -26.62%
• Country: IN
• Employees: 36
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Development
• EPS (TTM): 0.24
• Shares Outstanding: 45,268,753
• 10 Day Avg. Volume: 45,400
• 30 Day Avg. Volume: 73,322
• PEG Ratio: -4.61
• Price to Book (P/B): 2.46
• Price to Sales (P/S): 2.80
• P/FCF Ratio: 33.52
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 54 Neutral
• Price Target: ₹46.00 ▼(-29.58% Downside)
• Action: Reiterated Date: 03/18/26
• Date: Action: Reiterated 03/18/26

The score is held up by moderately improving financial performance and balance-sheet stability, but is pulled down by a weak technical trend (price below key moving averages and negative MACD) and expensive valuation (high P/E with no dividend yield support).

Positive Factors

Balance-sheet stability

A moderate debt-to-equity mix and improving ROE indicate durable financial flexibility for a developer: it supports project financing, reduces refinancing risk, and gives capacity to fund new launches or complete projects over the next several quarters without forcing distressed asset sales.

Improving profitability and margins

Consistent gross margins combined with recent net margin improvement point to better cost control and pricing power. For a project developer, sustained margin recovery supports cash generation on future handovers and improves ability to reinvest in new projects, enhancing long-term returns.

Cash collection–driven revenue model

A monetization model built on staged customer collections aligns cash inflows with construction milestones. This reduces reliance on external financing, improves working-capital management over project cycles, and creates durable cash conversion potential once sales velocity and execution stabilize.

Negative Factors

Volatile free cash flow conversion

Inconsistent conversion of earnings into free cash flow limits the firm's ability to reliably fund new projects, repay debt, or return capital. For developers, swings in collections and completion timing can strain liquidity and raise funding cost or delay launches over multiple quarters.

Weak recent top-line and EPS trends

Sharp declines in reported revenue and EPS signal uneven sales execution or project timing gaps. Over the medium term, sustained revenue weakness can erode margins, hinder cash flows from handovers, and reduce capacity to launch new projects without raising external capital.

Small scale and higher cyclicality

A small operating scale and above-market beta suggest limited diversification and greater sensitivity to cyclical real-estate demand. Lower scale can constrain project pipeline, bargaining power with contractors, and resilience during downturns, increasing execution and market risk over months.

Sumit Woods Ltd. Business Overview & Revenue Model

Company Description

Sumit Woods Limited engages in the real estate development and incidental service activities in India. The company develops and sells residential, commercial, retail, and social infrastructure projects. Sumit Woods Limited was incorporated in 1997 and is headquartered in Mumbai, India.

How the Company Makes Money

Sumit Woods Ltd. primarily makes money by developing real estate projects and monetizing them through the sale of units (e.g., apartments) to homebuyers. Revenue is recognized from real estate development based on applicable accounting and regulatory frameworks, generally tied to project progress and/or the transfer of control/possession to customers, depending on the contract structure and reporting policy. Key cash inflows commonly include customer collections linked to booking amounts, construction-linked payment plans, and final handover payments. The company’s earnings are therefore driven by (i) project launch pipeline and sales velocity, (ii) pricing realizations, (iii) construction execution and cost control, and (iv) the timing of regulatory approvals and project completion/handovers. Information on additional revenue streams (such as leasing/rental income, brokerage/fees, or income from specific joint ventures/partnerships) is null.

Sumit Woods Ltd. Financial Statement Overview

Summary

Financials show gradual recovery with improving profitability and a relatively stable balance sheet, but operating efficiency and cash conversion remain inconsistent. Income statement strength is moderate (62) with volatility in net margins; balance sheet is stronger (70) with manageable leverage and improving ROE; cash flow is weaker (58) due to swings in free cash flow and uneven conversion of earnings into FCF.

Income Statement

Sumit Woods Ltd. has shown a mixed performance in its income statement. The gross profit margin has been fairly consistent, but net profit margin fluctuated significantly, with substantial improvements in recent years. The revenue growth rate has been positive, indicating recovery and expansion. However, EBIT and EBITDA margins indicate room for improvement in operational efficiency.

Balance Sheet

The company has a stable balance sheet with a moderate debt-to-equity ratio, showing a balance between debt and equity financing. The return on equity has improved, reflecting better utilization of equity capital. The equity ratio indicates a reasonable level of financial stability, though there's room for enhancing equity base.

Cash Flow

The cash flow statement shows variability, with significant swings in free cash flow growth. The operating cash flow to net income ratio suggests effective cash generation relative to earnings. However, the free cash flow to net income ratio indicates challenges in converting earnings into free cash flow consistently.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	1.51B	1.41B	1.80B	1.01B	599.51M	449.37M
Gross Profit	457.69M	298.50M	519.12M	423.64M	108.37M	-78.96M
EBITDA	287.96M	267.98M	320.54M	251.94M	66.70M	-92.75M
Net Income	132.60M	114.43M	89.93M	76.40M	-9.09M	-224.61M
Balance Sheet
Total Assets	0.00	3.16B	2.68B	2.74B	2.22B	1.79B
Cash, Cash Equivalents and Short-Term Investments	284.01M	284.01M	40.78M	54.99M	72.27M	43.68M
Total Debt	0.00	638.78M	1.19B	1.38B	1.10B	649.45M
Total Liabilities	-1.90B	1.26B	1.68B	1.85B	1.45B	956.21M
Stockholders Equity	1.90B	1.60B	760.19M	671.12M	559.64M	568.85M
Cash Flow
Free Cash Flow	0.00	117.69M	359.90M	-264.73M	-287.79M	-15.50M
Operating Cash Flow	0.00	143.94M	359.90M	-151.78M	-282.74M	-3.22M
Investing Cash Flow	0.00	-126.19M	-51.27M	-41.70M	-34.38M	-15.30M
Financing Cash Flow	0.00	164.80M	-322.44M	177.90M	354.84M	35.74M

Sumit Woods Ltd. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 65.32
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:SUMIT, the sentiment is Neutral. The current price of 65.32 is above the 20-day moving average (MA) of 40.27, above the 50-day MA of 48.48, and below the 200-day MA of 78.36, indicating a neutral trend. The MACD of -3.18 indicates Negative momentum. The RSI at 54.89 is Neutral, neither overbought nor oversold. The STOCH value of 83.37 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:SUMIT.

Sumit Woods Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ATALREAL	68 Neutral	₹2.77B	42.03	―	―	49.74%	-26.42%
PANSARI	67 Neutral	₹4.63B	30.89	―	―	-10.59%	101.05%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
NILAINFRA	64 Neutral	₹2.73B	20.17	―	―	64.41%	22.85%
SUMIT	54 Neutral	₹2.04B	68.77	―	―	-36.78%	-26.62%
PROZONER	54 Neutral	₹6.84B	119.39	―	―	4.65%	-154.71%
EMAMIREAL	42 Neutral	₹2.56B	-2.38	―	―	62.06%	-51.93%